This is SCAM project already! Do not invest there anymore!
9Return is an investment company incorporated in England. According to the website, “9Returns is an investment management platform built and managed by professionals who worked at different levels of stock markets.” Apparently, the diversification of their investments is the strength of this program. In fact, it leads to the three different investment portfolios offered by the company.
The first is called “All Tech” and, as the name implies, deals with such things as information technology, the internet, and artificial intelligence.
The second is called “The Vitals” and, again, as the name implies, deals with items that they consider to be “important to our day to day living.” These include telecommunications, pharmaceuticals, and real estate.
The last is playfully referred to as “Big Wheels,” a slang expression I have not heard in decades, that implies extreme importance. Portfolio items in this category include “oil, gas and consumable fuels, mining and industrials.”
So, 9Returns pretty much has the entire stock market covered. If, indeed, they have the expertise to wisely make investments in all these areas, they could be very successful.
Here is a summary of the investment plans corresponding to each of these areas. Note that the returns increase according to the generally accepted value of the asset being considered:
All Tech (Plan 1)
2.5% daily, calendar days
Perpetual
Min = $10, Max = $10,000
The Vitals (Plan 2)
6% daily, business days
25 business days
Min = $50, Max = $1,000
Principal not returned
Big Wheels (Plan 3)
8% daily, business days
20 business days
Max = $1,001, Min = $100,000
Principal not returned
To simplify things a tiny bit, I have referred to these three plans as Plan 1, Plan 2, and Plan 3. Plan 1 is different from the other two in that it is based on calendar days and is “perpetual.” Plans 2 and 3 are based on business days and have a set term. None of the plans return your principal; the idea is that you get it back in your interest earnings.
OK, let’s put some numbers on all this and see how the plans would work out for you. Let’s assume an investment of $100 in Plan 1. At 2.5% interest per calendar day, your daily earnings would be $2.50. So, you would break even in 40 (100/2.5) calendar days. After that, your earnings are pure profit. So, you bite your nails for almost seven weeks and then you are home free.
Suppose that you decide to put your $100 in Plan 2 instead, how would that work out for you? At 6% interest per day, you would earn $6 per business day. So, after around 17 (100/6) business days, you would break even. Thinking in terms of calendar days, that comes to around three and a half weeks. Again, I refer to this as the nail biting period. Note that the time to break even is considerably less in Plan 2 than it is in Plan 1. This plan runs for 25 days, so your total earnings will come to $150 (25 x 6), of which $50 is pure profit since your principal is included in your earnings.
To compare this with Plan 1, let’s see how long it would take you to earn $50 profit in that Plan 1 for a $100 investment — or $150 gross earnings. Since you earn $2.50 per day, the number of days to achieve this objective is 60 (150/2.5) calendar days. This is interesting because, in 60 calendar days, you can almost go through another investment term for Plan 2 and make another $50. This is worth some more thought.
Let’s do these calculations very precisely and compute exactly how much each plan would earn you in a period of 50 business days, two cycles of Plan 2. Again, for Plan 2, our $100 investment would earn us a net profit of $50 two times, a total of $100. That’s easy. For Plan 1, we first need to know how many calendar days there are in 50 business days. Since there are five business days in a calendar week of seven days, that means there will be 70 (50 x [7/5]) calendar days in the 50 day business period. Hence, the gross earnings for Plan 1 in this 70 day period will be $175 (70 x 2.5). Since your principal is a part of this, your pure profit is $75. So, for a period of 50 business days, Plan 2 is a better deal than Plan 1 — at least for the FIRST 50 business days. That’s the catch and that’s where this gets even more involved. As we calculated earlier, after 40 calendar days ALL THE EARNINGS OF PLAN 1 ARE PURE PROFIT.
As an example, suppose the program manages to survive for 50 days. You might think about making still another 25 day investment with Plan 2 and earning yourself another cool $50 for your $100 investment. However, look at what would happen if you let your Plan 1 investment continue for another 25 business days — or 35 (25 x [7/5]) calendar days. Your net profit will be $87.50 (35 x 2.5) for this time period — which is a lot better than the $50 you would earn from Plan 2. Remember that everything you earn in Plan 1 after 40 days is pure profit.
So, to sum this all up, Plan 2 is the better deal for the first 50 business days. However, if the program survives longer than that, you will be wishing that you had put your money in Plan 1 instead of Plan 2! How does a person decide what to do? Which is the best choice? Obviously, it all depends on how long the program survives. This, of course, is what the HYIP “Game” is all about. It is all up to the investor’s opinion of the viability of the program. We at Emily News try our best to give you reliable objective information upon which to base your decision as to how to proceed with your investment program. However, the decision is always up to you. A while back we wrote an article about this that you can read here.
Plan 3 is similar to Plan 2 but with a higher interest rate and a still shorter term. The minimum deposit is now up to $1,000. So, this plan is limited to more serious investors — or at least to those with bigger pocketbooks. The interest rate of 8% per business day is high and you will break even in 13 (100/8) business days. The plan is 20 days long. So, the total percent interest you will earn is 160% (20 x 8) or a net profit of 60%, again after 20 business days. I won’t attempt to compare this plan with the others. You are probably tired of doing arithmetic by now!
9Returns has a very satisfactory affiliate program, if recruiting is something you’re interested in. It pays 8%, 3%, and 1% on deposits in the first three levels of your downline. And, you do not have to be a paid investor in order to benefit from the affiliate program. If you are very serious about this, you might want to think about 9Returns’ Representative program that pays 15%, 3%, and 1%. This is significantly more lucrative. However, there are requirements that have to be met in order to be eligible to benefit from this program. They are:
You should have an active deposit of $1000 in your account
You should already have 15 active referrals who have invested in 9Returns
The cumulative investment from all your referrals should not be less than $2000
Should have experience in affiliate marketing and social media marketing.
Currently, 9Returns accepts the following payment processors: Bit Coin, Payeer, Advanced Cash, Perfect Money, and NixMoney. The minimum deposit is $10 and the minimum withdrawal is $1. Deposits are instant except for the case of Bitcoin. The website has a unique warning for deposits made in Bitcoin.
Your account will be topped up instantly for all other accepted payment methods except for Bitcoin.
Since Bitcoin network is not instant, your deposit time may take anywhere between 15 minutes to 24 hours. Note that your deposit would be added as soon as we receive 3 confirmations.
And be careful while making investment through Bitcoin. Once you choose the amount of investment, we would convert and display the amount of Bitcoins needs to be paid. You must send the exact amount of Bitcoins displayed.
For instance, you choose to invest $100 and we displayed 0.09 BTC, so you should send the same amount of BTC as deposit. Any mismatch between the actual amount of BTC displayed and your deposit, would lead to loss of money in the process which neither of us can retrieve.
Withdrawal requests are processed manually within 48 business hours. Note that this implies they will not be processed on weekends. So, a withdrawal request submitted on Friday might not be fulfilled until the following Tuesday.
As far as contacting 9Retruns is concerned, they have a mailing address, a phone number, and an email address. I suspect that only the email address will be a useful means of contact, but, certainly, if you live in the UK, it would be worth a try to use the phone number. It looks like they are set up for live chat although, as I write this, there was no agent on duty and you would have to leave a written message. As this is a new program, it’s possible that the chat feature isn’tt live yet. If this is the case, we would strongly recommend that the program take measures to implement this very valuable feature ASAP.
In summary, 9Returns has a nice selection of investment plans. As far as HYIPs go, they would probably be classed as medium term plans, although the 20 and 25 day programs are leaning toward the “short” end of the spectrum. The lower interest “perpetual” plan has the potential for very good earnings IF the program is a survivor. But, there is no way to predict that one. So, if the 9Returns investment plans appeal to you, you might want to make them a part of your portfolio. As always, be sure to diversify and never invest more than you can afford to lose. Good Luck!
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To the Admin: We always welcome comments on our reviews — pro or con — and we will be happy to publish them in the Emily News blog.
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Please don’t forget that you can post your screenshots of payment, scam, or other proofs related to a program by clicking on the “Details” button in the Emily News monitor. Also, don’t forget that you can add your referral link when you post your proofs — another way to build your downline.
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