This is SCAM project already! Do not invest there anymore!
I enjoyed reading the “About” page of the Tea House website. Whereas, after reading what is typically said about a company on their HYIP website, a person comes away confused and wishing more was said, the description of the activities of the Tea House company was educational and completely logical. It not only tells exactly what the company does to earn its revenue, it also explains precisely why the company needs the money of online investors to assist them. On top of this, the website is attractively and conveniently put together making it a pleasure to read.
Tea House offers ten— that’s right, TEN! — investment plans. This might be a record of some sort. Only eight of them appear on the “Home” page of the website. However, if you go into your account and click the deposit button, all the options will be laid out before you. It’s important to study that list of options well — and that’s what I’d like to talk about now. There is a lot to it! When I printed it out on my computer so I could refer to it as I write this, the print-out came to almost TWO full pages.
First of all, one thing that all of the ten plans have in common is that your deposit (principal) is NOT returned at the end of the investment period; it’s returned to you as a part of your earnings. Here’s a listing of the ten investment plans along with the minimum and maximum allowable investment amounts. The plan numbers that I’ve given don’t correspond to what are given in the website. However, the names of the plans do agree.
Plan #1
5.7% Hourly for 18 hours
$600 – $10,000
Plan #2
VIP 7% Hourly for 17 hours
$5,000 – $20,000
Plan #3
120% After 1 day
$10 – $100,000
Plan #4
220% After 5 days
$10 – $100,000
Plan #5
700% After 15 days
$10 – $100,000
Plan #6
1,500% After 30 days
$10 – $100,000
Plan #7
2,500% After 45 days
$10 – $100,000
Plan #8
5,000% After 70 days
$10 – $100,000
Plan #9
VIP 1,000% After 10 days
$2,000 – $20,000
Plan #10
Promo Plan 1% Daily For 300 days
$10 – $1,000
Plans #1 and #2 are one type of plan; Plans #3 through #8 are a second type; and Plans #9 and #10 are two more very different types.
In reality Plans #1 and #2 are almost a single plan. For Plan #1, the investment range is from $600 to $10,000 while the range for Plan #2 is from $5,000 to $20,000. There is overlap in the investment range between $5,000 and $10,000. Since Plan #2 pays a higher interest, it would be foolish for a person to invest between these limits in Plan #1 rather than in Plan #2. Rather you should think of the investment limits of these two plans in the following way:
Plan #1 $600 to $4,999
Plan #2 $5,000 to $20,000
Now the two plans fit together as a single more logical plan although the interests paid for each of them are slightly different.
I’m sure you noticed that the smallest permissible investment for Plan #1 is rather high — $600. This will be a barrier for many people. However, using this amount as an example, in Plan #1 you would earn 5.7% of this or $34.20 (.057 x 600) every hour for a total of 18 hours. So, the total you would earn is $615.60 (18 x 34.20). Since your initial investment was $600, you made a profit of $15.60. In percent form, you are earning 102.6% (5.7 x 18) for the 18 hour period or a 2.6% net profit. You could probably call this your daily earning for purposes of comparison with the other investment plans that we will discuss next. Earnings in these two plans are paid hourly and, of course, you can withdraw them as soon as they are posted in your account.
Unfortunately, by only looking at the home page of the website, you will get a very INCORRECT picture of the interest paid for Plans #3 through #8. The interests that are posted are only paid FOR LARGE INVESTMENTS OF $20,000 OR GREATER. For investments less than this, there is a sliding interest scale going down to MUCH lower percents, the lowest being for interests on deposits of $10 to $1,000. You don’t find this out till you get into your account. If you use the calculator on the home page, you would find it out too. However, most likely, you would just be confused because the interest rate isn’t what it’s supposed to be. It is only when you get into your account — after clicking the deposit button — that the sliding scale giving the many different interest rates for each investment plan is given. This is clever salesmanship. It borders on being deceptive advertising. However, since the entire picture is given to a person before he makes a deposit, it’s OK with me. It does take some study to sort through this and, again, that’s what we’ll do here.
As an example, lets’ take a look at Plan #6, the “1,500% After 30 days” plan. The complete sliding scale of interest paid as given in your account is:
$10 – $1,000 210%
$1,001 – $2,000 350%
$2,001 – $5,000 500%
$5,001 – $10,000 700%
$10,001 – $20,000 1,000%
$20,001 – $100,000 1,500%
All of Plans #3 – #8 have similar breakdowns that only pay the “advertised” interest rate for deposits over $20,000.
Using the upper limit of each of these investment ranges as examples, here’s how things would work out for you after the 30 day period:
Investment Amount Interest Rate Gross Profit Net Profit
$1,000 210% $2,100 $1,100
$2,000 350% $7,000 $5,000
$5,000 500% $25,000 $20,000
$10,000 700% $70,000 $60,000
$20,000 1,000% $200,000 $180,000
$100,000 1,500% $1,500,000 $1,400,000
Gross profit includes your investment amount (deposit). So, to get your net (true) profit, you must subtract your deposit from the gross profit. Well, looking at this little chart, when you are being paid 1,500% interest, the profits are out of this world. I wonder if anyone has invested $100,000 with Tea House. I think he would “break the bank!” I don’t see how the company could afford to pay this amount of profit…
But, let’s talk about more reasonable numbers. Most investors will deposit less than $1,000 in an investment program. As you observed above, the earnings (or interest) paid for that level of investment are MUCH less than the maximum for each of the plans. Here I’m going to list these lowest levels of interest for all six of these plans:
Plan #3
Max profit of 120% After 1 day
102.50% profit for less than $1,000 investment
Plan #4
Max profit of 220% After 5 days
114% profit for less than $1,000 investment
Plan #5
Max profit of 700% After 15 days
145% profit for less than $1,000 investment
Plan #6
Max profit of 1,500% After 30 days
210% profit for less than $1,000 investment
Plan #7
Max profit of 2,500% After 45 days
400% profit for less than $1,000 investment
Plan #8
Max profit of 5,000% After 70 days
800% profit for less than $1,000 investment
This chart is still not as enlightening as it could be as you are comparing returns for different length investment terms that also have different interest rates. Let’s do a quick calculation and see what the DAILY PROFIT is that each of these plans is paying you. In this way you will be comparing ”apples to apples” and will have a good means of focusing on what might be the best investment plan for you. OK, but how do we do this?
For example, look at Plan 4 that has 114% profit for less than $1,000 investment. This is GROSS profit. To get your net or true profit, you have to subtract 100%, representing your initial deposit, from this to get your NET profit which in this case would be 14%. Since you earned this over 5 days, your daily earnings or profit would be 2.8% (14/5). The next list shows this result for all six of these plans:
Plan #3
Max profit of 120% After 1 day
102.50% profit for less than $1,000 investment
2.5% net profit
2.5% daily profit
Plan #4
Max profit of 220% After 5 days
114% profit for less than $1,000 investment
14% net profit
2.8% daily profit
Plan #5
Max profit of 700% After 15 days
145% profit for less than $1,000 investment
45% net profit
3.0% daily profit
Plan #6
Max profit of 1,500% After 30 days
210% profit for less than $1,000 investment
110% net profit
3.7% daily profit
Plan #7
Max profit of 2,500% After 45 days
400% profit for less than $1,000 investment
300% net profit
6.7% daily profit
Plan #8
Max profit of 5,000% After 70 days
800% profit for less than $1,000 investment
700% net profit
10% daily profit
Comparing the daily profit for the six plans, there is no question that it increases greatly for the longer term plans. However, you have to remember that the profit is NOT paid to you on a daily basis. You receive all of it at the end of the investment term. So, while there is a much greater potential for earnings with the longer term plans, there is also much greater risk as your funds can be tied up for a month or two. Whether or not the chance of greater earnings is worth the increased risk is the choice that an investor will have to make. However, with this chart in front of you, you will at least be able to precisely determine what the relative rewards and risks are.
A final factor worth considering for these six plans is that even the lowest interest paid in the one day plan is quite acceptable. This is 2.5%. If you continue to reinvest day by day for this one day program, that would still come to over 17% per week. This is actually a phenomenal interest rate. Indeed, for the cautious investor, this might be the way to go. By reinvesting, you would also have the opportunity to compound your earnings. If you are a little bit braver, you might move up to the five day plan. This pays the equivalent of 2.8% per day. On a weekly basis, this would work out to nearly 20%. A little bit better but five times riskier. I think I would opt for the one day plan.
In case you’ve forgotten, we did an example with Plan #1, the hourly investment plan, that gave us a daily profit of 2.6%. This is just about the same as we are talking about here but with even less risk as you are paid your earnings on an hourly basis; you don’t have to wait a full day to get your earnings. So, for the small depositor who would like a relatively risk-free investment scheme (that will pay close to 20% per week), the hourly plans are probably the best way to go. Of course, if you reinvest, the opportunity to compound your earnings is there too.
All that’s left to discuss are Plans #9 and #10. Let’s take a look at #9 first. First of all, the minimum investment is relatively high — $2,000. Second, your funds are tied up for 10 days before you will see a return on your investment. If you can live with that, it’s a very lucrative program. With a gross profit of 1,000 %, the net profit will be 900%. Over the 10 day investment period, this comes to a daily rate of 9% (900/10). This is VERY high. We didn’t show it above, but Plan #5 (700% after 15 days) only pays a gross profit of 180% for an investment of over $2,000. There is no comparison. Plan #9 is the way to go if you have $2,000 to invest and you can stand the suspense of waiting 10 days for a return on your investment.
Finally, Plan #10 paying 1% daily for 300 days doesn’t make sense at all. Plan #1 will pay you 2.6% and Plan #3 will pay you 2.5% per day. I can’t see why a person would choose this option. In addition, your funds would be put at risk for 300 days —close to a year! It would take you 100 days — over three months — to break even. Again, I cannot see any reason why a person would opt for this program. More risk and less earnings; it doesn’t make any sense at all.
Well, this is more than enough about the Tea House investment plans! Still more could be said. But, as the saying goes, “enough is enough.” Tea House probably has a plan for everyone! Low interest, high interest, short term, long term; you name it and they have it. I hope that what I have written here will help you determine which investment plan is best for you.
Tea House has a referral program that is based entirely on the number of people you refer. So, it is based only on the number of people directly below you in your online hierarchy. It works like this:
2% from 1 to 500 referrals
3% from 501 to 1,000 referrals
5% from 1,001 to 2,000 referrals
10% from 2,001 to 10,000 referrals
At present Tea House supports deposits and withdrawals via the following payment processors: Bitcoin, AdvancedCash, Payeer, Perfect Money, and NixMoney.
Support from Tea House appears to be excellent. There is a support email address as well as the typical support form. There is also live chat during British working hours. I tested it and there was, indeed, a very cordial and helpful person available to listen to my questions. Finally, there is phone support, again, I assume, during British working hours. I didn’t check the phone support.
In closing, Tea House has a well thought-out website that includes a very nice presentation of the company’s business activities. The investment plans that Tea House offers far exceed anything that I have seen in the past, both with respect to diversity and with respect to earning potential — especially for larger investors. In light of all this, perhaps you might want to seriously consider adding Tea House to your investment portfolio. However, as always, we suggest that you make such an investment a part of a diversified portfolio and — most important — never invest more than you can afford to lose. Good Luck!
