{"id":5769,"date":"2019-01-09T03:57:20","date_gmt":"2019-01-09T03:57:20","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=5769"},"modified":"2019-01-11T19:20:00","modified_gmt":"2019-01-11T19:20:00","slug":"blueskyinvest-review-part-1","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=5769","title":{"rendered":"BlueSkyInvest – Review Part 1"},"content":{"rendered":"

This program moved to CLOSED! Do not invest there!<\/strong><\/p>\n

The BlueSkyInvest Investment Plans.<\/strong><\/p>\n

Let\u2019s begin our review of the BlueSkyInvest<\/a> investment plans by repeating what we said about them in our \u201cFirst Thoughts\u201d article describing the program:<\/p>\n

BlueSkyInvest<\/a>\u00a0offers an exceptionally wide variety of investment plans.\u00a0 In fact, I have not seen this in any other online investment program.\u00a0 Typically, a program offers one or two types of investment plans and that\u2019s it.\u00a0 More specifically,\u00a0BlueSkyInvest<\/a>\u00a0offers four types of plans:<\/p>\n

Two of them are \u201cperpetual\u201d and pay earnings on either an hourly or daily basis \u2014 forever. \u00a0It is possible to withdraw your investment at any time from these plans with a very reasonable 5% penalty<\/p>\n

Another plan pays earnings on a daily basis for a set number of days and returns your investment as part of your earnings.<\/p>\n

The fourth pays your earnings and returns your investment after a set number of days.<\/p>\n

To add to this diversity, each of these types of plans pay different interest rates depending on the size of your investment.\u00a0 There are three such classifications.\u00a0 So, in total,\u00a0BlueSkyInvest<\/a>\u00a0offers 12 investment plans.<\/p>\n

As usual, it can be tricky deciding which type of investment plan might be the best one to sink your money into.\u00a0 When we review the program, we will try to nail down the pros and cons of the four types of investment plans \u2014 and also make general comments about their profitability and risk in comparison with other HYIPs that you might encounter.\u00a0 Please stand by for our review of\u00a0BlueSkyInvest<\/a>.\u00a0 It should be available within a few days\u2026<\/p><\/blockquote>\n

\"\"<\/a><\/p>\n

Let\u2019s begin by taking a look at the last item listed in the First Thoughts article — the different interest rates that are offered depending on the size of a person\u2019s investment.\u00a0 The investment cut off points determine three different interest levels as follows:<\/p>\n

0 \u2013 5 BTC
\n5 \u2013 25 BTC
\n25 BTC and up<\/p>\n

One BTC now is worth almost exactly $4,000.\u00a0 So, these investment limits translate to around:<\/p>\n

0 – $20,000
\n$20,000 – $100,000
\n$100,000 and up<\/p>\n

With all due respect to the folks at BlueSkyInvest<\/a>, we always recommend to our readers that they do NOT invest large sums of money in ANY online investment program unless the company can provide verifiable proof of both its existence and its performance as an investment vehicle.\u00a0 In short, it should be able to provide documentation equivalent to what you would expect from a company that you would like to buy stock shares in or even a bank where you might want to make a deposit.\u00a0 Very few, if any, HYIPs can provide this type of documentation.\u00a0 So, specifically, in the case of BlueSkyInvest<\/a>, we will limit our discussion of its four investment plans to the interest rates that correspond to the lowest investment level — 0 to 5 BTC.<\/p>\n

Here is what the four investment plans would look like after this simplification:<\/p>\n

Lifetime Hourly\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.16%\/hour forever
\nLifetime Daily\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 4%\/day forever
\n12 Days\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 12% per day for 12 days
\nAfter 15 days\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 160% after 15 days<\/p>\n

Analysis of the BlueSkyInvest Investment Plans.<\/strong><\/p>\n

Let\u2019s begin by further simplifying things.\u00a0 The Lifetime Hourly plan pays 0.16% per hour.\u00a0 In one day (24 hours), this will come to 3.84%.\u00a0 The Lifetime Daily plan pays 4% per day.\u00a0 Comparing these two interest rates, it would appear to make sense to use the Daily Plan.\u00a0 The Hourly Plan might only be used by the extremely nervous investor who makes withdrawals from his account a number of times per day for fear of losing a fraction of a percent of his earnings due to the possible closing on the program.\u00a0 Of course, this IS possible.\u00a0 But, to keep things simple, in this review, I will only compare the last three type of investment plans.\u00a0 These are the three types of plans that are most popular in HYIP world.\u00a0 In fact, some of the conclusions that we reach in the review will also apply when comparing similar investment plans in other HYIPs.<\/p>\n

Let\u2019s first take a look at how long it will take to break even in each of these three BlueSkyInvest<\/a> investment plans.<\/p>\n

Lifetime Daily<\/u><\/strong><\/p>\n

It is easy to determine breakeven point.\u00a0 You simply divide 100% by the daily gross interest that you receive.\u00a0 For this plan, you divide 100% by 4% to get 25 days.<\/p>\n

12 Days<\/u><\/strong><\/p>\n

Making this same calculation for this plan, you get that it will break even in 9 days (100\/12).<\/p>\n

After 15 Days<\/u><\/strong><\/p>\n

In this plan, since you do not receive any return at all until the plan ends, you can say that the plan will break even in 15 days.<\/p>\n

Next, let\u2019s determine the daily net interest (DNI) that you will earn from each of these plans.\u00a0 Remember that DNI is the average daily profit that you will earn from an investment plan over its lifetime.<\/p>\n

Lifetime Daily<\/u><\/strong><\/p>\n

It is really impossible to determine DNI for a \u201cperpetual\u201d investment plan as we don\u2019t know how long it will last.\u00a0 Everything depends on the lifetime of the overall program.\u00a0 The best we can do is to assume different lifetimes and calculate the DNI for each of them.\u00a0 Then we have to get out our crystal ball and attempt to determine the most likely survival scenario for the overall program.\u00a0 Let\u2019s determine the DNI for this investment plan assuming program lifetimes of 90, 180, 270, and 360 days.\u00a0 We will also make some comments as to how DNI will behave for longer lifetimes.<\/p>\n

For an assumed lifetime of 90 days, you determine the total gross interest earned by multiplying the daily gross interest of 4% by 90 days.\u00a0 The result is 360%.\u00a0 Since this includes your investment, you must subtract 100% to get the total net interest in the 90-day period.\u00a0 This is 260%.\u00a0 Finally, dividing this by the 90 days, you get a DNI of 2.89%.\u00a0 If you do this same arithmetic for the other assumed lifetimes for the investment plan, you get the following results:<\/p>\n

Days\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 DNI<\/p>\n

90 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 2.89%
\n180\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 3.44%
\n270\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 3.63%
\n360\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 3.72%<\/p>\n

So, the longer the program survives, the greater your average daily profit.\u00a0 This makes sense.\u00a0 You can see that the DNI is homing in on 4%.\u00a0 You can never make more profit than that.\u00a0 I suspect that after two or three years, the DNI would be very close to that.\u00a0 But, has there even been an HYIP that has survived that long?<\/p>\n

12 Days<\/u><\/p>\n

In the 12 Days program, you are earning 12% per day for 12 days.\u00a0 This comes to a total of 144% total gross interest in the 12-day period.\u00a0 To get the total net interest, you subtract 100% with a result of 44%.\u00a0 Finally, to get the DNI, you must average this out over the length of the plan by dividing it by 12 days.\u00a0 The result is a DNI of 3.67%.<\/p>\n

After 15 Days<\/u><\/p>\n

In this plan, the total gross return after 15 days is 160%.\u00a0 Subtracting 100% from this, you get a total net return of 60%.\u00a0 Finally, dividing this by the 15-day length of the investment plan, you get a DNI of exactly 4%.<\/p>\n

\"\"<\/a><\/p>\n

OK, even with the simplifications we made, there is still a lot of information here that we will have to process in an effort to determine the pros and cons of the BlueSkyInvest<\/a> investment program.\u00a0 We will discuss all this information in Part 2 of this review<\/a> and try to arrive at some useful conclusions for you.\u00a0 We will also work a few examples of earnings that can be made from these investment plans. Part 2 of the review should be available in the next day or two.\u00a0 Please stand by\u2026<\/p>\n

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If one of the paying programs on our Monitor appeals to you, please support EmilyNews<\/em> by registering for it on our website. Thanks very very much!<\/p>\n

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If you like this article, please share it by using the social media buttons below.<\/p>\n","protected":false},"excerpt":{"rendered":"

This program moved to CLOSED! Do not invest there! The BlueSkyInvest Investment Plans. Let\u2019s begin our review of the BlueSkyInvest investment plans by repeating what we said about them in our \u201cFirst Thoughts\u201d article describing … BlueSkyInvest – Review Part 1<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":5740,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1949,1957,1954,1955,1956,1979,1960,1958,1959,1962,1961],"class_list":["post-5769","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-blueskyinvest","tag-blueskyinvest-info","tag-blueskyinvest-investment-plan","tag-blueskyinvest-investment-program","tag-blueskyinvest-news","tag-blueskyinvest-review","tag-blueskyinvest-scam-or-paying","tag-blueskyinvest-update","tag-blueskyinvest-updates","tag-blueskyinvest-io","tag-httpswww-blueskyinvest-iorefemilynews-comgmail-com","exalt-entry"],"yoast_head":"\nBlueSkyInvest - Review Part 1 - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=5769\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BlueSkyInvest - Review Part 1 - EmilyNews\" \/>\n<meta property=\"og:description\" content=\"This program moved to CLOSED! 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