Let’s continue with Pluribusunum investment program. A few days ago you could see “First Thoughts” article. Let’s do our usual math and look into the plans but before i will remind you what we have mentioned already:
Well, let’s go further to investment offers. Pluribusunum currently has 2 daily investment plans. Let’s check numbers and short descriptions:
1.4% daily for 14 days
( min. deposit – 0.0005 BTC, 20.00 USD, 0.15 LTC ), Principal Back [ In other words, if your deposit is $ 1,000, then during 14 days, your account will receive $14 daily and at the end of this period your earnings will be $1,196, $1,000 of which is your deposit, $196 – net profit! ]
1.6% daily for 23 days
( min. deposit – 0.0015 BTC, 50.00 USD, 0.35 LTC ), Principal Back [ In other words, if your deposit is $ 1,000, then during 23 days, your account will receive $16 daily and at the end of this period your earnings will be $1,368, $1,000 of which is your deposit, $368 – net profit! ]
As we can see, both plans have quite afforable minimal deposits, therefore both of them can be equally popular among investors, in my opinion..
*Based on the risk / reward ratio, investors should, of course, pay attention to the length of the plan and the Net Profit of each one.
Since we have daily (calendar-days) plans, we do not need a conversion factor of 30/22 (calendar days/business days) here.
Let’s take as an example the plan (1.4% daily for 14 days).
The first check is when we break even. As you might remember – most of “Principal Back” plans break even when the deposit is returned back to an investor. The same thing is here, you break even in 14 days. The Net Profit (in our case) can be calculated by multiplying the daily return by the number of days.. 1.4% x 14 days = 19.6% of profit.
The Total Gross Interest you receive here is 119.6% (19.6% + 100% of initial deposit).
Next step, as always, is to check our DNI (Daily Net Interest) to see the level of profitability.
If you divide your Net Profit (19.6%) by 14 days of this investment plan – you will get the exact daily return – a DNI of 1.4%. Such a thing also happens in many “Principal Back” plans. Thus you can classify it as a MEDIUM interest investment offer.
The same check on the second plan (1.6% daily for 23 days) in short:
Net profit – 36.8%, Break even – 23 days, Total Return – 136.8%, DNI Level – Medium range.
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