{"id":8282,"date":"2019-08-21T04:07:48","date_gmt":"2019-08-21T04:07:48","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=8282"},"modified":"2019-11-09T10:41:38","modified_gmt":"2019-11-09T10:41:38","slug":"instant-bitex-review-part-1","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=8282","title":{"rendered":"Instant Bitex &#8211; Review Part 1"},"content":{"rendered":"<p style=\"color: red;\"><strong>This project was moved on CLOSED status! Do NOT invest there anymore..<\/strong><\/p>\n\n\n<p><strong>The Instant Bitex Investment Plans.<\/strong><\/p>\n\n\n\n<p>A few days ago, we introduced the <a href=\"http:\/\/emilynews.com\/link.php?id=1300\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Instant Bitex (opens in a new tab)\">Instant Bitex<\/a> online investment program in what we refer to as a \u201cFirst Thoughts\u201d article.&nbsp; In the article, we noted what we thought were the unusual features of the company\u2019s investment plans.&nbsp; Here\u2019s what we said at that time:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>For the investor, Instant Bitex offers three investment plans.&nbsp; They are unusual in a number of ways.&nbsp; First, they are all 365 business days long.&nbsp; Since there are roughly 22 business days in a 30-day month, you can multiply 365 by the conversion factor 30\/22 to get that the plans are roughly 498 calendar days long.&nbsp; That\u2019s over one year and four months long &#8212; which is a long time.&nbsp; So, even though the program has been online for over a year, none of its investors have yet completed a full investment cycle.&nbsp; Second, interests are modest and are 0.5%, 1.0%, and 1.5% per business day for the three plans.&nbsp; On a calendar day basis, the rates would, of course, be even lower.&nbsp; These relatively low returns are at last a partial explanation for the longevity the program has so far achieved.&nbsp; Third, a nice perk is that there is a significant deposit bonus for each of the three investment plans.&nbsp; It is a fixed amount for each plan so that, if you invest a smaller amount, you will benefit more from the bonus.&nbsp; You can even double your deposit amount!<\/p><\/blockquote>\n\n\n\n<figure class=\"wp-block-image is-resized\"><a href=\"http:\/\/emilynews.com\/link.php?id=1300\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2019\/08\/ib468.gif\" alt=\"\" class=\"wp-image-8261\" width=\"468\" height=\"60\"\/><\/a><\/figure>\n\n\n\n<p>With that as an introduction, if you refer to the website, you will find the following additional information about the <a href=\"http:\/\/emilynews.com\/link.php?id=1300\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">Instant Bitex<\/a> investment plans:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Silver Plan<\/li><li>0.5% for 365 working days<\/li><li>$25 &#8211; $1,000<\/li><li>Bonus = $50<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Gold Plan<\/li><li>1.0% for 365 working days<\/li><li>$1,001 &#8211; $5,000<\/li><li>Bonus = $500<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Platinum Plan<\/li><li>1.5% for 365 working days<\/li><li>$5,001 &#8211; $1,000,000<\/li><li>Bonus = $1,000<\/li><\/ul>\n\n\n\n<p><strong>Analysis of the Instant Bitex Investment Plans.<\/strong><\/p>\n\n\n\n<p>Let\u2019s first take a look at how long it will take each of the <a href=\"http:\/\/emilynews.com\/link.php?id=1300\">Instant Bitex<\/a> investment plans to break even.&nbsp; For the Silver Plan, dividing 100% by the 0.5% daily gross return, you find that it will take 200 business days to recover your investment (to break even).&nbsp; We can convert this to calendar days by multiplying by the 30\/22 conversion factor (that we used in the First thoughts article) to get that the plan will break even in around 273 calendar days &#8212; around nine months.&nbsp; Doing the same calculation for the other two investment plans, you get the following results:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Plan&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Calendar days to break even<\/li><li>Silver&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 273 days<\/li><li>Gold&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 137 days<\/li><li>Platinum&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 91 days<\/li><\/ul>\n\n\n\n<p>Things are a bit more complicated than this, however, since you receive a deposit bonus.&nbsp; For example, in the Silver Plan, you receive a deposit bonus of $50 no matter what your investment might be.&nbsp; So, to use a simple example, if you deposit $50, your $50 bonus will effectively DOUBLE your deposit to $100.&nbsp; Your earnings will therefore double and you will break even in half the time it would take you to break even without the bonus.&nbsp; However, if you are still using the Silver Plan and invest the maximum of $1,000, the $50 bonus will only increase your deposit and earnings by 5%.&nbsp; Therefore, the effect on the breakeven point won\u2019t be as noticeable.&nbsp; The important points of this brief discussion might be that:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The deposit bonus has a great effect on\nearnings and breakeven point for investments at the LOW end of the investment\nlimits in each of the investment plans. <\/li><li>You will always break even faster than the number\nof days predicted above no matter what your investment is.&nbsp; <\/li><li>The bonuses will also cause your earnings to\nalways be greater that the advertised rates for the various investment plans.<\/li><\/ul>\n\n\n\n<p>In a later section of this review, I will work out\nspecific numerical examples to put numbers on all this.<\/p>\n\n\n\n<p>Next, let\u2019s determine the average daily net interest (DNI) that you will earn for each of the <a href=\"http:\/\/emilynews.com\/link.php?id=1300\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Instant Bitex (opens in a new tab)\">Instant Bitex<\/a> investment plans.&nbsp; <\/p>\n\n\n\n<p>Remember that DNI is the total net interest (profit) that\nan investment plan pays you averaged out over the number of calendar days in\nthe plan.&nbsp; Obviously, in any investment\nplan, you haven\u2019t accumulated any profit until you break even.&nbsp; However, after that, all your earnings are \u201cpure\nprofit.\u201d&nbsp; DNI averages this pure profit\nout over the entire length of the plan. <\/p>\n\n\n\n<p>For the Silver Plan, the total gross interest that you receive will be the daily gross interest of 0.5% times the 365-day length of the investment plan or 182.5%.&nbsp; Since this includes your investment, you must subtract 100% to get the total net interest that you will receive, or 82.5%.&nbsp; In the First Thoughts article, we determined that all the <a href=\"http:\/\/emilynews.com\/link.php?id=1300\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Instant Bitex (opens in a new tab)\">Instant Bitex<\/a> investment plans are 498 calendar dayslong.&nbsp; Do, dividing 82.5% by 498, we get a DNI for this investment plan of around 0.17%.&nbsp; If you do this same calculation for the other two investment plans, you will get the following results:<\/p>\n\n\n\n<figure class=\"wp-block-image is-resized\"><a href=\"http:\/\/emilynews.com\/link.php?id=1300\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2019\/08\/ib468.gif\" alt=\"\" class=\"wp-image-8261\" width=\"468\" height=\"60\"\/><\/a><\/figure>\n\n\n\n<ul class=\"wp-block-list\"><li>Plan&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; DNI<\/li><li>Silver&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.17%<\/li><li>Gold&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.53%<\/li><li>Platinum &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.90%<\/li><\/ul>\n\n\n\n<p>Again I note that these values do not include the effect of the deposit bonus &#8212; which we will find out later in this review is significant.<\/p>\n\n\n\n<p>Because of the deposit bonuses, there is a lot more to discuss.&nbsp; We\u2019ll get into all that in <a href=\"http:\/\/emilynews.com\/blog\/?p=8289\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">Part 2 of the review<\/a>.&nbsp; Please stay tuned.&nbsp; Part 2 will be available in a few days.&nbsp; <\/p>\n\n\n<p>*********************************<\/p>\n<p>If one of the paying programs on our Monitor appeals to you, please support <em>EmilyNews<\/em> by registering for it on our website. Thanks very very much!<\/p>\n<p>*********************************<\/p>\n<p>Be the first to get most important HYIP news everyday!<br>Simply Follow <a href=\"https:\/\/www.facebook.com\/EmilyNewsOnline\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Facebook<\/strong><\/a>, <a href=\"https:\/\/telegram.me\/emilynews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"color: #c03939; text-decoration: underline;\">EN Telegram<\/strong><\/a>, <a href=\"https:\/\/twitter.com\/EmilyHyipNews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Twitter<\/strong><\/a><br>or Subscribe to <strong><a style=\"color: #c03939; text-decoration: underline;\" href=\"https:\/\/feedburner.google.com\/fb\/a\/mailverify?uri=Emilynews\" target=\"_blank\" rel=\"noopener noreferrer\">EN Feedburner<\/a><\/strong> and submit your email address!<\/p>\n<p>If you like this article, please share it by using the social media buttons below.<\/p>","protected":false},"excerpt":{"rendered":"<p>This project was moved on CLOSED status! Do NOT invest there anymore.. The Instant Bitex Investment Plans. A few days ago, we introduced the Instant Bitex online investment program in what we refer to as &hellip; <a title=\"Instant Bitex &#8211; Review Part 1\" class=\"exalt-read-more\" href=\"https:\/\/emilynews.com\/blog\/?p=8282\"><span class=\"screen-reader-text\">Instant Bitex &#8211; Review Part 1<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":8274,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3094,3093,3081,3085,3083,3082,3084,3100,3088,3086,3087],"class_list":["post-8282","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-https-instantbitex-com","tag-https-instantbitex-com-referaluser-referral-737638580","tag-instant-bitex","tag-instant-bitex-info","tag-instant-bitex-investment-plan","tag-instant-bitex-investment-program","tag-instant-bitex-news","tag-instant-bitex-review","tag-instant-bitex-scam-or-paying","tag-instant-bitex-update","tag-instant-bitex-updates","exalt-entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Instant Bitex - Review Part 1 - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=8282\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Instant Bitex - Review Part 1 - EmilyNews\" \/>\n<meta property=\"og:description\" content=\"This project was moved on CLOSED status! 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