Crypto 1 Investment Plan.

CryptoSolutions is based in Australia, one of the few HYIPs from that part of the world.  As their name implies, they generate funds by trading cryptocurrencies.  Their niche is the use of high-tech equipment to both enable them to respond to small movements in the cryptocurrency exchange market as well as to respond to very large numbers of such movements — all of this at speeds far greater than the conventional trader can hope to achieve.  This, they claim, gives them a huge advantage and results in much higher profits than would otherwise er the case.  I might not have this quite right as the website suffers from a poor translation into the English language.  I am sure that a better translation would make the program much more attractive to the native English-speaking community.  Please refer to HYIP Insights #2 (you can read it here) for important information on this issue.  It would be useful for the Admin of this program to read this as well.

CryptoSolutions offers a total of eight investment plans.  The first six are called “Crypto 1” through “Crypto 6” and the last two, which might be temporary offerings, are referred to as “Special Offer” and “VIP for Advanced.”  Crypto 1 is in a class by itself; Crypto 2 through Crypto 6 are similar, and the “Special Offer” and “VIP for Advanced” are in another group.  Crypto 1 through Crypto 6 all have the same investment limits which is a minimum of $10 and an amazing maximum of $100,000.  Each investment plan has a very nice calculator that goes along with it and that inherently explains how a plan works.  If you are considering investing with CryptoSolutions, it would be worth your while to spend some time messing around with these calculators to learn more about the investment plans.  This is what I did and what follows is a result of these adventures.

First, let’s take a look at Crypto 1.  This plan pays 1.5% for 30 days.  This comes to a total of 45% by the end of the term.  I have the calculator in front of me which says that, for any investment between $10 and $100,000, my return on investment (ROI) will be 145%.  This implies that 45% of it is the daily returns and the 100% portion is your principal that (I assume) is returned the end of the investment term.  An important point is that you will not be in profit until the investment term is over and you get your principal back.  As a simple numerical example, if you invest $100 in this program, you will receive $1.50 every day for 30 days and then, at the end of the term, your $100, for a total of $145.  In many of the Emily News articles, we refer to something called “daily net interest,” DNI for short, which is simply the average net profit you receive from an investment plan on a daily basis.  In this plan, since your principal is being returned, the 1.5% you receive every day is pure profit and so the DNI for this plan is 1.5%.  In HYIP Insights #12 (that you can read here), we referred to investment plans with a DNI between 1% and 2% as medium interest plans.  They have the potential to be long term sustainable investment plans.

Crypto 2 through Crypto 6 Investment Plans.

The Crypto 2 through Crypto 6 investment plans are completely different and should be reviewed very carefully before making an investment in them.  For example, the Crypto 2 plan is advertised as paying 200% after seven days.  Well, this IS true IF you invest over $50,000.  For investments less than this, the interest you will receive is less and can be MUCH less.  By inserting numerous investment amounts into the online calculator, I was able to determine that the following interests are paid for different deposits from the minimum to the maximum:

Deposit                                                ROI

$10 – $1,000                        111%
$1,001 – $5,000                  112%
$5,001 – $10,000                115%
$10,001 – $20,000              120%
$20,001 – $50,000              150%
$50,001 – $100,000           200%

So, each of the Crypto 2 through Crypto 6 investment plans actually consists of six SUB-plans.  But, realistically, 95% of online HYIP investors will use the first sub-plan because most will invest less than $1,000.  They will receive a ROI of 111%.  The other 5% will probably invest in the second sub-plan that includes investments between $1,000 and $5,000 and they will receive a ROI of 112%.  Few, if any, online investors will invest more than this.  So, realistically, although these entries in the table are exciting to look at, they probably won’t be put to use.  All of the investment plans in the Crypto 2 through Crypto 6 group use this approach and, to make things simpler, I am only going to consider sub-plans in them up to the $5,000 level.  If, perchance, you should want to invest more, you can refer to the calculator for additional information concerning how things will work out.  With all this in mind, what follows is a summary of the ROIs for the investment sub-plans in the Crypto 2 through Crypto 6 group but limiting the size of deposit to $5,000.

Crypto 2 — 7 days
$10 – $1,000                        111%     DNI = 1.57%
$1,001 – $5,000                  112%     DNI = 1.71%

Crypto 3 — 15 days
$10 – $1,000                        125%     DNI = 1.67%
$1,001 – $5,000                  130%     DNI = 2.00%

Crypto 4 — 30 days
$10 – $1,000                        155%     DNI = 1.83%
$1,001 – $5,000                  170%     DNI = 2.33%

Crypto 5 — 50 days
$10 – $1,000                        200%     DNI = 2.00%
$1,001 – $5,000                  250%     DNI = 3.00%

Crypto 6 — 75 days
$10 – $ 1,000                       300%     DNI = 2.67%
$1,001 – $5,000                  400%     DNI = 4.00%

As you probably noticed, I also included the DNI for each of these investment plans.  Again, the “daily net interest” (DNI) of an investment plan is the total net interest of the plan divided by the number of days in the plan.  For example, for the first sub-plan of Crypto 2, the total gross interest (the ROI) of the plan is given as 111%.  Subtracting 100% because this includes your principal, you get a total net interest of 11%.  Dividing this by the number of days in the plan, you get a DNI of 1.57% (11/7).  Remember, the DNI is the average percent of your deposit that you put into your pocket as pure profit on a daily basis.  The higher the number, the more profitable the program.  The DNI is a great way to compare investment plans having both different interest rates and different terms.

These sub-plans are well thought out.  The DNIs for the shorter term plans are reasonable and CryptoSolutions might be able to sustain them on a long term basis.  The DNIs for the longer term plans are quite high and it is questionable as to whether or not they are sustainable.  There is a detailed discussion of what we consider to be high, medium, and low DNIs in HYIP Insights #12 that you can read here.  Of course, these high interest rates are the carrot that the program holds out to potential investors in an effort to get them to invest in a longer term plan.

It is very important to remember that you do not receive any earnings in these plans until the plan is complete.  In the HYIP world, waiting 75 days (two and a half months) for an investment plan to come to completion is a long time.  I would guess that the life cycle of more than half of all HYIPs is less than this.  So, investment in a relatively long term plan such as this is risky business.  This, of course, is the HYIP game.  You do your best, based on the information available, to arrive at a decision as to whether a potential investment is a wise one or not.  We at Emily News, try to explain investment plans to you as well as relay to you what we know about a company (which usually isn’t very much).  But, ultimately, you have to sort through what we say and what you find out elsewhere and make the final decision.

If you want to see how much you can earn with a particular sub-plan, you can simply plug a number into one of the calculators.  However, you can certainly do the calculation yourself if you want.  For example, if you invest $2,000 in the second sub-plan of Crypto 3, after 15 days you will receive a ROI of $2,600 (1.3 x 2,000).  Since you invested $2,000, you net profit will be $600 (2,600 – 2,000).

Just to give you an idea of how crazy the income from these investment plans can get for large deposits, take a look at the maximum deposit of $100,000 into Crypto 6.  After 75 days, you will receive 3,000% of this or $3,000,000.  Personally, I wish that HYIPs wouldn’t include such possibilities in their lineup of investment plans as it is so improbable that they are payable.  However, who knows, maybe someday some rich guy will make an investment like this and he WILL receive the return as promised.  Indeed, that would make HYIP history for many years to come.

The Crypto 2 through Crypto 6 plans offer a wide variety of investment opportunities.  There will be some nail biting involved as investors wait till the end of an investment term to receive a return.  However, if an investor can live with that, he will probably find an investment plan to his liking in this lineup.

In Part 2 (already available) of this review I will discuss the remaining investment plans offered by CryptoSolutions as well as a number of other items of interest to investors.  Please stand by.


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