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ExoCapital – Review Part 1

This project was moved on Problem status! Do NOT invest there at the moment..

Few days ago you read our “First Thoughts” article about ExoCapital – new Gold listing program. We drew attention to some of the materials on the site and noted its investment plans. Let me remind you a small excerpt from that article:

We’re all different, and our investment portfolios should be too. So with ExoCapital, every single portfolio is created on an individual basis, and are then managed that way too. This means every decision ExoCapital makes is based on you and your situation, not the average of a group.

We take a cost effective vehicle, ETFs (Exchange Traded Funds), and use our algorithms to actively identify the optimal allocation to hold in your portfolio each day.

Reaching your optimal portfolio shouldn’t be constrained by fees. No matter how many times we optimise and rebalance your portfolio.

ExoCapital offers 3 investment plans:

  • Exo Starter – 2.20% Daily For 20 Days (Principal Return) with min. deposit – $22.00
  • Exo Premium – 5.00% Daily For 50 Days (Principal Included) with min. deposit – $5,000.00
  • Exo VIP – 1500.00% After 160 Days with min. deposit – $1,100.00

Highly likely, as we can see, the most popular investment plan will be the first one – Exo Starter.

Now let’s get down right to our calculations. We will take a closer look on the first plan (Exo Starter).

We deal with Calendar days and there is no need in conversion factor of 30/22 (calendar days/business days).

There is a fixed interest rate of 2.2% per day for 20 days and any investor must get back his Initial Deposit at the end. In the “Principal Return” type plans, you get a break-even point immediately after the deposit is returned. Thus, we reach the break-even level on the 20th day – the last day of the plan.

During these 20 days, you earn a net profit (20 x 2.2% = 44%). It must be clear what is the total gross interest of the plan then. We multiply the number of days (20) by daily return (2.2%) and add our Deposit back (100%). 20 x 2.2% + 100% = 144%.

We can easily determine if this plan is High, Medium, or Low – based on the DNI (Daily Net Interest) that we explained in article #12, Part 3 and Part 4 of Hyip Insights. The DNI here is the exact daily return – 2.2%. That means we deal with a High Interest plan of ExoCapital.

Now let’s say few words about Exo Premium plan. This one is 5.00% Daily For 50 Days and Principal Included. Dividing 100% by the 5% daily return – we get the same 20 days to break even. And all the rest 30 days of plan investors should receive a net profit already. The total gross interest is 5% x 50 days = 250%. The Total Net profit is 150% and DNI is 3% (150% / 50 = 3%). Meaning it is a High Interest plan as well.

I guess you must train a bit 🙂 and check yourself Exo VIP plan to understand all pros and cons. This is a pure “After plan” so all calculations are pretty easy here.

Of course there is a HUGE difference in Min. Deposit amounts of these plans. Pay attention to that. So we can repeat again that Exo Starter is likely to get the most investor attention.

In Part 2 we will show some additional details of the program which will be useful for everyone. Please stand by. It will be ready soon..

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