{"id":637,"date":"2017-04-04T12:02:02","date_gmt":"2017-04-04T12:02:02","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=637"},"modified":"2017-04-07T06:58:18","modified_gmt":"2017-04-07T06:58:18","slug":"9returns-review","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=637","title":{"rendered":"9Returns — Review"},"content":{"rendered":"

This is \u00a0SCAM project already! Do not invest there anymore!<\/strong><\/p>\n

9Return<\/a> is an investment company incorporated in England.\u00a0 According to the website, \u201c9Returns<\/a> is an investment management platform built and managed by professionals who worked at different levels of stock markets.\u201d\u00a0 Apparently, the diversification of their investments is the strength of this program.\u00a0 In fact, it leads to the three different investment portfolios offered by the company.<\/p>\n

The first is called \u201cAll Tech\u201d and, as the name implies, deals with such things as information technology, the internet, and artificial intelligence.<\/p>\n

The second is called \u201cThe Vitals\u201d and, again, as the name implies, deals with items that they consider to be \u201cimportant to our day to day living.\u201d\u00a0 These include telecommunications, pharmaceuticals, and real estate.<\/p>\n

The last is playfully referred to as \u201cBig Wheels,\u201d a slang expression I have not heard in decades, that implies extreme importance.\u00a0 Portfolio items in this category include \u201coil, gas and consumable fuels, mining and industrials.\u201d<\/p>\n

So, 9Returns<\/a> pretty much has the entire stock market covered.\u00a0 If, indeed, they have the expertise to wisely make investments in all these areas, they could be very successful.<\/p>\n

Here is a summary of the investment plans corresponding to each of these areas.\u00a0 Note that the returns increase according to the generally accepted value of the asset being considered:<\/p>\n

All Tech (Plan 1)
\n2.5% daily, calendar days
\nPerpetual
\nMin = $10, Max = $10,000<\/p>\n

The Vitals (Plan 2)
\n6% daily, business days
\n25 business days
\nMin = $50, Max = $1,000
\nPrincipal not returned<\/p>\n

Big Wheels (Plan 3)
\n8% daily, business days
\n20 business days
\nMax = $1,001, Min = $100,000
\nPrincipal not returned<\/p>\n

To simplify things a tiny bit, I have referred to these three plans as Plan 1, Plan 2, and Plan 3.\u00a0 Plan 1 is different from the other two in that it is based on calendar days and is \u201cperpetual.\u201d\u00a0 Plans 2 and 3 are based on business days and have a set term.\u00a0 None of the plans return your principal; the idea is that you get it back in your interest earnings.<\/p>\n

OK, let\u2019s put some numbers on all this and see how the plans would work out for you.\u00a0 Let\u2019s assume an investment of $100 in Plan 1.\u00a0 At 2.5% interest per calendar day, your daily earnings would be $2.50.\u00a0 So, you would break even in 40 (100\/2.5) calendar days.\u00a0 After that, your earnings are pure profit.\u00a0 So, you bite your nails for almost seven weeks and then you are home free.<\/p>\n

Suppose that you decide to put your $100 in Plan 2 instead, how would that work out for you? \u00a0At 6% interest per day, you would earn $6 per business day.\u00a0 So, after around 17 (100\/6) business days, you would break even.\u00a0 Thinking in terms of calendar days, that comes to around three and a half weeks.\u00a0 Again, I refer to this as the nail biting period.\u00a0 Note that the time to break even is considerably less in Plan 2 than it is in Plan 1.\u00a0 This plan runs for 25 days, so your total earnings will come to $150 (25 x 6), of which $50 is pure profit since your principal is included in your earnings.<\/p>\n

To compare this with Plan 1, let\u2019s see how long it would take you to earn $50 profit in that Plan 1 for a $100 investment — or $150 gross earnings.\u00a0 Since you earn $2.50 per day, the number of days to achieve this objective is 60 (150\/2.5) calendar days.\u00a0 This is interesting because, in 60 calendar days, you can almost go through another investment term for Plan 2 and make another $50.\u00a0 This is worth some more thought.<\/p>\n

Let\u2019s do these calculations very precisely and compute exactly how much each plan would earn you in a period of 50 business days, two cycles of Plan 2.\u00a0 Again, for Plan 2, our $100 investment would earn us a net profit of $50 two times, a total of $100.\u00a0 That\u2019s easy.\u00a0 For Plan 1, we first need to know how many calendar days there are in 50 business days.\u00a0 Since there are five business days in a calendar week of seven days, that means there will be 70 (50 x [7\/5]) calendar days in the 50 day business period.\u00a0 Hence, the gross earnings for Plan 1 in this 70 day period will be $175 (70 x 2.5).\u00a0 Since your principal is a part of this, your pure profit is $75.\u00a0 So, for a period of 50 business days, Plan 2 is a better deal than Plan 1 — at least for the FIRST 50 business days.\u00a0 That\u2019s the catch and that\u2019s where this gets even more involved.\u00a0 As we calculated earlier, after 40 calendar days ALL THE EARNINGS OF PLAN 1 ARE PURE PROFIT.<\/p>\n

As an example, suppose the program manages to survive for 50 days.\u00a0 You might think about making still another 25 day investment with Plan 2 and earning yourself another cool $50 for your $100 investment.\u00a0 However, look at what would happen if you let your Plan 1 investment continue for another 25 business days — or 35 (25 x [7\/5]) calendar days.\u00a0 Your net profit will be $87.50 (35 x 2.5) for this time period — which is a lot better than the $50 you would earn from Plan 2.\u00a0 Remember that everything you earn in Plan 1 after 40 days is pure profit.<\/p>\n

So, to sum this all up, Plan 2 is the better deal for the first 50 business days.\u00a0 However, if the program survives longer than that, you will be wishing that you had put your money in Plan 1 instead of Plan 2!\u00a0 How does a person decide what to do?\u00a0 Which is the best choice?\u00a0 Obviously, it all depends on how long the program survives.\u00a0 This, of course, is what the HYIP \u201cGame\u201d is all about.\u00a0 It is all up to the investor\u2019s opinion of the viability of the program.\u00a0 We at Emily News<\/em> try our best to give you reliable objective information upon which to base your decision as to how to proceed with your investment program.\u00a0 However, the decision is always up to you.\u00a0 A while back we wrote an article about this that you can read here<\/a>.<\/p>\n

Plan 3 is similar to Plan 2 but with a higher interest rate and a still shorter term.\u00a0 The minimum deposit is now up to $1,000.\u00a0 So, this plan is limited to more serious investors — or at least to those with bigger pocketbooks.\u00a0 The interest rate of 8% per business day is high and you will break even in 13 (100\/8) business days.\u00a0 The plan is 20 days long.\u00a0 So, the total percent interest you will earn is 160% (20 x 8) or a net profit of 60%, again after 20 business days.\u00a0 I won\u2019t attempt to compare this plan with the others.\u00a0 You are probably tired of doing arithmetic by now!<\/p>\n

9Returns<\/a> has a very satisfactory affiliate program, if recruiting is something you\u2019re interested in.\u00a0 It pays 8%, 3%, and 1% on deposits in the first three levels of your downline.\u00a0 And, you do not have to be a paid investor in order to benefit from the affiliate program.\u00a0 If you are very serious about this, you might want to think about 9Returns<\/a>\u2019 Representative program that pays 15%, 3%, and 1%.\u00a0 This is significantly more lucrative.\u00a0 However, there are requirements that have to be met in order to be eligible to benefit from this program.\u00a0 They are:<\/p>\n

You should have an active deposit of $1000 in your account
\nYou should already have 15 active referrals who have invested in 9Returns
\nThe cumulative investment from all your referrals should not be less than $2000
\nShould have experience in affiliate marketing and social media marketing.<\/p><\/blockquote>\n

Currently, 9Returns<\/a> accepts the following payment processors: Bit Coin, Payeer, Advanced Cash, Perfect Money, and NixMoney.\u00a0 The minimum deposit is $10 and the minimum withdrawal is $1.\u00a0 Deposits are instant except for the case of Bitcoin.\u00a0 The website has a unique warning for deposits made in Bitcoin.<\/p>\n

Your account will be topped up instantly for all other accepted payment methods except for Bitcoin.
\nSince Bitcoin network is not instant, your deposit time may take anywhere between 15 minutes to 24 hours. Note that your deposit would be added as soon as we receive 3 confirmations.
\nAnd be careful while making investment through Bitcoin. Once you choose the amount of investment, we would convert and display the amount of Bitcoins needs to be paid. You must send the exact amount of Bitcoins displayed.
\nFor instance, you choose to invest $100 and we displayed 0.09 BTC, so you should send the same amount of BTC as deposit. Any mismatch between the actual amount of BTC displayed and your deposit, would lead to loss of money in the process which neither of us can retrieve.<\/p><\/blockquote>\n

Withdrawal requests are processed manually within 48 business hours.\u00a0 Note that this implies they will not be processed on weekends.\u00a0 So, a withdrawal request submitted on Friday might not be fulfilled until the following Tuesday.<\/p>\n

As far as contacting 9Retruns<\/a> is concerned, they have a mailing address, a phone number, and an email address.\u00a0 I suspect that only the email address will be a useful means of contact, but, certainly, if you live in the UK, it would be worth a try to use the phone number.\u00a0 It looks like they are set up for live chat although, as I write this, there was no agent on duty and you would have to leave a written message.\u00a0 As this is a new program, it’s possible that the chat feature isn’tt live yet.\u00a0 If this is the case, we would strongly recommend that the program take measures to implement this very valuable feature ASAP.<\/p>\n

In summary, 9Returns<\/a> has a nice selection of investment plans.\u00a0 As far as HYIPs go, they would probably be classed as medium term plans, although the 20 and 25 day programs are leaning toward the \u201cshort\u201d end of the spectrum.\u00a0 The lower interest \u201cperpetual\u201d plan has the potential for very good earnings IF the program is a survivor.\u00a0 But, there is no way to predict that one.\u00a0 So, if the 9Returns<\/a> investment plans appeal to you, you might want to make them a part of your portfolio.\u00a0 As always, be sure to diversify and never invest more than you can afford to lose.\u00a0 Good Luck!<\/p>\n

*********************<\/p>\n

To the Admin: We always welcome comments on our reviews \u2014 pro or con \u2014 and we will be happy to publish them in the Emily News<\/em> blog.<\/p>\n

*********************<\/p>\n

Please don\u2019t forget that you can post your screenshots of payment, scam, or other proofs related to a program by clicking on the \u201cDetails\u201d button in the Emily News<\/em> monitor.\u00a0 Also, don\u2019t forget that you can add your referral link when you post your proofs — another way to build your downline.<\/p>\n

*********************<\/p>\n

If you like this review, please share it by using the social media buttons below.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

This is \u00a0SCAM project already! Do not invest there anymore! 9Return is an investment company incorporated in England.\u00a0 According to the website, \u201c9Returns is an investment management platform built and managed by professionals who worked … 9Returns — Review<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[29,31,10,5,20,21,17,18],"class_list":["post-637","post","type-post","status-publish","format-standard","hentry","category-reviews","tag-9returns","tag-9returns-scam-or-paying","tag-hyip","tag-hyip-review","tag-investment-plan","tag-investment-plan-review","tag-investment-program","tag-investment-program-review","exalt-entry"],"yoast_head":"\n9Returns - Review - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=637\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"9Returns - Review - EmilyNews\" \/>\n<meta property=\"og:description\" content=\"This is \u00a0SCAM project already! 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