In our recently published (“First Thoughts”) article about HightWolf – new Diamond listing program, we carefully readed the description of the program and briefly showed the investment plans. Let me repeat that part for you:

For investors, HightWolf offers five investment plans. They vary in terms of conditions, so pay attention to that.

  • Colibri Fly1.2% Daily for 15 working days (Principal Back) | min. deposit – $15
  • Trading Bull1.9% Daily for 20 working days (Principal Back) | min. deposit – $950
  • Eagle Growth2.7% Daily for 30 working days (Principal Back) | min. deposit – $2450
  • Bear Glow10.3% Daily for 23 working days (Principal Included) | min. deposit – $5000 
  • Lion King415% After 51 working days (Principal Back) | min. deposit – $880

We have a wide range of options here, as you can see.. Three “Principal Back Daily Plans, one “Principal Included” Daily plan and one “After” plan.

In my opinion, Colibri Fly and Trading Bull plans will be the most popular among investors of HightWolf platform and 80% – 90% of deposits will be under these plans.

For now let’s take Colibri Fly plan as our first example.

We begin by noting that there are 15 business (working) days here. That’s why, we convert business days to calendar days by multiplying the number of business days by a 30/22 conversion factor. If you do that, you get 20.45 calendar days, which we can round up to 21 days. So, this is a sort of check that the conversion factor makes the plan more understandable to potential investors.

On Colibri Fly plan you receive 1.2% interest per day, the Total Interest that you will receive in the 15 working day period would be 18% (1.2% x 15 days).  As you see, you break even at the end, when your deposit is returned to you. 

Since 18% becomes your Total Net Interest for the plan, perhaps you have already done a simple calculation in your head to understand that Your Total Return On Investment (ROI = Total Net Interest + Principal Back) is 118% (18% + 100%), that you get in 21 Calendar days or 15 business days (according to plan).

Let’s check DNI (Daily Net Interest) now. If you divide 18% by 21 days, you get that the average Daily Net Interest (DNI) for the plan is ~ 0.85%. Thus it is a Low interest plan according to our DNI scale (read EN HYIP Insights article #12 Part 3 and Part 4). Some of you may see this as a potentially good sign of stability.

Let’s look at Trading Bull plan and do the same just a bit shorter.  This plan pays you 1.9% Daily for 20 working days and returns your initial deposit back at the end too. By using our conversion factor we get roughly 27 Calendar Days. Your Total Interest is 38% (1,9% x 20 days). Then Total Return On Investment is 138% in 27 Calendar days or 20 business days.

Averaging out over the 27 CALENDAR day length of the plan, you get a DNI of 1.4% – Medium interest plan. Since this is another HightWolf “Principal Back” plan, you also break even at the end of it.

Ok, i hope you can do this simple math on the following three plans (if you are interested to join them) and see the difference..

We will see some additional details of HightWolf in Part 2 of our review.  Please stand by. The second part, i believe, will be available in a few days. 

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