This program moved to WAITING status! Do not invest there at the moment!
Second Thoughts on CryptoLux.
CryptoLux (reviewed here) is now the most senior listing on the EmilyNews monitor. As I write this, they have been listed with us for 227 days, around seven and one half months. And, additionally, the company was online for over a month before they listed with us. This is a rare accomplishment in HYIP world. So, the investor might very logically wonder why this is so. Let’s see if we can make some sense out of this…
In the way of background, I’m going to repeat the information that appeared in Part 2 of our review of CryptoLux that summarized the features of its investment plan. The plan has eight “ranks,” going from Bronze to Diamond. You can read this part of our review here.
Bronze
Daily Interest = 1.16% for 129 days (you reach 50% profit in this length of time)
Break Even = 86 days
Personal Deposit = 0
Sales = 0
Bonus = 0
Silver
1.25% for 120 days
Break even in 80 days
Personal Deposit = $50
Sales = $1,000
Bonus = $50
Gold
1.31% for 114 days
Break even in 76 days
Personal Deposit = $50
Sales = $5,000
Bonus = $200
Platinum
1.35% for 111 days
Break even in 74 days
Personal Deposit = $250
Sales = $30,000
Bonus = $1,000
Sapphire
1.39% for 108 days
Break even in 72 days
Personal Deposit = $1,000
Sales = $100,000
Bonus = $5,000
Plus two Platinum in your first referral line
Emerald
1.42% for 105 days
Break even in 70 days
Personal Deposit = $2,500
Sales = $250,000
Bonus = $15,000
Plus two Sapphire in your first referral line
Ruby
1.45% for 103 days
Break even in 69 days
Personal Deposit = $10,000
Sales = $750,000
Bonus = $45,000
Plus two Emerald in your first referral line
Diamond
1.49% for 101 days
Break even in 67 days
Personal Deposit = $20,000
Sales = $1,500,000
Bonus = $80,000
Plus two Ruby in your first referral line
Next in Part 2 of our review we went on to determine the average daily net interest (DNI) that each of these ranks pays investors. Here they are:
Bronze. 0.39%
Silver. 0.42%
Gold. 0.44%
Platinum. 0.45%
Sapphire. 0.46%
Emerald. 0.48%
Ruby. 0.49%
Diamond. 0.50%
Just looking at these numbers, you can easily figure out why CryptoLux has been with us for so long. In the article in HYIP Insights #12, we suggested that programs offering investment plans having DNIs that are less than 1% might have the potential to be long-term survivors. ALL of the CryptoLux investment plan ranks have DNIs that are significantly below 1%. Furthermore, since each rank of the plan requires a certain minimum amount of “sales” by an investor’s downline, rather than just a minimum investment by the investor, it is much harder than usual for an investor to qualify for the higher ranks. Looking at the ranks, it is probable that almost all investors will be in the Bronze and Silver with DNIs of .39% and .42% respectively. These yield less that 3% per week average profit over the life of the plans. In HYIP Insights #23, we suggested that a good weekly profit level to aim for would be between 5% and 10%. So, for an HYIP, CryptoLux offers an investment plan that is very conservative. But, this has paid off for investors. All ranks of the CryptoLux investment plan have gone through a complete investment cycle by now. Here at EmilyNews, we notice that new investors are still signing up for the program. I suspect that they might be old investors signing up for a second cycle! So, CryptoLux is an example of a long-term investment plan that has lived up to its promises. Let’s hope that it will continue to be with us for a few more investment cycles…
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