Two New Investment Plans Launched! But, Be Careful!
Biostry (reviewed here) just published a release that has some significant news in it. First of all, they are celebrating 50 days online. That’s a decent accomplishment and it implies, specifically, that a number of people in their 2.4% daily for seven days investment plan have completed at least one full cycle. It also implies that some folks who invested in their “perpetual plan” that pays 2.8% forever have broken even and are now making pure profit. In case you’ve forgotten, that program breaks even in 36 days (Just divide 100% by 2.8% to get that). Biostry has also added Payeer to their list of payment processors.
However, by far, the most significant item in the release is the announcement of two new investment plans. Here’s the pertinent information about each of them:
Advanced Biofuels
2.8% daily for 14 days
Principal returned
0.3 BTC minimum investment
Waste Management and Processing
148% after 21 days
Principal included
0.4 BTC minimum investment
Let’s do a quick analysis of these investment plans. First of all, they are both quite expensive to participate in. The value of one Bitcoin is now around $7,000. So, 0.3 BTC is around $2,100 and 0.4 BTC is around $2,800. These amounts are beyond what the typical online investor will deposit in one program. However, there will, of course, be a few folks that will take the risk. Always remember that we advise a diversified portfolio. So, if you invest two or three thousand dollars of your hard-earned cash in one of these plans, you had better also have a similar amount working for you in other programs to enable you to absorb the shock in case one of them crashes!
But, back to business. In order to compare the profitability of different investment plans, we always calculate their effective daily net interest or DNI. This is the daily profit you make from an investment plan averaged out over the life of the plan — assuming it survives for its full term.
In the way of a review, it is hard to calculate the DNI of a perpetual investment plan as we don’t know how long the program will survive for. In our review of Biostry, we assumed a number of different lifetimes for their perpetual plan and came up with the following results:
Days DNI %
60 0.33
90 0.89%
120 1.17%
150 1.33%
180 1.44%
210 1.52%
240 1.58%
270 1.63%
300 1.67%
330 1.70%
360 1.72%
So, at least for the first year of the program, the DNI that Biostry is obligated to pay for the perpetual plan is reasonable. Remember that in HYIP Insights #12 (that you can read here), we suggested that programs having investment plans with a DNI of less than 1% are most apt to survive in the long term while those with plans having DNIs greater than 2% are not. Between 1% and 2% is a questionable area that can depend on any one of a number of factors. As time goes on, the effective DNI of this plan will increase until it ultimately peaks out at 2.8%. This is quite high and the program might have trouble sustaining it. All “perpetual” investment plans have the added burden of perpetual payments of interest earnings. A plan with a limited term will end and require the deposit of “new” money in order for earnings to continue. There is no such relief for this type of investment plan.
The other existing Biostry investment plan pays 2.4% per workday for seven days and then returns your principal at the end of the time period. Assuming the plan runs full term, the DNI will be 1.71% (2.4 x 5/7). This is slightly high but could be sustainable. However, for as long as the program continues, at least for a year or so, it is more profitable to put your money into this plan that the perpetual plan. You are comparing 1.71% interest with less than that for the first year.
The new program offering 2.8% for 14 workdays is similar. In this case your DNI jumps up to 2.0% (2.8 x 14/10) which is slightly more risky but probably still doable. But, assuming the program survives, you will make more.
Finally, we have the 148% after 21 days program. First of all, this is the most risky type of plan as you don’t receive a penny until the end of the investment plan — in this case, three weeks later. Well, since the 148% includes your deposit, you must subtract 100% to get your net earnings of 48%. Averaging this out over the 21-day term of the investment plan, you get a DNI of around 2.29% (49/21). From the point of view of DNI, this is the most profitable investment plan offered by Biostry. However, the DNI is getting into the range that might put the program at risk. Remember that in HYIP Insights #12, we suggested that investment plans having a DNI of greater than 2% might be hard for a program to sustain. So, from two points of view, this investment plan is questionable:
No payment of earnings till its completion
A high DNI
However, on the bright side, the higher DNI DOES make this a very profitable investment plan. So, if you are an adventurer, Biostry might be the program for you. If you are a more conservative investor, the fact that Biostry offers a very risky program might be a reason to stay away.
Of course, all this is up to you.
Here is the release from Biostry…
Dear Partner/Investor,
Biostry have completed 50 Days Online and as you can see we’ve crossed 55+ Bitcoins in deposits
which is really good if we compare it with the current BTC/USD rate which is skyrocketing and giving double benefits to all our active investors.And we have next great news and things for our partners!
We have added a new Payment Processor PAYEER into our system.
Now you can Deposit/Withdraw funds using your PAYEER Account.And next great news, we today launch new 2 DIVISIONS.
So you have now more investment opportunity, how to increase your profits from Biostry.Advanced Biofuels – Contract
2.8% daily for 14 days
Min deposit: 0.3 BTC
Earnings are: Mon- Fri
Principal: Returned
Investments in Biotechnology Research and Development Advanced biofuels Division.
——————————————————-
This work is part of our many investments in new technologies with the transformative potential to increase energy supplies, reduce emissions, and improve operational efficiencies.
– We are funding a broad portfolio of Biofuels research programs.
– Our advanced Biofuels research portfolio includes options to create effective and stable income
– Focus on Biodiesel and BioEthanol.
– UK feedstocks account for 35% of the Biofuel.
– Our investors’ money improve the performance of our service.
– This enables us to work on developing our system and to pay out our investors their earnings.
Waste Management and Processing – Contract
148% after 21days
Min deposit: 0.4 BTC
Earnings are: After 21days
Principal: Included
Investments in Biotechnology Research and Development Waste Management and Processing Division.
——————————————————-
Waste is a major burden for companies.
Collection and sales of factory wastes is very lucrative business in the waste management industry. It involves collection of waste materials from factories and disposing them on their behalf.
– Waste treatment is a global problem.
– We conclude contracts with waste disposal companies.
– Creating options and solving problems generates steady income and profits.
– Our investors’ money improve the performance of our service.
– This enables us to work on developing our system and to pay out our investors their earnings.
Our team doing great job and I am happy for that, because we can make our partners happy and increase their daily earnings.
Check us on Facebook group too and send us what you think about Biostry.
We are happy for any feedbacks.please note:
We have started a Biostry Secure Fund, where we’re collecting funds from our different businesses for the security of our respected Partners/Members.Biostry Bitcoin Secure Fund Address:
https://blockchain.info/address/19c48GUb3t5yaSzkEKJrneMVxh9pet2yoXWe Will Never Let You Down Like Others Do, We’re Here To Stay And That’s Exactly What we’re Doing!
Enjoy your profits.Thanks,
Alfie Barnett
——————————————
Director & CEO
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