This is SCAM project already! Do not invest there anymore!
MacaoLotto, as the name implies, is based in Macao, a “Special Administrative Region of the People’s Republic of China.” Under this arrangement, Macao basically has responsibility for all of its internal and external affairs other than defense — which is not a bad deal considering the expense involved in supporting a military force. With a land area or only around 12 square miles, it is the most densely populated place in the world. However, surprisingly, it also is one of the highest income areas in the world and, furthermore, is fourth highest in life expectancy. Macao is considered to be the “gambling capital of the world,” and along with manufacturing, gambling is a major source of income for the territory.
So, MacaoLotto appears to be in the right place to do the type of business it is in. The MacaoLotto website actually deals with lotto type gambling as well as a HYIP type of investment program. As Emily News deals only with the latter, in this review I will ignore the gambling aspect of the MacaoLotto website. It that’s your cup of tea, you might want to investigate it.
The MacaoLotto investment program is NOT the typical HYIP. First of all, the investment program is quite difficult to understand — which won’t help it in getting sign-ups. In fact, this is something that the Admin of the program might want to give some attention to correcting. Second, it is a very long term program, having a term of a full two years. This might even be some sort of a record in the HYIP industry. Third, and finally, even though this is an investment program, the interest rates that are paid are a matter of chance! So, predicting future earnings with any degree of accuracy is really impossible — although we will take a shot at it later on in this review.
You can get started with the MacaoLotto investment program for as little as $1. The maximum is unlimited. After your investment is confirmed, you can begin to participate in their program — which demands your active involvement, or you can lose money. Every day, you will see a series of six numbered balls. By clicking on one of them, your interest rate for the day will be revealed. The possibilities are anything from 0% to 6% (0%, 2%, 3%, 4%, 5%, and 6%). That’s where chance comes into play. Personally, I suspect that there is actually no chance involved and that the interest rate that will pop up is predetermined by what the program wants to or can afford to pay. Anyway, after clicking on a number, a clock will start counting backwards until 24 hours elapses after which you can choose another ball and determine your interest for the next day. After the 24 hour period elapses, your earnings will be posted in your account and available for withdrawal. I note that you might pick a ball revealing a “zero” in which case your earnings for the day will be just that — zero. Apparently, if you draw three zeros in a week, you will receive some sort of bonus ten days later (At least I think so; this isn’t completely clear in the FAQ).
When you do request a withdrawal, there are three options as to where you can have your money transferred: to your wallet from which you can withdraw the funds; to invest it again, or to use it for lotto games. For me, the answer is clear. An investment period of two years is long enough. Why lengthen it by reinvesting? If you’re a gambler, yes, maybe messing with the lotto games might be right for you. However, getting involved with HYIPs would seem like a big enough gamble for me! Your choice, of course…
After 50 days, all this changes. Then, the interest rates hidden under the balls are reduced to: 0%, 0%, 0.25%, 0.5%, 1%, and 1.5%, considerably less than the first set of rates that went as high as 6%. This second set of interest rates remains in effect till the end of the investment period — over a year and ten months later. An important factor is that you must attend to this investment on a daily basis by clicking on a ball to determine your daily interest rate. If you miss a day, you will receive no earnings. This is something to think about if you would like to take a vacation, etc. Two years — 730 days — without missing a click is a tall order.
OK, let’s make a very rough calculation of the type of earnings you might expect from this program. Assume, first of all, that your investment is $100. For the first 50 days, you can earn anywhere from 0% to 6% per day. Let’s assume that you earn an average of 3% or $3 per day. This is slightly less than the average of the possibilities (0%, 2%, 3%, $%, 5%, and 6%). At the end of 50 days you would have earned $150 (50 x 3), $50 in excess of your investment. So, what you earn in the remaining 680 (730 – 50) days would be pure profit. For this period, your daily interest can be 0%, 0%, 0.25%, 0.5%, 1%, or 1.5%. The average of these amounts is a little over 0.5%. Let’s use 0.5%. So, your daily earnings would be $.50 (100 x .005). For 680 days, you would earn a total of $340 (680 x .5). Remember that this is pure profit since, during the first 50 days, you recovered your initial investment. So, your grand total of profit is $390, $50 from the first 50 days and $340 from the following 680 days. As far as HYIPs go, this isn’t very much to earn in a two year period. Of course, I’ve pretty much picked the percents I am using out of the sky. The true result could be more or less — maybe a lot more or less. You might want to further investigate other earning scenarios. A question you will want to be ask yourself is whether or not you would want to click a ball in your back office every day for two years when all you can expect in return is an average of 50 cents in earnings per day for an investment of $100. Hmmm.
MacaoLotto has an interesting affiliate program. Just as your investment earnings can vary from day to day, your affiliate earnings can likewise vary. They are determined by the interest rate that your downline member happens to be using for the day in question. The higher the interest your downline is paid, the lower your commission and vice versa. Here is how the affiliate program works — as copied from the MacaoLotto website:
First level:
0 was drawn – you receive 10% from his/her invested amount.
2% was drawn – you receive 9% from his/her invested amount.
3% was drawn – you receive 8% from his/her invested amount.
4% was drawn – you receive 7% from his/her invested amount.
5% was drawn – you receive 6% from his/her invested amount.
6% was drawn – you receive 5% from his/her invested amount.Second level:
0 was drawn – you receive 4% from his/her invested amount.
2% was drawn – you receive 3% from his/her invested amount.
3% was drawn – you receive 2% from his/her invested amount.
4% was drawn – you receive 1% from his/her invested amount.
5% was drawn – you receive 0.5% from his/her invested amount.
6% was drawn – you receive 0.25% from his/her invested amount.
It appears that these commissions only apply during the first 50 days of an affiliate’s investment period. You can also receive bonuses when the total investments of your downline reach certain fairly high amounts.
MacaoLotto uses the following payment processors: Bitcoin, AdvCash, PerfectMoney, and Payeer. Withdrawals are manual and are promised within 48 hours.
Support is by means of the typical contact form and email. There is also a phone number which I did not try. At this point there is no live chat. That would be a welcome addition.
If you are interested in a very long term investment program with modest returns, MacaoLotto might be for you. Two things to keep in mind are that the program requires a daily action by you in order for you to receive your earnings and that the two year term of investment is, indeed, a long time. You are very apt to miss earnings on some days because other obligations prevent you from requesting your earnings or, at worst, the program might collapse before the two year investment period ends. It is only in the rarest cases that a HYIP survives for this long. If you can live with these potential problems, you might want to add MacaoLotto to your investment portfolio. Remember to think carefully before you invest and to never invest more than you can afford to lose. Good Luck!
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To the Admin: We always welcome comments on our reviews — pro or con — and we will publish them for our readers in the EN blog too.
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