{"id":851,"date":"2017-05-04T02:34:29","date_gmt":"2017-05-04T02:34:29","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=851"},"modified":"2017-12-14T18:52:40","modified_gmt":"2017-12-14T18:52:40","slug":"simbwealth-review","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=851","title":{"rendered":"SimbWealth &#8212; Review"},"content":{"rendered":"<p><strong style=\"color: red;\">This is \u00a0CLOSED project already! Do not invest there anymore!<\/strong><\/p>\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1113\" target=\"_blank\" rel=\"noopener noreferrer\">SimbWealth<\/a> recently purchased a \u201cDiamond\u201d listing on the <em>Emily News<\/em> monitor and we introduced the program to our readers a few days ago.\u00a0 Here is the detailed review that we promised in this introduction.\u00a0 Let\u2019s begin\u2026<\/p>\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1113\" target=\"_blank\" rel=\"noopener noreferrer\">SimbWealth<\/a> is an acronym for <strong>S<\/strong>ophisticated <strong>I<\/strong>nvestors and <strong>M<\/strong>oney <strong>B<\/strong>rokers <strong>Wealth<\/strong> Management Limited.\u00a0 It is an offshore company that was formed in February of this year.\u00a0 However, the website indicates that the merchants who are involved with SimbWealth already have over ten years collective experience in investment markets.\u00a0 These markets span four general areas:<\/p>\n<p>High-tech industries as well as trading foreign currencies, exchanging stock and FX.<\/p>\n<p>Renting sport cars.\u00a0 \u201cRenting Sport Cars is another department in our company. We make long term car leasing to corporations. We are trying our best to increase our fleet.\u201d<\/p>\n<p>Commercial real estate business.\u00a0 \u201cWe do commercial real estate business globally. Our qualified individuals are sophisticated on property management and real estate marketing. We own studio apartments in San Francisco, New York City, and Istanbul.\u201d<\/p>\n<p>Chartering to move refined petroleum products.\u00a0 \u201cWe use market knowledge, logistics and global resources to move physical commodities where they\u2019re needed when they\u2019re needed. We develop markets, invest in infrastructure, build bridges and cement alliances to reduce the cost of trading and increase service levels.\u201d<\/p>\n<p><a href=\"https:\/\/simbwealth.com\/?ref=S2885750\"><img decoding=\"async\" src=\"https:\/\/simbwealth.com\/banner\/468.gif\" \/><\/a><\/p>\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1113\" target=\"_blank\" rel=\"noopener noreferrer\">SimbWealth<\/a> has four investment plans.\u00a0 The names of the plans roughly correspond to these major areas of financial activity of the company.\u00a0 However, I would doubt if funds generated from each of the plans are specifically allocated to the activity indicated by the name of the plan.\u00a0 But, investment plans need names, I suppose.\u00a0 So, these are perfectly fine. \u00a0One feature all of the plans share is that your principal is returned as part of your earnings; it is not returned to you as a lump sum at the end of the investment term.<\/p>\n<p>Following is a summary of the four plans.<\/p>\n<p><strong>Hi-Tech Industries &#8212; 120% Total Gross Earnings<\/strong><\/p>\n<ul>\n<li>90 days<\/li>\n<li>1.33% daily interest<\/li>\n<li>Net profit = 20%<\/li>\n<li>Cash out Daily \/ Instant<\/li>\n<li>Min: $10 &#8211; Max: $500<\/li>\n<\/ul>\n<p><strong>Leasing Plan &#8212; 160% Total Gross Earnings<\/strong><\/p>\n<ul>\n<li>180 days<\/li>\n<li>0.89% daily interest<\/li>\n<li>Net profit = 60%<\/li>\n<li>Cash out Daily \/ Instant<\/li>\n<li>Min: $500$ &#8211; Max: $20,000<\/li>\n<\/ul>\n<p><strong>Real Estate&#8212; 225% Total Gross Earnings<\/strong><\/p>\n<ul>\n<li>365 days<\/li>\n<li>18.75% monthly interest<\/li>\n<li>Net profit = 125%<\/li>\n<li>Investor Accounts<\/li>\n<li>Cash out Monthly \/ After Expire<\/li>\n<li>Min: $20,000 &#8211; Max: $100,000<\/li>\n<\/ul>\n<p><strong>Chartering &#8212; 350% Total Gross Earnings<\/strong><\/p>\n<ul>\n<li>365 days<\/li>\n<li>29.17% monthly interest<\/li>\n<li>Net profit = 250%<\/li>\n<li>Investor Accounts<\/li>\n<li>Cash out Monthly \/ After Expire<\/li>\n<li>Min: $100,000 &#8211; Max: $500,000<\/li>\n<\/ul>\n<p>The first two plans pay interest daily and you can withdraw it whenever the money in your account exceeds the minimum withdrawal amount (which doesn\u2019t appear to be given on the website).\u00a0 It is important to note that <a href=\"http:\/\/emilynews.com\/link.php?id=1113\" target=\"_blank\" rel=\"noopener noreferrer\">Simbwealth<\/a> only works on weekdays.\u00a0 So, interest in these two plans is only paid five days per week &#8212; during work days.\u00a0 This can lead to some confusion concerning the term of these two plans.\u00a0 When a person sees \u201c90 Days,\u201d he automatically thinks that this means three calendar months.\u00a0 Since there are only around 22 working days per month and since you only earn interest on working days, the term of the investment is considerably longer than 90 calendar days or three months.\u00a0 Since four times 22 equals 88, very close to 90, I think it is reasonable to say that a 90 working day plan is FOUR months long.\u00a0 Likewise, for the second plan that has a 180 working day term, it would be EIGHT months long.\u00a0 So, these are most definitely long term plans for the HYIP industry.<\/p>\n<p><strong>We just received an email from <a href=\"http:\/\/emilynews.com\/link.php?id=1113\" target=\"_blank\" rel=\"noopener noreferrer\">SimbWealth<\/a> clarifying this.\u00a0 Interest earnings for these two plans are paid every day of the week &#8212; on CALENDAR days, not just WORK days.\u00a0 We have published their email <a href=\"http:\/\/emilynews.com\/blog\/?p=876\" target=\"_blank\" rel=\"noopener noreferrer\">here <\/a>along with other clarifying information.\u00a0<\/strong><\/p>\n<p><a href=\"https:\/\/simbwealth.com\/?ref=S2885750\"><img decoding=\"async\" src=\"https:\/\/simbwealth.com\/banner\/468.gif\" \/><\/a><\/p>\n<p>As a numerical example, let\u2019s see what would happen if you invested $1,000 in the second plan with a daily interest rate of 0.89%.\u00a0 First of all, your daily interest earnings (on work days) would be $8.90 (.0089 x 1,000).\u00a0 After 180 working days you would earn a total of $1,602 (let\u2019s round it off to $1,600) which represents gross earnings of 160% &#8212; as you would expect.\u00a0 It would take you 113 (1000\/8.9) working days to break even &#8212; over five months, since there are only 22 working days per month.\u00a0 So, in this plan you would only begin to make pure (or net) profit during the last three (out of eight) months.\u00a0 These are long periods of time in the HYIP industry and most programs will not survive this long.\u00a0 However, at least part of the reason for this poor survivability record is the high interest rates that are typically paid.\u00a0 The relatively low (and more sensible?) interest rates paid by <a href=\"http:\/\/emilynews.com\/link.php?id=1113\" target=\"_blank\" rel=\"noopener noreferrer\">SimbWealth <\/a>might give it a greater chance of being one of the few HYIPs that will survive for a long time.\u00a0 In fact, a recent <em>HYIP Insights<\/em> article published by <em>Emily News,<\/em> we suggested that programs with relatively low interest rates &#8212; and even investment plans that don\u2019t pay interest on weekends &#8212; might be the better choice when it comes to looking for a program that will be around for a long time.\u00a0 Of course, nothing in the HYIP industry is for sure.\u00a0 But, at least in this respect, <a href=\"http:\/\/emilynews.com\/link.php?id=1113\" target=\"_blank\" rel=\"noopener noreferrer\">SimbWealth <\/a>might be on the right track.\u00a0 You can read the<em> HYIP Insights<\/em> article <a href=\"http:\/\/emilynews.com\/blog\/?p=787\" target=\"_blank\" rel=\"noopener noreferrer\">here<\/a>.<\/p>\n<p>I will only comment briefly on the last two programs because the minimum investment amount of $20,000 is way beyond what the typical HYIP investor would invest.\u00a0 It is probably even beyond what the more ambitious investor would invest.\u00a0 These programs run for 365 days and, in this case, I believe it is correct to think of calendar rather than working days.\u00a0 The reason is that, if you take the monthly interest rate that is given and multiply it by 12, you correctly get the annual interest rate.\u00a0 There is some confusion as to when these monthly interest earnings can be withdrawn.\u00a0 On one hand, the foregoing summary listing says, \u201ccash out monthly.\u201d\u00a0 On the other it says \u201cafter expire.\u201d\u00a0 \u201cCash out monthly\u201d seems to be a clear statement that you can withdraw your monthly interest earnings on a monthly basis.\u00a0 However, \u201cafter expire\u201d seems to be saying that you have to wait a total of 12 months till the expiration (the end) of the investment plan before you can withdraw anything.\u00a0 <u>We hope that the admin of the program will clarify this issue in the near future.<\/u>\u00a0 If, indeed, a person has to wait a full year before he will receive any benefit from the program, I seriously doubt if these plans will attract many customers.\u00a0 And, even if it is possible to withdraw earnings on a monthly basis, the programs will still be unpopular as the minimum investments will be way beyond the means of the average HYIP investor.<\/p>\n<p>You can deposit and withdraw from <a href=\"http:\/\/emilynews.com\/link.php?id=1113\" target=\"_blank\" rel=\"noopener noreferrer\">SimbWealth <\/a>by means of any of the following payment processors: Paypal, Payeer, Perfect Money, and BitCoin.\u00a0 Paypal is uncommon in the HYIP industry and some investors might like that addition. \u00a0Deposits are processed instantly and withdrawals can take up to 24 hours.<\/p>\n<p>The <a href=\"http:\/\/emilynews.com\/link.php?id=1113\" target=\"_blank\" rel=\"noopener noreferrer\">SimbWealth <\/a>referral program pays you 10% of the deposits made by people you refer to the program (the first level of your downline), 5% of deposits made by people on the second level, and 2% of deposits made on the third.\u00a0 Compared to referral commissions offered by other HYIPs, this is very satisfactory and should enable the diligent marketer to significantly increase his earnings from this program.<\/p>\n<p>If you need help or have questions that need to be answered, <a href=\"http:\/\/emilynews.com\/link.php?id=1113\" target=\"_blank\" rel=\"noopener noreferrer\">Simbwealth <\/a>provides an email contact address as well as the standard support form.\u00a0 If response time is good, these means of support can be very good.\u00a0 However, perhaps after the program grows a bit, live chat would be a welcome addition to these contact methods.\u00a0 Nothing beats instant answers when a problem arises\u2026<\/p>\n<p><a href=\"https:\/\/simbwealth.com\/?ref=S2885750\"><img decoding=\"async\" src=\"https:\/\/simbwealth.com\/banner\/468.gif\" \/><\/a><\/p>\n<p>In closing, it appears that <a href=\"http:\/\/emilynews.com\/link.php?id=1113\" target=\"_blank\" rel=\"noopener noreferrer\">SimbWealth <\/a>is a bit different than the typical HYIP.\u00a0 Its investment plans are all long term with modest interest rates.\u00a0 The two lower end plans might be of special interest to the conservative HYIP investor.\u00a0 However, if you do choose to invest with <a href=\"http:\/\/emilynews.com\/link.php?id=1113\" target=\"_blank\" rel=\"noopener noreferrer\">SimbWealth<\/a>, we must advise that you diversify your investment portfolio by investing in other programs as well.\u00a0 \u201cNever put all your eggs in one basket.\u201d\u00a0 And, never invest more than you can afford to lose.\u00a0 Good Luck!<\/p>\n<p><a href=\"http:\/\/emilynews.com\/blog\/?p=1635\">SimbWealth Review #2 here.<\/a><\/p>\n<p>*********************<\/p>\n<p>To the Admin: We always welcome comments on our reviews \u2014 pro or con \u2014 and we will be happy to publish them in the <em>Emily News<\/em> blog.<\/p>\n<p>*********************<\/p>\n<p>Please don\u2019t forget that you can post your screenshots of payment, scam, or other proofs related to a program by clicking on the \u201cDetails\u201d button in the <em>Emily News<\/em> monitor.\u00a0 Also, don\u2019t forget that you can add your referral link when you post your proofs &#8212; another way to build your downline.<\/p>\n<p>*********************<\/p>\n<p>If you like this review, please share it by using the social media buttons below.<\/p>\n<p>&nbsp;<\/p>\n<div id=\"ext_searchPromptBtn\" style=\"top: 1499px; left: 809px; z-index: auto;\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>This is \u00a0CLOSED project already! Do not invest there anymore! SimbWealth recently purchased a \u201cDiamond\u201d listing on the Emily News monitor and we introduced the program to our readers a few days ago.\u00a0 Here is &hellip; <a title=\"SimbWealth &#8212; Review\" class=\"exalt-read-more\" href=\"https:\/\/emilynews.com\/blog\/?p=851\"><span class=\"screen-reader-text\">SimbWealth &#8212; Review<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[10,54,78,73,5,20,21,61,17,18,63,81,82],"class_list":["post-851","post","type-post","status-publish","format-standard","hentry","category-reviews","tag-hyip","tag-hyip-analysis","tag-hyip-investment-plan","tag-hyip-investment-program","tag-hyip-review","tag-investment-plan","tag-investment-plan-review","tag-investment-plans","tag-investment-program","tag-investment-program-review","tag-investment-programs","tag-simbwealth","tag-simbwealth-scam-or-paying","exalt-entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SimbWealth - Review - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=851\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SimbWealth - Review : Different HYIP investment blog. 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