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HYIP Battles #1 — FexFund vs. Axiscrude Part 2

Minimum Investment Amount for FexFund and AxisCrude Investment Plans.

SURPRISING NEWS!  AXISCRUDE HAS BEEN PLACED ON PROBLEM STATUS BY EMILY NEWS AND THE OUTLOOK FOR THE PROGRAM’S SURVIVAL IS BLEAK!   SO, HYIP BATTLES #1 IS OVER AND THERE IS A WINNER!  CONGRATULATIONS TO FEXFUND!

SINCE THIS WAS WRITTEN BEFORE WE WERE AWARE OF A “WINNER,” WE ARE STILL GOING TO PRINT THE SECOND PART OF THE ARTICLE AS THE ANALYSIS IN IT MIGHT BE USEFUL TO SOME OF YOU.  THERE ARE MORE COMMENTS CONCERNING THE EARLY END OF THIS “BATTLE” AT THE END OF THE ARTICLE… 

In the first Part of this article, we ended with a comparison of the Daily Net Interest Rates (DNI) for the FexFund and AxisCrude investment plans that we are analyzing and hinted that there might be more to the picture than DNI when coming to a decision as to which is the best plan.  Then, we suggested taking a look at the minimum investment amounts for each of the plans.

Here they are:

FexFund

Medium: $25
Investor: $50

Axis Crude

Plan A:  $10
Plan B:  $4,501

This sheds a whole new light on things as the second AxisCrude plan is BEYOND the reach of 95% of all HYIP investors.  In addition, the minimum investment for second FexFund plan is probably WITHIN the reach of 95% of all HYIP investors.  So, if we are thinking of the great majority of HYIP investors, both FexFund plans and Plan A from AxisCrude should be grouped together and Plan B of AxisCrude should be in a class by itself reserved for the elite investor.  With this breakdown, the Investor plan offered by FexFund is clearly the winner in-so-far-as DNI is concerned.  In other words, on a daily basis, it is the MOST PROFITABLE plan.  For the few wealthy folks of course, they should take advantage of the slightly higher DNI of the AxisCrude Plan B.

FexFund.net

Is this it?  Note quite.  There is still another factor to consider: the days for a plan to break even.  This is important and I refer to it as the “nail-biting” period that every HYIP investor goes through as he waits for the sum of his daily interest earnings to equal his investment so that everything after that will be pure profit.  From the point of view of saving your fingernails (or reducing the risk of stroke), the shorter the breakeven period the better.  You compute the days for a plan to break even by dividing 100% by the actual percent the plan pays you on a daily basis.  For example, for the FexFund Medium plan, it takes around 17 (100/6) the days to break even.  Here are the results for all four of the investment plans:

FexFund

Medium — 6% daily for 20 days
Break Even = 17 days

Investor — 5% daily for 30 days
Break Even = 20 days

AxisCrude

PLAN A — 3% daily for 55 days
Break Even = 34 days

PLAN B — 4% daily for 50 days
Break Even = 25 days

As you might expect, since the FexFund plans have shorter terms than the AxisCrude plans, their breakeven time will likewise be shorter.  But, this isn’t a fair comparison as, if we wanted to take advantage of the attractive DNI of the FexFund Investor plan, we would probably want to invest in the plan TWICE.  The way to make an honest comparison of times to break even is to calculate the PERCENT of the length of the investment plan term that it takes for it to break even.  For example, in the FexFund Medium plan, since it takes 17 out of the 20 days in the term to break even, you get that it takes around 85% (17/85) of the plan length to break even.  That’s a lot of nail biting; you only have three days to relax!  Here are the percents for all four of the investment plans:

FexFund

Medium — 6% daily for 20 days
Break Even = 17 days, 85% of term

Investor — 5% daily for 30 days
Break Even = 20 days, 67% of term

AxisCrude

PLAN A — 3% daily for 55 days
Break Even = 34 days, 62% of term

PLAN B — 4% daily for 50 days
Break Even = 25 days, 50% of term

From this point of view, the FexFund Investor plan and AxisCrude Plan A are roughly equal.  Axiscrude Plan B is a clear winner (remember, we’re looking for the LOWEST percent).  However, the minimum investment to take advantage of that plan will be a roadblock for most folks.

The End of the FexFund vs. AxisCrude Battle.

OK, here’s the whole works in summary form:

FexFund

Medium — 6% daily for 20 days
120% (20% Net)
Break Even = 17 days, 85% of term
DNI = 1%
$25 – $5,000

Investor — 5% daily for 30 days
150% (50% Net)
Break Even = 20 days, 67% of term
DNI = 1.67%
$50 – $50,000

AxisCrude

PLAN A — 3% daily for 55 days
165% (65% Net)
Break Even = 34 days, 62% of term
DNI = 1.18%
$10 – $4,500

PLAN B — 4% daily for 50 days
200% (100% Net)
Break Even = 25 days, 50% of term
DNI = 2%
$4,501 – $50,000

So, there are pros and cons to the investment plans.  What plan would I put my money into?  Well, in the Preview article introducing this one, we emphasized that all we at Emily News will do is give you INFORMATION.  You have to do the deciding!  And, I suppose that here isn’t too much more information I can give you…

FexFund.net

OK, maybe one more thing…

In the back of the mind of every HYIP investor is the question of how likely a program is to survive.  This depends a lot on how much money it has promised to pay its investors.  So, when comparing DNIs to see which investment plans are the most profitable, you should also be thinking that, the higher the DNI, the more trouble the company will have paying it!  Now it really is complicated.  Truthfully, it’s hard to process everything that I’ve stuffed into this article and come up with a foolproof decision.

And, there is even more that I won’t get into as this is only an analysis of the investment plans offered by these programs.  For example, if you have the hope that either of these plans is the real thing (as their Admins claim!), you ought to examine the “Legends,” the stories the companies tell about themselves (click here for an article on HYIP Legends), to see how plausible they are.  You might even try to do a character assessment of the Admin based on what he/she has said in his/her news releases (and on the website) or on social media.  And there’s probably more.

So, if you really insist that I make an investment suggestion, since the FexFund Investor plan and the AxisCrude Plan A are quite similar, I would probably invest in BOTH of them.  Remember to always diversify!  How I would SPLIT my investment would be based on the intangibles of the last two paragraphs.  That’s where opinion, taste, intuition — and crystal ball gazing — come into play.  I’ll leave that up to you…

Well, I hope this is helpful.  We would welcome your feedback on this article.  Good Luck!

ONE MORE COMMENT, NOW THAT WE KNOW WHO THE WINNER IS.  AXISCRUDE PUBLISHED A LARGE NUMBER OF NEWS RELEASES (THAT YOU CAN READ IN THE EMILY NEWS BLOG).  A COMMON THEME OF ALL OF THEM WAS TELLING THE READER HOW WONDERFUL THEIR PROGRAM WAS.  IN MY OPINION, IF A COMPANY HAS TO TELL YOU HOW GREAT THEY ARE, IN ACTUALITY, THEY MIGHT NOT BE SO GREAT.  ACTIONS SPEAK LOUDER THAN WORDS AND, BECAUSE OF THIS, I WOULD HAVE INVESTED MUCH MORE HEAVILY IN FEXFUND THAN IN AXISCRUDE.  IT WOULD HAVE BEEN THE RIGHT CHOICE. 

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