{"id":4890,"date":"2018-09-23T05:05:21","date_gmt":"2018-09-23T05:05:21","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=4890"},"modified":"2018-10-03T07:02:25","modified_gmt":"2018-10-03T07:02:25","slug":"oxbit-review","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=4890","title":{"rendered":"OxBit – Review"},"content":{"rendered":"

This program moved to PROBLEM! Do not invest there!<\/strong><\/p>\n

The OxBit Investment Plans.<\/strong><\/p>\n

In our \u201cFirst Thoughts\u201d article about OxBit<\/a> that recently appeared here in the EmilyNews<\/em> blog, we summarized the program\u2019s investment plans in the following way:<\/p>\n

OxBit<\/a> offers three plans for the online investor.\u00a0 All of them pay interest on a daily basis and return your investment as part of your earnings.\u00a0 The lowest interest plan pays 4% per day and is 40 days long.\u00a0 The other two plans are both 20 days long, one paying 7% per day and the other paying 9%.\u00a0 The minimum investments are reasonable with the 9% plan, of course, having the highest requirement, this being $2,000.\u00a0 The investment plans are very easy to understand; there are no bells and whistles to decode in order to figure out how they work.\u00a0 There is also a very helpful calculator on the website that clearly indicates your gross return as well as your profit for any investment that you care to make.\u00a0 A quick look at the numbers tells me that the returns from this program are attractive, but not to a degree that will put the survivability of the overall program at serious risk.\u00a0 We will have more to say about the OxBit <\/a>investment plans when we review the program in the next day or two.<\/p><\/blockquote>\n

\"\"<\/a><\/p>\n

Here is the website description of the three investment plans:<\/p>\n

Testers
\n4% daily for 40 days
\n$20 to $20,000<\/p>\n

Beginners
\n7% daily for 20 days
\n$200 to $2,000<\/p>\n

Professionals
\n9% daily for 20 days
\n$2,000 to $100,000<\/p>\n

Analysis of the OxBit Investment Plans.<\/strong><\/p>\n

Unless a program is especially unusual, what we do when we analyze it is to determine the breakeven points of their investment plans and their daily net interests.\u00a0 Well, OxBit<\/a> is refreshingly easy to understand; so, that\u2019s what we\u2019ll do here.<\/p>\n

It is very easy to determine when an investment plan breaks even.\u00a0 You simply divide 100% by the percent interest returned to you on a daily basis.\u00a0 For the OxBit <\/a>Testers plan, you divide 100% by 4% to get that the plan beaks even in 25 days.\u00a0 If you do this arithmetic for the other two investment plans, here are the results that you will get:<\/p>\n

Testers\u00a0\u00a0\u00a0\u00a0 25 days
\nBeginners\u00a0\u00a0\u00a0\u00a0 15 days
\nProfessionals\u00a0\u00a0\u00a0\u00a0 12 days<\/p>\n

Daily net interest (DNI for short) is the average daily profit an investment plan pays you over its lifetime.\u00a0 Of course, profit is another name for \u201cnet\u201d interest.\u00a0 To get DNI, you first determine the total net interest you will receive and then divide it by the number of days in the investment plan.\u00a0 So, you are averaging the profit out over the length of the plan.\u00a0 This is what a person really wants to know about an investment plan, right?<\/p>\n

So, to get the DNI for the Testers investment plan, you first multiply the gross daily interest of 4% by the 40 days in the plan to get a total gross return of 160%.\u00a0 Next, since the gross return includes your investment, you must subtract 100% from this in order to get the total net interest that you will receive.\u00a0 This will be 60%.\u00a0 Finally, as we stated above, you divide this by 40, the number of days in the plan, to get the DNI which will be 1.5%.\u00a0 Doing the same calculations for the other two investment plans, here are the results that you would get:<\/p>\n

Testers\u00a0\u00a0\u00a0\u00a0 1.5%
\nBeginners\u00a0\u00a0\u00a0\u00a0 2%
\nProfessionals\u00a0\u00a0\u00a0\u00a0 4%<\/p>\n

Discussion.<\/strong><\/p>\n

Looking at the minimum investments required for the three OxBit <\/a>investment plans, you see that the Testers plan, with a minimum of only $20, is certainly accessible to all online investors.\u00a0 The Beginners plan, with a minimum of $200, will also be accessible to all serious investors.\u00a0 However, the Professionals plan, with a minimum of $2,000, probably will not be.\u00a0 I suspect that, even though there will certainly be a few investors who will take advantage of this plan, investment in it will be quite limited.\u00a0 As we will see shortly, this will actually be GOOD for the sustainability of the overall program.<\/p>\n

Concerning breakeven points, investment plans, such as those from OxBit <\/a>that offer substantial daily returns, really shine.\u00a0 The Testers plan breaks even in 25 days — less than a month — which is satisfactory.\u00a0 The good news is with the Beginners and Professionals plans that break even in only 15 and 12 days — in the neighborhood of two weeks.\u00a0 Furthermore, investment plans such as this have the added benefit that you are recovering a substantial amount of your investment on a daily basis which considerably lessens the risk associated with possible early closure of the program.<\/p>\n

In HYIP Insights #23<\/em><\/a>, we wrote an article which suggested that a weekly profit of between 5% and 10% might be a sensible goal to look for in an HYIP.\u00a0 If you multiply the DNIs for each of the OxBit<\/a> investment plans by seven, you get the average weekly profit that the plans will provide.\u00a0 Here are the results:<\/p>\n

Testers\u00a0\u00a0\u00a0\u00a0 10.5%
\nBeginners\u00a0\u00a0\u00a0\u00a0 14%
\nProfessionals\u00a0\u00a0\u00a0\u00a0 28%<\/p>\n

So, compared to the suggestion made in the HYIP Insights<\/em> article, the OxBit <\/a>investment plans are very profitable.\u00a0 Although the article only makes \u201csuggestions,\u201d the profit that the Professionals plan promises might be a bit excessive.\u00a0 In fact, in HYIP Insights #12<\/em><\/a>, we suggested that the survivability of HYIPs offering investment plans with DNIs greater than 2% might be at risk.\u00a0 This investment plan is certainly in this group.\u00a0 In fact, it is probably safe to say that, any investment plan that offers high interest returns is probably a risky one.<\/p>\n

However, as I already pointed out, the Professionals plan has the fairly high minimum investment of $2,000 which will seriously limit the number of investors in the plan.\u00a0 This, in turn, will greatly reduce the obligation of OxBit<\/a> to make the relatively high interest payments required by the plan.\u00a0 This is why the rather high minimum investment for this plan is actually a GOOD feature of the OxBit <\/a>program; it could, indeed, save the program from early closure.<\/p>\n

\"\"<\/a><\/p>\n

Conclusions.<\/strong><\/p>\n

OxBit <\/a>offers three easy-to-understand investment plans.\u00a0 All of them return your investment as part of your daily return which effectively eliminates the risk of total loss for the investor.\u00a0 The plans are quite profitable which is a good point.\u00a0 However, this high profit might put the survivability of the overall program at risk.\u00a0 Fortunately, the highest interest investment plan has a fairly high minimum investment.\u00a0 This will decrease its popularity and therefore decrease the obligation of OxBit <\/a>to pay high interest returns.\u00a0 If the program administrators manage the program wisely, it could be a long-term success.<\/p>\n

I hope this information is helpful.<\/p>\n

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This program moved to PROBLEM! Do not invest there! The OxBit Investment Plans. In our \u201cFirst Thoughts\u201d article about OxBit that recently appeared here in the EmilyNews blog, we summarized the program\u2019s investment plans in … OxBit – Review<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":4886,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1754,1742,1751,1747,1748,1750,1756,1749,1752,1753,1755],"class_list":["post-4890","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-httpsoxbit-bizrefemilynews","tag-oxbit","tag-oxbit-info","tag-oxbit-investment-plan","tag-oxbit-investment-program","tag-oxbit-news","tag-oxbit-review","tag-oxbit-scam-or-paying","tag-oxbit-update","tag-oxbit-updates","tag-oxbit-biz","exalt-entry"],"yoast_head":"\nOxBit - Review - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=4890\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OxBit - Review - EmilyNews\" \/>\n<meta property=\"og:description\" content=\"This program moved to PROBLEM! 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