This project was moved on PROBLEM! Beware and do NOT invest there anymore..
The Aldocentral Investment Plan.
In our recent “First Thoughts” article about the Aldocentral online investment program, we provided the following very brief — but complete — description of the company’s investment plan:
For the online investor, Aldocentral offers a single easy-to-understand investment plan. It pays 3.5% interest daily for 15 days and returns your investment at the end of the plan. The minimum investment is $20 and the maximum is $3,000.
Analysis of the Aldocentral Investment Plan.
Let’s first determine how long it will take you to break even if you invest with Aldocentral. If you earn 3.5% per day, during the 15-day term of the investment plan, you will recover only 52.5% (3.5 x 15) of your investment. So, you won’t break even until your investment is returned to you at the end of the plan. And, when this happens, you can say that the daily interest you have received is NET profit. We refer to this as the “daily net interest” or DNI that the investment plan pays you.
Discussion.
The Aldocentral investment plan has sensible investment limits. With a minimum of $20, anyone can participate. And, with a maximum of $3,000, the program doesn’t give the potential investor the idea that the company is “fishing” for huge investors (and might immediately close if it catches a big fish). Unfortunately, it is common for HYIPs to have insanely high maximum investment limits. I note that, although we don’t recommend investing large amounts of money in ANY online investment program, there really in no upper investment limit with Aldocentral as a person can make as many investments in the program as he likes.
The best TYPE of HYIP investment plan is the one that will enable you to recover your investment before the plan ends. So, you would receive a daily payment that would include your interest earnings plus a portion of your investment. The result is that you would break even considerably before the end of the plan, thus minimizing your risk of losing your investment. The Aldocentral approaches this by providing a daily interest payment. However, your investment is not returned to you until the end of the plan and it is therefore at risk for the full investment period. However, the worst type of investment plan is the one that provides no return at all until the end of the plan. So, you ca see that the Aldocentral plan is somewhere in the middle. As far as TYPE of plan goes, it could be better and it could be worse.
The Aldocentral investment plan is very lucrative. A net profit of 3.5% per day comes to roughly 25% (3.5 x 7) net profit per week. In round numbers, this means that in the (roughly) two-week investment period, you will earn around 50% net profit. If you invest a second time, you would theoretically double your money in one month’s time. That’s a phenomenal level of profit.
Of course, the flip side of the coin to high profit is high risk. Why? The reason is simple; it is more difficult for a program to pay high returns than low ones. And, therefore, it is likely that payment of these high returns will “break the bank” and force the program to close. In HYIP Insights #12, we suggested that programs offering investment plans with DNIs higher than 2% might be at risk of early closure. The Aldocentral plan is a lot higher than this and this would suggest that the investor should approach this program with caution. However, as always, we must note that this is only our SUGGESTION based on our long experience observing programs in the HYIP business. We can certainly make mistakes and we truly hope that our suggestion does not apply to the Aldocentral investment plan. An interesting point is that, if Aldocentral cut its return in HALF, the DNI would come to 1.75% which, according to the article in HYIP Insights #12, would be just about optimum. Even a little less would still be OK.
A compensating factor to this risk is that the Aldocentral investment plan is relatively short term — only around two weeks long. Also, you DO recover half of your investment before the plan ends. This implies that, after one week, you recover around one fourth of your investment. These factors compensate somewhat for the high risk associated with the fact that it is a very lucrative investment plan.
Earnings Example.
Let’s assume an investment of $400. Every day you will receive 3.5% of this, or $14 (.035 x 400). After one week (7 days) you will have received a total of $98 (7 x 14) which is roughly one fourth of your investment. By the end of the plan, after 15 days, you will have received $210 (15 x 14), which is a little more than half of your investment. At this time your $400 investment is returned to you and you can then say that the $210 is your net profit for the investment plan.
Conclusions.
Aldocentral offers one highly profitable investment plan. It is relatively short term which decreases its risk but it holds a person’s investment until the end of the plan which increases it. As is true of all HYIPs, the potential investor should carefully weigh the pros and cons of this investment plan before making the final decision of whether or not to invest.
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