This project was moved on PROBLEM! Beware at the moment..
The SofTradeAI Investment Plans.
In our recent “First Thoughts” article about SofTradeAI, we introduced the company’s investment plans in the following way:
In the way of investment plans, SofTradeAI has something a bit unusual to offer. There are three plans, all of which run for 35 business days. The unusual thing about them — that I have not seen before — is that they return 50% of your deposit at the end of a plan. After you recover from the surprise of this unusual feature of the plans, everything else is easy to understand.
*Click this LINK to watch the Presentation and few other Videos!
Here’s the remainder of the information about the investment plans as given in the SofTradeAI website:
- Plan #1
- 2% daily for 35 business days
- Minimum investment =$25
- Plan #2
- 3% daily for 35 business days
- Minimum investment = $100
- Plan #3
- 4% daily for 35 business days
- Minimum investment = $500
Analysis of the SofTradeAI Investment Plans.
The first thing we should do is convert 35 business days to calendar days. You can make an approximate conversion if you remember that there are typically 22 business days in a 30 calendar day month. So, multiplying 35 business days by the conversion factor 30/22, you get that the investment plans run for roughly 48 calendar days.
Let’s begin our analysis of the investment plans by seeing how long it takes each of them to break even. Starting with Plan #1, if you divide 100% by the 2% interest rate, you find that it will take 50 business days for the program to break even. However, the plan is only 35 business days long. So, you won’t break even until the plan ends and the promised 50% of your deposit is returned to you at that time. In the 35 business day period, you will recover 70% (2 x 35) of your deposit. For Plan #2, dividing 100% by the 3% return, you find that the plan breaks even in 34 business days, almost exactly when the plan ends. Using the 30/22 conversion factor, this equates to around 47 calendar days, which, again for all practical purposes, is when the plan ends. Finally, for Plan #3, dividing 100% by 4%, you find that the plan breaks even in 25 business days, which converts to around 35 calendar days. So, Plan #3 is the only plan that breaks even significantly before the end of the plan.
Here are these results in table form.
- Plan Days to break even
- Business Days Calendar Days
- #1 35 48 (at end of plan)
- #2 34 47
- #3 25 35
Next, let’s determine the average daily net interest (DNI) that you will earn from each of these investment plans. This is simply the total net interest that you will receive from a plan averaged out over the number of CALENDAR days in the plan. We use calendar days in this calculation in order to get consistent results with those obtained for other HYIPs that we have analyzed in the past. You must compare “apples to apples,” not “apples to oranges,” or your results are nonsense.
Looking first at Plan #1, your daily returns will amount to 2% times the 35 business day length of the plan, or 70%. Adding to this the 50% of your deposit that will be returned to you at the end of the plan, you get a total GROSS interest of 120%. Since his includes your deposit, you must subtract 100% from this to get the total NET interest, which will be 20%. Finally, averaging this out over the 48 CALENDAR day length of the plan by dividing by 48, you get a DNI of 0.42%. If you do the same calculation for Plans #2 and #3, you will get the following results:
- Plan DNI
- #1 0.42%
- #2 1.15%
- #3 1.88%
An important result of this exercise is that, although the 4% daily return of Plan #3 is twice the 2% daily return of Plan #1, the DNI of Plan #3 is more than FOUR times the DNI of Plan #1. Of course, DNI is the most important thing for the investor. NET interest, or “pure profit” is what we are aiming for.
OK, with this as an introduction to this rather interesting set on investment plans, we’ll delay further discussion of them until Part 2 of our review. It should be complete in a few days from now. Please check the EmilyNews blog regularly for it.
*********************************
If one of the paying programs on our Monitor appeals to you, please support EmilyNews by registering for it on our website. Thanks very very much!
Telegram Chat for your Crypto and Hyip reports: @HyipChatEN
*********************************
Be the first to get most important HYIP news everyday!
Simply Follow EN Facebook, EN Telegram, EN Twitter
or Subscribe to EN Feedburner and submit your email address!
If you like this article, if you want to support EN – please share it by using at least few of social media buttons below. Thanks and See you tomorrow!
