This program has STOPPED paying! Do not invest there!
AltronFx just announced that it has revised its investment plans. Our program reviews usually focus on the profitability and sustainability of a program’s investment plans and the revisions to the AltronFx program will influence both of these factors. So, the main thrust of this article will be to compare the new investment plans with the original ones from the point of view of profitability and sustainability. Hence, we are calling this article a SECOND REVIEW of the program.
Here is what the old and new versions of the AltronFx investment plans look like:
Old Plans
Basic Plan
0.2% for 725 hours
$20 – $50,000
Total return. 145%
Net return. 45%
Premium Plan
0.3% for 420 hours
$300 – $100,000
Total return. 126%
Net return. 26%
New Plans
Basic Plan
0.2% Hourly for 750 Hours
$20 – $50,000
Total return. 150%
Net Return. 50%
Premium Plan
0.3% Hourly for 450 Hours
Total Return. 135%
Net return. 35%
After you look at the old and new investment plans for a few minutes, you will realize that all that has been changed is the LENGTH of the plans. The length of the Basic Plan has been increased from 725 hours to 750 hours and the length of the Premium Plan has been increased from 420 to 450 hours. In round numbers, you could say that the length of each plan has been increased by roughly ONE DAY. This is extremely significant because both plans break even before they end and this change adds a day or so of PURE PROFIT to each of them. So, the changes in the investment plans will cause them to be MORE profitable. How much more profitable? This is where DNI — the daily net interest rate — of each program comes into play.
A very unusual thing about the original AltronFx investment plans was that BOTH of them had the same DNI. So, as far as profitability is concerned, neither had an advantage. This value of DNI was 1.49%, right at the “sweet spot” where earnings are satisfactory for the investor but not so high that the program might have difficulty paying them in the long term. Now, let’s determine the DNIs for the new versions of the plans and see how they compare.
The Basic Plan now runs for 750 hours. Dividing this by 24 hours per day, this converts to 31.25 days. If you take the total net interest of 50% for the Basic Plan and divide it by 31.25 days, you get a daily net interest (DNI) of 1.60%. For the Premium Plan, the same arithmetic will give you a DNI of 1.87%. So, as we already predicted, both of the new AltronFx investment plans are more profitable than the original plans. Furthermore, unlike the original plans, the DNIs are not the same with the new Premium Plan being more profitable than the new Basic Plan. This is certainly an improvement. I actually suspect that the folks at AltronFx weren’t initially aware that the two original plans had the same DNI. Now, with different values for DNI, we truly have different investment plans to think about.
OK, with this information, let’s go back to our recommendation from HYIP Insights #12 where we suggest that programs having investment plans with DNI’s less than 1% have a high probability of long term survival while programs with plans having DNIs greater than 2% probably do not. Programs, such as AltronFx, with plans having DNIs between 1% and 2%, might be in the “sweet spot” as they offer investors good returns while the returns are not so high that survival of the overall program might be jeopardized. The DNI for the Premium Plan at 1.87% is getting a bit high. However, as far as HYIPs go, it is definitely not off-the-chart and it is possible that, with wise management, AltronFx could survive in the long-term. To put this in perspective, the DNI of 1.49% for both the old plans comes out to around 10% per week. The DNI for the new Basic Plan comes out to around 11%. And, the DNI for the new Premium Plan comes out to around 13%. They are all substantial in my way of thinking. But, none are “out of sight.”
So, which of the two new investment plans is better? Now, the answer is simple because the Premium Plan is the more profitable one. If you have the $300 minimum investment required by this plan, it is definitely the better choice. You earn more PLUS the length of the plan is much shorter — meaning that your funds are at risk for a shorter period of time. If you would like to earn for longer, you simply reinvest to keep the earnings coming in. If you don’t have the $300 minimum investment required for the Premium Plan, then, of course, you can stick with the Basic Plan which is now more profitable than its earlier version.
I hope this information is helpful.
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