Discussion.
If you have thoroughly digested what we presented in Part 1 of this review, you will begin to realize that the HexLand investment plans are the result of a lot of very careful planning. Yes, they ARE a bit hard to understand as presented in the website. But this doesn’t mean there is anything wrong with them. In fact, as I went through the analysis of the Hexland investment plans, I was pleasantly surprised by what I found. Let’s discuss all this.
First, as we already pointed out, the DNIs for the five plans have a very orderly pattern. To repeat what we found out in Part 1, here’s what it looks like:
- Plan DNI
- 3-day 1.3%
- 9-day 1.5%
- 18-day 1.7%
- 24-day 1.9%
- 30-day 2.1%
This makes perfect sense. The minimum investments for all of the plans are very low ($25 or $50). So, that will not be a barrier to anyone interested in HexLand. The only barrier that remains is the LENGTH of an investment plan. Of course, a longer plan is inherently riskier that a shorter one simply because there is a greater chance that the overall program will close. The answer is to provide a higher net return as an enticement to invest in the longer-term plans and this is exactly what Hexland has done.
And. this has all been done in a very logical way. The plans are still very lucrative, but not SO lucrative that the program is apt to close at any minute. In the article in HYIP Insights #12, we went to great lengths to come up with what we feel are suggestions for sensible values for DNI. We concluded that plans with DNIs less than 1% would make for a very stable program while plans with DNIs greater than 2% will place the stability of a program on shaky ground. Plans with DNIs between 1% and 2% are a sort of middle ground wherein results could be mixed depending on a great many factors. Well, for the most part, HexLand has kept the values of DNI for its investment plans within reasonable limits. And, we must emphasize that these values for DNI that I have given are only our SUGGESTIONS. They are by no means “cast in concrete.” The main point of this paragraph is that Hexland has come up with a set of highly profitable investment plans that still keep the level of risk within reasonable limits.
Just how profitable are the plans? I think better in terms of weekly profit. Just multiply DNI by seven the get a value for average weekly profit that you can make from each of the plans. This doesn’t make too much sense for the 3-day plan. However, for the longer investment plans you get something like this:
- Length of plan Weekly profit
- 9-day 10.5%
- 18-day 11.9%
- 24-day 13.3%
- 30-day 14.7%
Needless to say, these levels of profit should be satisfactory to almost all online investors. Noteworthy is that none of them are insanely high — as is often the case in HYIP world.
Next, it is worth noting that the lengths of the Hexland investment plans are in a ballpark that should have maximum appeal to the online investor. Unfortunately, the present trend is for HYIPs to have a relatively short life. Although we hope that this won’t be the case with Hexland, the fact that none of their investment plans are more than a month long is comforting and will help to minimize “nail biting” due to nervous investors hoping that the program won’t close before some profit is earned.
Finally, it is unusual that HexLand offers three different TYPES of investment plans and that these types of plans appear to be most appropriate for the lengths of the plans they are applied to. For example, the 3-day plan holds both your interest your investment until the end of the plan. Theoretically, this is the riskiest type of investment plan as everything is at risk until a plan ends. However, the 3-day plan is, of course, only three days long. That’s not a long time to risk everything. The 9-day and 18-day plans are another type of investment plan that does pay you a daily return but still holds your investment until a plan ends. So, there is still the risk of losing your investment if the plan closes prematurely. However, again, we are not yet talking about a terribly long-term plan (which is sometimes the case with other HYIPs using this type of investment plan). Finally, the 24-day and 30-day plans return both your investment and your profit on a daily basis (actually every two or three days). This is the best type of investment plan as you break even BEFORE the end of the plan. In Part 1 of this review, we found out that the 24-day plan breaks even in 18 days (which is when the 18-day plan ends and your investment in it would be returned to you) and the 30-day plan breaks even in only 21 days. So, in these last two investment plans, you can say that your investment is roughly at risk for the same length of time as the for the 18-day plan. Thus, it is easy to see that the TYPE of investment plan is very important.
Earnings Examples.
We’ll work an example for each of the three TYPES of investment plans using the same $100 investment in each case.
In the 3-day plan, you receive a one-shot return of 103.9% after three days. For our $100 investment, this equates to $103.90. Your net profit will obviously be $3.90.
In the 9-day plan, you receive a daily return of 1.5% of your investment, or $1.50. After the nine days are up you will have received a total interest return of $13.50. Then, at the end of the nine-day period, your $100 investment will be returned to you. So, you can say that the $13.50 that you earned is your net profit.
In the 24-day plan, you receive a daily interest return of 1.9% of your investment, or $1.90. You also receive a daily return of 1/24 of your investment, or $4.17. The sum of these is your total daily return, $6.07. After 18 days, you will have received a total of $109.26 and you will have broken even. Actually, if returns were made daily, you would have broken even in 17 days. However, they are only made every other day. So, you have to wait a day in order to receive the payment that will enable you to break even. By the time ends on 24 days, you will have received a total return of $145.68, for a net profit of $45.68. Actually, there is a slight round-off error here and it should be $145.60.
Conclusions.
HexLand offers five very well-thought-out investment plans. They include three different TYPES of plans. However, the type of plan seems well-suited to the length of the plan. None of the plans are longer than 30 days which will probably be attractive to the online investor. All of the plans are lucrative but not excessively so. The greater returns correspond to the plans with longer terms (the longer the plan, the higher the return). This appears to be an exceptionally logical set of investment plans. For this and other reasons, the Hexland program will probably appeal to a very wide range of investors.
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