Clarification of BistInvest Investment Plans.

For the last week or so, we at Emily News were forced to place BistInvest on “Problem” status due to the fact that their website wasn’t fully functional.  We are happy to say that now it is and that the site has been given a very nice face lift.  Furthermore, BistInvest is now up to date on payments to investors.  So, all’s well that ends well.  Of course, BistInvest is now back on paying status on the Emily News monitor.

I decided to take a closer look at the new website and discovered something that might be different than what was on the original one.  Now I see that the investment plans run for a certain number of CALENDAR days and that interest is paid on the number of working days within this period.  Previously, I had assumed (perhaps incorrectly) that the number of days indicated for the plans are WORKING days and, therefore, that the number of calendar days for each plan is considerably longer.  There is now a very nice calculator that goes along with the listing of the investment plans that helps to further clarify all this.  So, to keep you all up to speed on the profitability of this program, I think it might be helpful if I do a quick CORRECTED analysis of the investment plans that it offers.

Here is the summary information for the investment plans:

BIST 30 Days
1%/day for working days in 30 calendar days
$10 – $1,000

AMEX 50 Days
2%/day for working days in 50 calendar days
$200 – $20,000

NYSE 100 Days
3%/day for working days in 100 calendar days
$3,000 – $300,000

The calculator can be used to determine the number of working days in the calendar day period that you will be investing in.  Depending on which day of the week you will be investing on, this number can probably change a little bit.  However, based on what the calculator says right now (Friday, November 10), I’m going to list the number of working days the calculator gives for each investment plan:

BIST 30:  20 working days
AMEX 50:  35 working days
NYSE 100:  70 working days

First let’s take a look at the BIST 30 plan.  Earning 1% per working day, you will earn a total of 20% in 20 working days.  Averaging this out over the 30-calendar day period, you get an effective daily net interest (DNI) of 0.67% (20/30).  Note that this is NET interest (profit) because your initial investment is returned to you at the end of the investment plan.  Making the same calculation for the other two investment plans, we get the following results for the DNI of each plan:

BIST 30:  0.67%
AMEX 50:  1.40%
NYSE 100:  2.10%

In HYIP Insights #12 (that you can read here), we suggested that programs having investment plans with DNIs of less than 1% are likely to be able to survive in the long term whereas programs having plans with DNIs greater than 2% are less likely to survive.  Programs with plans having DNIs between 1% and 2% could go either way depending on a number of factors.  In HYIP Insights #16 (that you can read here), we gave you our thoughts on some of these factors.

There is still something else to consider.  Since the 3% NYSE plan requires a minimum investment of $3,000, not too many online investors will utilize it as it will be beyond their reach.  Hence, most investment will be done in the two lower interest plans which will relieve BistInvest of the obligation for high interest payments to its investors.  This, of course, is good news for the survivability of the program.

So, everything considered, our conclusion is that the BistInvest investment plans offer a very satisfactory return while not being so excessive that the lifetime of the program will be in jeopardy.

To show how all this would work, let’s assume the minimum investment of $200 in the AMEX plan and see what would happen.  For a daily interest rate of 2%, the return on WORKING DAYS would be $4 (.02 x 200).  Since there are 35 working days in the plan period, your total interest earnings would be $140 (4 x 35).  At the end of the 50-day calendar period, your investment of $200 would also be returned to you.

I hope this information is helpful to you in deciding whether or not to invest with BistInvest.

*********************************

If one of the paying programs on our Monitor appeals to you, please support Emily News by registering for it on our website. Thanks very very much!

*********************************

Be the first to get most important HYIP news everyday!
Simply Follow EN Facebook, EN Telegram, EN Twitter
or Subscribe to EN Feedburner and submit your email address!

If you like this article, please share it by using the social media buttons below.