The Roboton Investment Plans.

Recently, we published a “First Thoughts” article about Roboton in which we summarized the company’s investment plans in the following way:

For the online investor, Roboton presently offers two investment plans, with a third scheduled to be released in January of 2020.  The first plan, called the “Medic Plan,” pays you 1% per business day for 11 business days and then returns your investment at the end of the 11 business day period.  The second plan, called the “Scientist Plan,” is also based on business days.  It pays an interest rate that depends on the day of the week — something that I haven’t heard of before — that varies from 4% on Monday up to 8% on Friday.  In this case, your investment is returned as part of your interest.  This investment plan runs for 20 business days (four calendar weeks).

This is actually a fairly complete description of the two investment plans.  However, in tabular form, things would look like this:

  • Medic Plan (11 business days)
  • $10 minimum
  • 1% daily for 11 business days
  • Principal returned
  • Scientist Plan (20 business days)
  • $50 minimum
  • 4% on Monday
  • 5% on Tuesday
  • 6% on Wednesday
  • 7% on Thursday
  • 8% on Friday
  • Principal included

Analysis of the Roboton Investment Plans.

Let’s look at the first investment plan, the Medic Plan, more closely.  First of all, it should be obvious that, with a daily interest of 1%, you will not break even until your investment is returned to you after the 11 business day investment period ends.  Let’s assume that there will be two weekends in this 11 business day period.  So, the plan will be 15 calendar days long.  The total interest that you will earn from this investment plan is the daily return of 1% times the 11 business day length of the plan, or, simply, 11%.  This is a NET interest since your investment is returned to you at the end of the plan.  If you average this out over the 15 CALENDAR day length of the investment plan, you come up with an average daily net interest (DNI) of 0.73% (11/15).  Remember that DNI is what the investor is most interested in.  This is — on the average — the percent profit that he can put in his pocket every day of the investment plan.

Next, let’s turn our attention to the Scientist Plan.  This plan is complicated by the fact that it pays a different rate of interest every day of the week.  I don’t see any reason for doing things this way, although, of course, there may be some advanced investment/banking principle behind it that I’m unaware of.  However, to keep things simple (which is always a good idea), I’m going to assume that the plan pays 6% per business day (the Wednesday rate) and forget about the variable rate for different days of the week.  The overall result using this average rate will be the same.  

This investment plan is 20 business days long — four weeks.  So, it is 28 calendar days long.  First, let’s see how long it will take the plan to break even.  If you divide 100% by the (average) 6% daily return, you get that it will take around 17 business days for the plan to break even.  This is around three weeks and two days or 23 calendar days (3 x 7 + 2).  Again, this is an estimate as you don’t really know where the weekends will fall during the 20 business day investment period; it depends on what day of the week you made your investment.  The important thing is probably that you will break even somewhere near the middle of the last week of the investment plan.

Next, let’s determine the DNI for this investment plan.  The total GROSS interest that you will receive from the plan will be the 6% daily return times the 20 business day length of the plan, or 120%.  Since this includes your investment, the total NET interest that you will earn will be 100% less than this, or simply 20%.  Finally, averaging this out over the 28 CALENDAR day length of the investment plan, you get a DNI of 0.71% (20/28). 

It is interesting and significant that this is essentially the same as the DNI for the Medic Plan.  We’ll discuss this and other results of our analysis in Part 2 of our review of Roboton.  We’ll also work a few examples comparing earnings for the two investment plans.  Please stand by.  We expect to publish Part 2 shortly.    


If one of the paying programs on our Monitor appeals to you, please support EmilyNews by registering for it on our website. Thanks very very much!

Telegram Chat for your Crypto and Hyip reports: @HyipChatEN


Be the first to get most important HYIP news everyday!
Simply Follow EN Facebook, EN Telegram, EN Twitter
or Subscribe to EN Feedburner and submit your email address!

If you like this article, please share it by using the social media buttons below.

  • 1