{"id":787,"date":"2017-05-01T03:45:59","date_gmt":"2017-05-01T03:45:59","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=787"},"modified":"2017-05-18T14:22:52","modified_gmt":"2017-05-18T14:22:52","slug":"hyip-insights-8-wise-hyip-investor","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=787","title":{"rendered":"HYIP Insights #8 — The Wise HYIP Investor"},"content":{"rendered":"

Tired of losing money in the HYIP game?\u00a0 Maybe Emily News<\/em> can help you.\u00a0 No one has a fool-proof system for winning at this.\u00a0 But, collectively, we have been at it for well over 10 years.\u00a0 This includes time as investors and now time operating a HYIP monitor.\u00a0 So, we might have a few HYIP insights that others don\u2019t have\u2026<\/p>\n

But, this said, I have to begin with a disclaimer!\u00a0 This game IS unpredictable.\u00a0 You may think that you have a system worked out and you may think that you are on the road to sustainable success.\u00a0 Then, you lose again — and again.\u00a0 So, what follows is our formula RIGHT NOW.\u00a0 I think I understand this game better than I did five or ten years ago.\u00a0 But, I am sure there is still a lot more to learn.\u00a0 Read what I have to say and think about it long and hard.\u00a0 If it rings true with you, maybe you will want to somehow make some of it a part of your HYIP investment strategy.\u00a0 However, just like listening to advice on anything in life, YOU must make the decision to accept or reject what you hear — or maybe even to improve on the advice that was given to you.<\/p>\n

In this article, I am going to refer back to previous articles in HYIP Insights<\/em> that provide background material for what I write now.\u00a0 There is no sense in repeating myself.\u00a0 My apologies in advance if this requires you to interrupt this article now and then to reread something that we published a month or two ago.\u00a0 I\u2019m going to organize this article into a number of topics and will try to begin with what I think are the most obvious ones.\u00a0 Then, I will gradually get into some of the finer points that are rarely discussed.\u00a0 OK, so here we go\u2026<\/p>\n

This IS a game.<\/strong><\/p>\n

Never lose sight of the fact that 95% of all HYIPs will fail.\u00a0 Maybe 100%.\u00a0 Even though a few HYIPs may be based on real legitimate businesses, they can fail too.\u00a0 Look at any HYIP monitor.\u00a0 Do you see any programs that have been in existence for more than a year?\u00a0 If there are, they are extremely rare and, if you invested in one of them when it first opened its doors, you would be very fortunate.\u00a0 So, we are gambling; this is a game.\u00a0 We are taking the chance that we are investing our money in a HYIP that will be around long enough for us to make a substantial profit.\u00a0 So, again, the problem is how to optimize our chances of choosing the right HYIP to invest in.\u00a0 You can read more about the \u201cHYIP Game\u201d here<\/a>.<\/p>\n

Diversify.<\/strong><\/p>\n

As the saying goes, \u201cnever put all your eggs in one basket.\u201d\u00a0 If your pet program crashed (as it someday will) you don\u2019t want to be out of business. \u00a0Aim for an investment portfolio that includes more than one program — ideally a number of them.\u00a0 What\u2019s the number?\u00a0 That\u2019s impossible to say.\u00a0 You should NEVER invest in a program that you have serious questions about just to increase the diversity of your portfolio.<\/p>\n

Never invest more than you can afford to lose.<\/strong><\/p>\n

Yes, I know you have heard that before.\u00a0 However, it\u2019s sad but true that some people believe they have a sure thing going and will put savings\/home\/etc. in jeopardy in a wild attempt to strike it rich.\u00a0 Like gambling at poker, nothing is a for sure.\u00a0 Do everything you can to maximize your chances of winning.\u00a0 However, you must accept the fact that some day (and no one knows when), your program will crash and there will be losers — and some big losers.\u00a0 You don\u2019t want to be one of them.<\/p>\n

Avoid programs that use poor English.<\/strong><\/p>\n

All HYIPs will claim that they are successful at what they do.\u00a0 To me, this implies that they should be able to afford the services of a translator to put the narrative of their website into acceptable form if the person who developed the script isn\u2019t a native English speaker.\u00a0 We have written an article about this issue that you can read here<\/a>.\u00a0 The bottom line is that a program with a poorly written website is probably a one man show operated by someone from their living room sofa who plans to make a few bucks and then run away and hide for a while — before starting another program!\u00a0 It IS true that some such programs have survived for quite a while and that money has been made from them.\u00a0 However, they should be viewed with caution as — at least to me — the poor language is a clear statement that the company is an imaginary one.<\/p>\n

Avoid programs where its \u201clegend\u201d contains lies and inconsistencies.<\/strong><\/p>\n

The \u201clegend\u201d of a HYIP is the story that a website tells about how the program generates its revenues and why they need the help of investors.\u00a0 We have written an article about HYIP legends that you can read here<\/a>.\u00a0 Like a program that uses poor English in its website, lies and inconsistencies in its legend are another indication that a program is probably an imaginary one — again operated by someone from his living room sofa.\u00a0 When reviewing a program, we at Emily News always give it the benefit of the doubt concerning the truth of the legend it provides.\u00a0 We will NOT do detective work to try to dig up dirt about every new HYIP that comes along.\u00a0 However, in the situation where a company includes blatant lies and misrepresentations in its website, we will either not review the program or will point out these issues to our readers.\u00a0 So, even though some of these programs have survived long enough to enable some of their investors to make a profit, they should be viewed very cautiously or avoided altogether.<\/p>\n

DO invest in programs where the legend might be real.<\/strong><\/p>\n

For example, if a HYIP claims to be involved with oil prospecting or in multi-million dollar real estate sales and purchases, it is unlikely that the legend is true.\u00a0 However, if it claims to be involved with crypto-currency trading or arbitrage betting, it is plausible that the legend is true.\u00a0 In the first case we are talking about million dollar transactions.\u00a0 In the second, the size of the transaction is flexible and is suited to the level of funding that a HYIP might generate.\u00a0 This does not imply that ANY of the legends are true.\u00a0 However, we always proceed with the thought in mind that occasionally a program comes along that might be the real thing.\u00a0 In other words: \u201cinnocent until proven guilty.\u201d\u00a0 So, I would lean toward the type of program that might actually be a reality.<\/p>\n

Avoid short term programs that offer extremely high interest rates.<\/strong><\/p>\n

Some programs offer such insane interest rates that they are obviously unsustainable.\u00a0 These are extremely risky to invest in as such programs usually close very quickly.\u00a0 If you feel an irresistible urge to invest in one of them, my advice would be to \u201cget in and get out\u201d ASAP.\u00a0 But, they should never be counted on a source of sustainable income — not even for a few months.<\/p>\n

Do invest in programs that have moderate interest rates.<\/strong><\/p>\n

It\u2019s logical that, the lower the interest rate that a HYIP pays, the longer it should be able to survive.\u00a0 So, if you\u2019re thinking in the long term, it makes sense to aim at programs with reasonable interest rates.\u00a0 What\u2019s a reasonable rate?\u00a0 My guess is that between 1% and 1.5% per day is about right.\u00a0 When you start to approach 2%, you are getting into the \u201chigh\u201d interest range (that\u2019s 60% per month!).<\/p>\n

DO invest in programs that have flexible interest rates.<\/strong><\/p>\n

Still thinking about sustainability, if a company has a legitimate source of revenue, it will have good days and bad days.\u00a0 So, it would seem to make sense for the company not to pay the same interest rate every day.\u00a0 A variable rate might be very helpful to a company in its struggle to survive.<\/p>\n

DO invest in programs that only pay interest on workdays — if the business only generates income on workdays.<\/strong><\/p>\n

Similarly, if a company only generates revenue on work days, it makes sense that they should only pay interest on these days.\u00a0 Again, this will help maximize the chances of a company surviving in the long term.<\/p>\n

Well, this might be enough for now.\u00a0 Most of this is common sense.\u00a0 However, sometimes it\u2019s helpful to have someone remind us of what is and what isn’t sensible.\u00a0 And, I realize that you can easily point out cases where a company has turned out to be a winner in spite of the fact that it didn\u2019t conform to some of these rules.\u00a0 These are meant to be \u201csafe\u201d rules.\u00a0 However, even though I consider them to be more or less safe, if you follow all of them to the letter, you might STILL wind up investing in a program that will crash before you made a profit.\u00a0 In any case, I hope all this gives you something to think about.\u00a0 Perhaps you might want to use this list as a starting point for your own set of personal rules to follow in HYIP investing.<\/p>\n

Good Luck!<\/p>\n

*********************<\/p>\n

If you like this article, please share it by using the social media buttons below.<\/p>\n

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 <\/p>\n","protected":false},"excerpt":{"rendered":"

Tired of losing money in the HYIP game?\u00a0 Maybe Emily News can help you.\u00a0 No one has a fool-proof system for winning at this.\u00a0 But, collectively, we have been at it for well over 10 … HYIP Insights #8 — The Wise HYIP Investor<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":311,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[10,26,53,68,24,25,70,69],"class_list":["post-787","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hyip-insights","tag-hyip","tag-hyip-info","tag-hyip-insights","tag-hyip-investment","tag-hyip-news","tag-hyip-updates","tag-wise-hyip-investment","tag-wise-investment","exalt-entry"],"yoast_head":"\nHYIP Insights #8 - The Wise HYIP Investor - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=787\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HYIP Insights - The Wise HYIP Investor : Different HYIP investment blog. 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