HYIP Insights Archive

HYIP Insights #15 — Anatomy of an Emily News Review

The Review Outline. Did you ever wonder what we try to include in an Emily News review of a new HYIP?  Well, believe it or not, we actually have an OUTLINE that we try to follow!  We don’t always succeed with is; but, we do try!  Sometimes the information we need to complete the outline …

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HYIP Insights #14 — Obscene Programs!

Financial Obscenity. When it comes to obscenity, I’m not talking about anything that has to do with nudity, male-female relations, or the like.  Just as these subjects can become obscene and offensive if not tempered by good taste, so, too, can financial investment opportunities become obscene if they are “off the chart” and out of …

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HYIP Insights #13 — Daily Net Interest

DNI Explained — Again. I am sure that many readers of Emily News are becoming familiar with the term “Daily Net Interest” (DNI) that we first introduced in Part 1 of HYIP Insights #12 entitled “An Investment Formula” (and that you can read here.)  We feel that this term is extremely important to the HYIP …

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HYIP Insights #12 — An Investment Formula Part 4

Medium Interest Programs. In Part 3 of this article (which you can read here) we talked about low and high interest programs and “formulae” for investing in them.  The most important ones — the ones that might be of most interest to the HYIP investor — might be the ones in between.  These are what …

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HYIP Insights #12 — An Investment Formula Part 3

High Interest Programs. I’ve received some feedback from Emily News readers on Part 2 of this article (that you can read here) concerning my definitions of short, medium, and long term investment plans.  They correctly point out that the term of an investment plan is set by the HYIP and really has nothing to do …

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HYIP Insights #12 — An Investment Formula Part 2

Daily Net Interest for Selected Programs. In this part of the article, I’d like to compare the daily net interest rates for a few programs that are running right now.  We will find that there is wide variation in them.  Although interest rate is a very important factor to know in order to decide whether …

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HYIP Insights #12 — An Investment Formula Part 1

The Goal of an Investment Formula. I thought a lot about this one.  And, the more I thought about it, the more I realized that it’s really impossible to come up with a formula that we can just plug some information into and that will give us the result we are looking for — which …

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HYIP Insights #11 — Is Compounding a Miracle or a Monster? Part 3

Compounding on Your Own. In Part 2 of this article, we discussed both the influence of interest rate and the length of the investment term on the profitability of compounding.  There were really no surprises in that, the higher the interest rate and the longer the term, the more lucrative compounding can be.  What might …

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HYIP Insights #11 — Is Compounding a Miracle or a Monster? Part 2

Effect of Interest Rate on Compounding. In the first part of this article, we first discussed what compounding is and then discussed the difference between full (100%) and partial (less than 100%) compounding.  In each case we took a look at a numerical example.  Finally, we compared the results for full and partial compounding and …

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HYIP Insights #11 — Is Compounding a Miracle or a Monster? Part 1

What is Compounding? HYIP investors often talk about compounding.  Certain investment programs offer automatic compounding as an option.  In this article, I will first explain how compounding works.  Then, we’ll get into a number of variations of the basic concept.  These will include: Full and partial compounding Effect of interest rate on compounding Effect of …

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HYIP Insights #10 — Let’s Be Polite! No More Scams!

In Emily News we have the policy of accepting the “Legend” presented by an HYIP on its website as true.  For those who came in late, an HYIP legend is the story told on a website of how a company generates its revenues and what it will do with investors’ money.  There is an HYIP …

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HYIP Insights #9 — Breaking Even!

When Will I Break Even? One of the first questions an investor will ask when looking at a new HYIP investment plan is, “When will I break even?”  In the back of the mind of every investor is the fear that a program will close its doors before he is “in profit,” again, before he …

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HYIP Insights #8 — The Wise HYIP Investor

Tired of losing money in the HYIP game?  Maybe Emily News can help you.  No one has a fool-proof system for winning at this.  But, collectively, we have been at it for well over 10 years.  This includes time as investors and now time operating a HYIP monitor.  So, we might have a few HYIP …

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