This is SCAM project already! Do not invest there anymore!
Rubi Ltd was founded in 2012 in the UK and is involved with the design and construction of affordable and high-quality housing. To date, they claim to have implemented more than 50 projects in a number of European and Asian countries.
The decision to enter the online investment market was made by their Board of Directors in March of 2016. Within six months this service was created and was incorporated as a separate structural unit on September 29, 2016. The Rubi Ltd website went online on October, 14, 2016.
Rubi Ltd offers four different investment plans. Following is a summary:
TEST — 15 days
from $10 to $200
7.33% per day
110% gross profit
10% net profit
STANDARD — 30 days
from $10 to $10,000
4.33% per day
130% gross profit
30% net profit
PREMIUM — 60 days
from $50 to $50,000
3.00% per day
180% gross profit
80% net profit
VIP — 90 days
from $5,000 to $100,000
2.78% per day
250% gross profit
150% net profit
The four plans have two things in common. First, interest is paid daily. This is kind of nice as you are immediately making money and you immediately begin the countdown to when you will break even. Second, your investment is NOT returned; it is included as part of your earnings. That is why each of the plan summaries above gives gross and net profit. Gross profit is the total of earnings for the entire term of the investment plan. Net profit is 100% less than this to account for the fact that the return of your investment isn’t true profit.
All of the four plans work the same way. Let’s do an example using a deposit of $250 into the “Standard” plan. I usually use a simple number like $100. Let’s be a bit more adventurous this time. For this plan the daily interest is 4.33%. This corresponds to a daily earning of $10.825 (250 x .0433). Let’s round this off to $10.83. At the end of 30 days, your gross profit will be 30 times this or $324.90. Subtracting your original investment of $250, you get a net profit of $74.90. Of course, you could have gotten these same numbers by multiplying your initial investment by 1.3 to get your gross profit and by 0.3 to get your net profit (250 x 1.3 = $325 and 250 x .3 = $75). Note the slight errors in rounding off.
To determine the number of days it will take for you to break even, divide your initial investment of $250 by the daily earning of $10.83 to get around 23 days, somewhat over three weeks. I call this the “nail-biting” period where the nervous investor worries that a program might crash before he gets his money back from it.
Rubi Ltd has a respectable affiliate program that pays you 10% of deposits made by people you refer to the program (the first level in your downline). You can also make additional bonus income based on your own and your downline’s investments. The way I understand it, for every $10 you or your downline invest, you are given 10% of this in an imaginary currency called a Rubi Dollar. Then, you receive 1% of this amount per day as bonus income. As an example, suppose that both you and your downline invest $1,000, a total of $2,000. Ten percent of this would be 200 Rubi Dollars. Your daily bonus income would be 1% of this or $2. Not a lot, but every little bit helps.
Presently, Rubi Ltd uses the following payment processors: Payeer, Perfect Money, AdvCash, and Bitcoin.
Earnings on your investment are paid every 24 hours. The minimum deposit is $10 and the minimum withdrawal is $1. Withdrawals are usually processed in a few hours but no longer than 24 hours. This implies that withdrawals are manual.
All that Rubi Ltd has in the way of investor support is the standard contact form. Alarmingly, there is a statement that requests “will be processed within 5 working days.” This length of time is unacceptable — especially since this seems to be the only means of support. There is a note that Mr. Rubi will personally answer all questions. While this type of contact with the person running the show is nice, I would think that Mr. Rubi would have more important things he should be attending to in order to keep the program running as it should. A lower level person should be able to handle these requests for support. And, three or four of them could cut the response time down to a day or so. That would be a great improvement.
All in all, this is a straight forward easy-to-understand program. The use of the English language could be improved and, as I always say, it should be easy to get a qualified translator for a program that is supposedly located in England. We have written an article about the language problem that you can read here. Also, the information about the company is limited. It amounts to only a few sentences. This is what we refer to as a HYIP’s “legend.” We have also written an article about this that you can read here. However, I note that sometimes a brief description/legend is better than a more lengthy one that doesn’t make sense — especially if the writer is not a native English speaker.
In closing, you might want to make Rubi Ltd a part of your investment portfolio. Remember to diversify and to never invest more than you can afford to lose. Good Luck!
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To the Admin: We always welcome comments on our reviews — pro or con — and we will publish them for our readers in the EN blog too.
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