Profitable Morrows is a Survivor!
I always think of 100 days online as a milestone in survivability for the HYIP Business. If a program has survived this long, its investors have most likely completed an investment cycle and more adventuresome investors might even be trying a second (or third or fourth!) cycle.
We reviewed Profitable Morrows (you can read the review here) over 110 days ago and, if I have the numbers right, the program went online 150 – 160 days ago. So, by almost any standard, Profitable Morrows is a survivor and, again, they have made many of their investors “happy campers.” You might rightfully ask why Profitable Morrows has remained around for so long whereas, especially lately, the typical HYIP lasts for less than a month (back in the “old days,” it seemed that most HYIPs would survive long enough for at least early investors to make a handsome profit).
I think that almost everything depends on the interest rate that a company promises to pay its investors. In our review of Profitable Morrows, we closely examined the interest paid by the two investment plans the company offers. Their “Fixed” plan pays 112% after 12 calendar days. This averages out to a daily net interest (DNI) of exactly 1.00%. Their “Daily” plan pays 4.5% interest for 34 business days. This equates to around 47 calendar days and, if you average the total net interest of 53% over this time period, you come up with a DNI of around 1.13%. So, the two investment plans are very close to one another in-so-far-as profitability is concerned. You can learn more about how we came up with these numbers by rereading our review of the program.
But, we still haven’t answered the question of why Profitable Morrows might be a survivor…
Well, as implied above, DNI is also a good indicator of the potential survivability of a program. In HYIP Insights #12, we suggested that our point of view is that programs offering investment plans with DNIs less than 1% would have a fairly good chance of long-term survival. With values of 1% and 1.13%, Profitable Morrows is very close to this and, since the 1% that we recommend is not a scientifically determined number (it is only our OPINION), I think it is safe to say that the program is on track with respect to its interest offerings. This means that it should be on track with respect to survivability. And, this appears to be exactly what is happening…
In short, the Profitable Morrows investment plans appear to be well-thought-out.
We would be remiss if I didn’t mention that, although Profitable Morrows is behaving exactly the way we at Emily News expect it to, this isn’t always the way things work out in the HYIP business. Sometimes a program offering very low interest rate investment plans closes early and, at others, a program offering high interest rate plans survives surprisingly long. This said, probably all we can do is do our best when coming up with guidelines for investment. This is certainly better than having no guidelines at all! In fact, very recently, we published an article entitled “A Safe Investment Guide” that appeared in HYIP Insights #21. It was an attempt to put in one place all of our thoughts on what the safest HYIP investment procedure might be. In case you missed it, you might want to check it out.
Should a person invest in Profitable Morrows at this time? That’s the BIG question, of course. Experience says that the program is very successful and that it might keep on chugging along for a long time to come. On the other hand, a person will be tempted to think that NO program will survive much longer than 100 days and that closure might happen at any time soon. And, this is what makes the HYIP “Game” so exciting…
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