{"id":7106,"date":"2019-05-09T04:19:27","date_gmt":"2019-05-09T04:19:27","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=7106"},"modified":"2019-05-09T04:19:27","modified_gmt":"2019-05-09T04:19:27","slug":"hyip-insights-24-diversify","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=7106","title":{"rendered":"HYIP Insights #24 &#8211; Diversify!"},"content":{"rendered":"<p>In past articles in this <em>HYIP Insights<\/em> series, we have made many suggestions that we feel will be helpful to investors in their attempts to come out ahead in the HYIP \u201cGame.\u201d\u00a0 In the way of a quick review, in <a href=\"http:\/\/emilynews.com\/blog\/?p=3033\" target=\"_blank\" rel=\"noopener\"><em>HYIP Insights # 18<\/em><\/a>, we discussed in great detail why investment plans that include your investment as part of a daily return are far superior to plans that don\u2019t return your investment &#8212; and often your earnings &#8212; until the end of the investment period.\u00a0 The first type of plan we call a \u201cdaily\u201d plan and the second we call an \u201cafter\u201d plan.\u00a0 With an after plan, the investor is constantly biting his nails hoping that the program won\u2019t close because, if it does, he will lose ALL of his investment and some or all of his earnings.\u00a0 In a daily plan, from \u201cday one\u201d the investor is recovering his investment and earning money on it so that he will break even significantly before the plan ends.\u00a0 So, if the program does close early, he will only lose a fraction of his investment, or maybe none of it at all if it closes after he breaks even.\u00a0 If you haven\u2019t read <a href=\"http:\/\/emilynews.com\/blog\/?p=3033\" target=\"_blank\" rel=\"noopener\"><em>HYIP Insights #18<\/em><\/a> in a while, please take another look at it.\u00a0 You will be glad that you did as the information in it is extremely important.<\/p>\n<p>Still reviewing, you might want to also take a second look at <a href=\"http:\/\/emilynews.com\/blog\/?p=3709\" target=\"_blank\" rel=\"noopener\"><em>HYIP Insights #21<\/em><\/a>.\u00a0 This article contains further suggestions for investing with HYIPs.\u00a0 These suggestions are rather strict and can probably be relaxed a bit.\u00a0 However, the concepts behind them are the important part.\u00a0 You will have to decide how much you will relax the suggestions when investing.\u00a0 I note that this article also refers back to the article in <a href=\"http:\/\/emilynews.com\/blog\/?p=3033\" target=\"_blank\" rel=\"noopener\"><em>HYIP Insights #18<\/em><\/a>.\u00a0 This should further emphasize the importance of that article.<\/p>\n<p>With all this as an introduction, I\u2019d like to add another very simple recommendation for investing in HYIPs.\u00a0 DIVERSIFY!\u00a0 Or, as the saying goes, \u201cDon\u2019t put all your eggs in one basket!\u201d\u00a0 If all your eggs are in one basket and you drop it, everything is lost.\u00a0 If you put them in two baskets and drop one of them, you only lose half of your eggs.\u00a0 The more baskets, the better.\u00a0 The same goes for investing in HYIPs.\u00a0 NEVER assume that something is a \u201csure thing\u201d and cannot fail.\u00a0 ALWAYS diversify so that you can\u2019t lose everything.<\/p>\n<p>As an example, let\u2019s take a look at an investment plan that pays 5% interest per day for 30 days.\u00a0 We would rate such an investment plan very highly because it breaks even fairly quickly (in 20 days) and pays a return that we would consider to be sustainable in the long term.\u00a0 Finally, it is a \u201cdaily\u201d plan that enables you to recover your investment as part of your earnings.<\/p>\n<p>However, the program sponsoring the investment plan can still close prematurely.\u00a0 If it closes after 10 days, you will have only recovered half of your investment.\u00a0 If it closes in 20 days, you will have just broken even.\u00a0 If it lasts the entire 30 days, everything will be beautiful.\u00a0 Suppose that you invested $400 in this plan.\u00a0 After 10 days, you will recover $200 and after 20 days you will break even and recover $400.\u00a0 By the end of the plan you will have earned $600, for a net profit of $200.<\/p>\n<p>So, if the program closes in 10 days, you will have recovered $200 but you will also lose $200.\u00a0 If it closes in 20 days, you will have just broken even.\u00a0 Note that, if this were an \u201cafter\u201d program, you would have lost everything in both these cases!<\/p>\n<p>Now, suppose that you diversified and, instead of putting all of your $400 into one investment plan, you put $200 into two such identical plans.\u00a0 So, with $200 (rather than $400) in this type of plan, you recover $100 after 10 days, $200 after 20 days, and $300 when the plan ends in 30 days. \u00a0For each plan.<\/p>\n<p>Next suppose that ONE of these identical plans closes in 10 days but that the other survives the full investment period.\u00a0 For the plan that closes early, you would have recovered $100 while for the plan that finishes, you will earn $300, for a total of $400.\u00a0 Considering BOTH plans, you will have broken even in-so-far-as your $400 overall investment is concerned.\u00a0 However, if you had put ALL of the $400 into the plan that closed in 10 days, you would have lost $200.<\/p>\n<p>All this is common sense, I guess.\u00a0 However, I hope that it emphasizes the importance of diversification.<\/p>\n<p>An important note is that, on the other hand, you should not go \u201coverboard\u201d with diversification.\u00a0 Don\u2019t invest in excessively risky programs just for the purpose of diversification.\u00a0 First and foremost, look for a high-quality investment program.\u00a0 If you find one, invest a sensible amount of money in it.\u00a0 Then look for another good program and, if you find one, invest again.\u00a0 This is the way diversification should work.<\/p>\n<p>In summary, first try to follow our recommendations concerning the types of investment programs that are best to invest with.\u00a0 Then, second, look for more of them and diversify your investment \u201cportfolio.\u201d<\/p>\n<p>I hope this information is helpful.<\/p>\n<p>*********************************<\/p>\n<p>If one of the paying programs on our Monitor appeals to you, please support <em>EmilyNews<\/em> by registering for it on our website. Thanks very very much!<\/p>\n<p>*********************************<\/p>\n<p>Be the first to get most important HYIP news everyday!<br \/>\nSimply Follow <a href=\"https:\/\/www.facebook.com\/EmilyNewsOnline\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Facebook<\/strong><\/a>, <a href=\"https:\/\/telegram.me\/emilynews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"color: #c03939; text-decoration: underline;\">EN Telegram<\/strong><\/a>, <a href=\"https:\/\/twitter.com\/EmilyHyipNews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Twitter<\/strong><\/a><br \/>\nor Subscribe to <strong><a style=\"color: #c03939; text-decoration: underline;\" href=\"https:\/\/feedburner.google.com\/fb\/a\/mailverify?uri=Emilynews\" target=\"_blank\" rel=\"noopener noreferrer\">EN Feedburner<\/a><\/strong> and submit your email address!<\/p>\n<p>If you like this article, please share it by using the social media buttons below.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In past articles in this HYIP Insights series, we have made many suggestions that we feel will be helpful to investors in their attempts to come out ahead in the HYIP \u201cGame.\u201d\u00a0 In the way &hellip; <a title=\"HYIP Insights #24 &#8211; Diversify!\" class=\"exalt-read-more\" href=\"https:\/\/emilynews.com\/blog\/?p=7106\"><span class=\"screen-reader-text\">HYIP Insights #24 &#8211; Diversify!<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":311,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[116,53,957],"class_list":["post-7106","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hyip-insights","tag-emily-news-insights","tag-hyip-insights","tag-insights","exalt-entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HYIP Insights #24 - Diversify! 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