Analysis of the World Mining Investment Plans.
In Part 1 of this review, we tried to explain how the World Mining investment plans work. In doing so, we found out that they might be needlessly complicated. However, this doesn’t mean that they will be unprofitable or that they aren’t necessarily wise investment choices. These are the questions that we will try to answer in this part of the review.
To simplify things, I am going to strip away what I feel is the unnecessary information that is given for the five investment plans. After we do this, I think that you will see that World Mining might not be a bad program to think seriously about investing with. Here are the simplified versions of the investment plans:
0.9%/day for 360 days
$15 – $2,025
0.96%/day for 360 days
$150 – $7,500
1.03%/day for 280 days
$900 – $15,000
1.13%day for 290 days
$4,500 – $150,000
1.3%/day for 300 days
$30,000 – $300,000
All that I have done is to remove the monthly and “period” interest rates that were previously given as well as the upper limit of the daily interest rate. Let’s work with the lower limit as that seems to be more or less guaranteed.
Now we are in a position to easily determine the daily net interest (DNI) offered by each of these plans. Remember that DNI is the AVERAGE daily profit that an investment plan puts in your pocket. I emphasize the word “average” because, at the beginning of the term of an investment plan such as these, you won’t be making any profit as you will be recovering your initial investment. Then, later on during the term of the investment plan, your earnings will be 100% profit. Again, DNI averages all this out over the total length of the plan and, for this reason, it might be the best measure of the profitability of an investment plan.
OK, let’s do the arithmetic. For the S1 plan, your total gross interest earnings over the length of the plan can be obtained by simply multiplying the daily interest pate of 0.9% by the 360-day length of the plan to get 324%. Subtracting 100% from this because it includes your investment, we get total net interest earnings of 224%. Finally, dividing this by the 360 days in the plan we get an average daily net interest (DNI) of 0.62%. Before commenting on this value, let me write down the results you would get if you did this same arithmetic for the other four investment plans:
DNI is like a polygraph test — a lie detector. It strips away all the camouflage and reveals exactly how much money you can make with an investment plan. So, let’s take a close look at these numbers and see what we can conclude:
First, they are all quite low. In the article in HYIP Insights #12 (that you can read here), we suggested that programs having investment plans with DNIs less that 1% would have a better than average chance of long term survival. Remembering that the S4 and S5 plans have very high minimum investments and will be used rarely if at all, the popular investment plans will all have DNIs between 0.6% and 0.7% which is a very healthy range from the point of view of long term survival of the overall program.
Second, the DNIs for the S2 and S3 plans are essentially the same. So, it doesn’t really matter which of them you choose to use from the point of view of the average daily profit money you make over the investment term. I note that, if the S3 plan had a 360-day term like the S1 and S2 plans, the DNI for that plan would come out to 0.75% — a much more logical quantity to follow the DNIs of 0.62% and 0.68% of the previous two plans. This would simplify the program by making all three of the investment plans the same length and would provide incentive for investors to make the greater initial investment required for the S3 plan. I hate to say it, but it doesn’t appear that very much thought was given to creating a series of investment plans that progress from one to another in a logical orderly manner. This is a childish oversight and there is no excuse for it at all.
Third, the S1 plan is a little less profitable than the S2 and S3 plans and a person would probably only use it is he didn’t have the minimum investment required for the more profitable plans. However, it isn’t that much less profitable.
Finally, since the minimum investments for the S4 and S5 plans are so high, I don’t feel they merit further discussion. My personal opinion is that the minimum investment for an online investment program, where the investor knows very little about the company he is investing with, should never be more than a few thousand dollars. The $30,000 required for the S5 plan is completely out of sight.
As a final item to consider in analyzing the World Mining investment plans, let’s see how long it takes each of them to break even. This is very easy to do. You simply divide 100% by the daily gross interest that the plan pays. For example, for the S1 plan, you would divide 100% by 0.9% to get 112 days. Doing the same arithmetic for the other four plans, you get:
S1 112 days
S2 105 days
S3 98 days
S4 89 days
S5 77 days
Let’s again not pay any attention to the last two plans. Comparing the first three plans, you can see that the S2 plan breaks even around a week faster than the S1 plan and that the S3 plan breaks even around a week faster than the S2 plan. So, from this point of view, there is a distinct advantage to the S3 plan. However, the relatively high minimum investment of $900 that is required to take advantage of this plan will be a deterrent for many folks.
In more general terms, for the S1 and S2 investment plans, you break even in roughly 110 days while the total plan length is 360 days. So, that means you are earning pure profit for around 250 days. For the S3 plan, you break even in around 100 days while the plan length is 280 days. So, you are earning pure profit for around 180 days. The S3 plan is significantly shorter than the S1 and S2 plans. This could be an advantage if there is a concern that the plan might not survive the full length of its term.
So, the bottom line is that, although I would not consider the World Mining investment plans to be very well designed and although they contain a lot of camouflage hiding their essential points, it DOES appear that they could be sensible investment plans for the person looking for a long-term program that pays conservative interest rates having a high probability of sustainability.
Other Features of the World Mining Program.
It is possible to utilize any one of a great number of payment processors to deposit and withdraw with World Mining. In fact, I don’t think they have missed any of the popular ones. Here is a list of them:
Electronic currencies: AdvCash, Perfect Money, and Payeer
Cryptocurrencies: Bitcoin, Ethereum, Bitcoin cash, Ripple, Litecoin, and Dogecoin
The minimum withdrawal is $5 and withdrawals are only processed on Monday and Thursday. I don’t see a time given for processing withdrawals. But, perhaps I missed it.
World Mining has an attractive affiliate program that could pay off well for the aggressive recruiter. It is NINE levels deep and pays the following commissions on deposits made on each of these levels: 5%, 3%, 2%, 1%, 1%, 1%, 0.5%, 0.5%, and 0.5%.
Support from World Mining is satisfactory and includes the standard contact form and email address in addition to skype and telegram. Missing is live chat and it would be a welcome addition.
In closing, World Mining is a long-term investment program that might be of interest to the conservative investor. Looking at the returns that the program promises, it is reasonable to expect that the company might be able to survive long enough for investors to realize a significant profit. World Mining probably will not be of interest to the more adventuresome investor who prefers a more profitable program — but with added risk. So, if you feel that World Mining is your cup of tea, you might want to make an investment with them. As always, we advise making your deposit a part of a diversified investment portfolio. And. Never invest more than you can afford to lose. Good Luck!
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