{"id":4830,"date":"2018-09-17T04:27:50","date_gmt":"2018-09-17T04:27:50","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=4830"},"modified":"2018-12-01T13:02:32","modified_gmt":"2018-12-01T13:02:32","slug":"ty-capital-review","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=4830","title":{"rendered":"TY Capital &#8211; Review"},"content":{"rendered":"<p><strong style=\"color: red;\">This program moved to CLOSED! Do not invest there!<\/strong><\/p>\n<p><strong>The TY Capital Investment Plan.<\/strong><\/p>\n<p>In our &#8220;First Thoughts&#8221; article about the <a href=\"http:\/\/emilynews.com\/link.php?id=1211\" target=\"_blank\" rel=\"noopener\">TY Capital<\/a>, we summarized their investment plan in the following way:<\/p>\n<blockquote><p><a href=\"http:\/\/emilynews.com\/link.php?id=1211\" target=\"_blank\" rel=\"noopener\">TY Capital<\/a> offers a single investment plan.\u00a0 It pays interest daily and your investment is returned along with your earnings.\u00a0 The interest that you earn depends on the earnings of the company.\u00a0 They guarantee a minimum daily return of 1%.\u00a0 However, it can go as high as 5%.\u00a0 This is a very logical approach as it eliminates the chance that the company may promise earnings in excess of its own income.\u00a0 You continue to earn until your gross earnings reach 150%.\u00a0 That implies 50% profit.\u00a0 Since the interest that you receive can vary day by day and the total return is set at 150%, the term of the investment plan is variable.\u00a0 If interest paid is high, the term will be short &#8212; and vice versa.<\/p><\/blockquote>\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1211\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4834\" src=\"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/09\/tyc468.gif\" alt=\"\" width=\"468\" height=\"60\" \/><\/a><\/p>\n<p>This sounds simple enough.\u00a0 In fact, the <a href=\"http:\/\/emilynews.com\/link.php?id=1211\" target=\"_blank\" rel=\"noopener\">TY Capital<\/a> website provides a \u201cTrading History\u201d which is a record of the daily interests that the investment plan payed in the past.\u00a0 When I looked at the record, there were 19 entries.\u00a0 Their average at that time was 1.62% per day.\u00a0 The website also provides something called a \u201cDeposit Calculator\u201d which supposedly is a means for the investor to see estimates of the hourly return on an investment he might make as well as the number of days it will take for the investment plan to end.\u00a0 At the time I referred to the calculator, using the Perfect Money setting, the calculator indicated that an investment of $30 would, of course, result in a total gross return of $45, a gross profit of 150%.\u00a0 It also indicated that the approximate hourly return would be $.0446429; $.045 is probably close enough.\u00a0 That\u2019s what I\u2019ll use here.\u00a0 So, for a 24-hour day, the total return would be around $1.08 (24 x .045).\u00a0 The next question is: what percent is this of the $30 investment.\u00a0 That\u2019s a simple calculation that gives 3.6% (1.08\/30 x 100).\u00a0 After making this calculation, I was a bit confused and wondered where this percent came from; it was much higher than the percents on the Trading History.\u00a0 I contacted <a href=\"http:\/\/emilynews.com\/link.php?id=1211\" target=\"_blank\" rel=\"noopener\">TY Capital<\/a> support and they said it was the \u201caverage\u201d return.\u00a0 Well, the Deposit Calculator \u201caverage\u201d of 3.6% is a LOT different (higher!) than the calculated average of 1.62%.\u00a0 Obviously, either something is very wrong with the Deposit Calculator or I have made a serious mistake.\u00a0 I think my work is accurate. \u00a0So, my advice for the investor is NOT to use the Calculator to estimate his earnings.\u00a0 The question that remains is: what daily percent return should the investor use for purposes of predicting his earnings from <a href=\"http:\/\/emilynews.com\/link.php?id=1211\" target=\"_blank\" rel=\"noopener\">TY Capital<\/a>?\u00a0 I suggest using 1.5%.\u00a0 It is slightly lower than the present average of 1.62%.\u00a0 However, it might be better to use a low estimate than a high one.<\/p>\n<p><strong>Analysis of the TY Capital Investment Plan.<\/strong><\/p>\n<p>When we analyze investment plans, we typically determine two quantities: break even point and daily net interest.\u00a0 Break even point is simple.\u00a0 You divide 100% by the daily interest that is paid.\u00a0 Using the estimated average daily interest of 1.5% we arrived at in the previous section, we come up with a break even point of around 67 days (100\/1.5).<\/p>\n<p>To determine DNI, we need to know both the daily interest paid as well as the length of the investment plan.\u00a0 We know the interest rate; but, what about the length of the plan? Since the investment plan ends when you have earned a gross interest of 150%, you simply divide 150% by the daily gross interest to determine the number of days in the plan (this is similar to determining the break even point).\u00a0 So, the plan will be 100 days long (150\/1.5).\u00a0 Now we can determine DNI.\u00a0 We already know that the total gross interest is 150% and that, since this includes your investment, the total net interest is 50%.\u00a0 So, dividing 50% by the 100-day length of the program, we come up with a DNI of 0.5%.<\/p>\n<p><strong>Discussion.<\/strong><\/p>\n<p>Aside from the confusing presentation of earnings in the website, the program is easy to understand.\u00a0 The single investment plan will take around two months to break even which is rather long.\u00a0 This is somewhat compensated for by the fact that the investor is receiving returns on a daily basis.\u00a0 Multiplying the DNI of 0.5% by seven, we get an average weekly profit of 3.5%.\u00a0 This is low by HYIP standards.\u00a0 However, on the plus side, at least compared to other HYIPs, this program would appear to have the potential for long-term survival since the obligations the company has, in-so-far-as making interest payments is concerned, are comparatively small.<\/p>\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1211\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4834\" src=\"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/09\/tyc468.gif\" alt=\"\" width=\"468\" height=\"60\" \/><\/a><\/p>\n<p><strong>Conclusions.\u00a0<\/strong><\/p>\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1211\" target=\"_blank\" rel=\"noopener\">TY Capital<\/a> offers a single investment plan that pays a variable daily interest rate which depends on company earnings.\u00a0 The plan ends when the investor has received a gross return of 150%.\u00a0 Based on the history of returns that the company has paid thus far, this investment plan would be classed as a very conservative one with a good chance of long-term survival.\u00a0 It might not appeal to the more adventuresome investor.\u00a0 There appear to be mistakes in the \u201cDeposit Calculator\u201d given on the website.\u00a0 Hopefully, the program administrators can correct these errors in the near future.<\/p>\n<p>*********************************<\/p>\n<p>If one of the paying programs on our Monitor appeals to you, please support <em>EmilyNews<\/em> by registering for it on our website. Thanks very very much!<\/p>\n<p>*********************************<\/p>\n<p>Be the first to get most important HYIP news everyday!<br \/>\nSimply Follow <a href=\"https:\/\/www.facebook.com\/EmilyNewsOnline\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Facebook<\/strong><\/a>, <a href=\"https:\/\/telegram.me\/emilynews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"color: #c03939; text-decoration: underline;\">EN Telegram<\/strong><\/a>, <a href=\"https:\/\/twitter.com\/EmilyHyipNews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Twitter<\/strong><\/a><br \/>\nor Subscribe to <strong><a style=\"color: #c03939; text-decoration: underline;\" href=\"https:\/\/feedburner.google.com\/fb\/a\/mailverify?uri=Emilynews\" target=\"_blank\" rel=\"noopener noreferrer\">EN Feedburner<\/a><\/strong> and submit your email address!<\/p>\n<p>If you like this article, please share it by using the social media buttons below.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This program moved to CLOSED! Do not invest there! The TY Capital Investment Plan. In our &#8220;First Thoughts&#8221; article about the TY Capital, we summarized their investment plan in the following way: TY Capital offers &hellip; <a title=\"TY Capital &#8211; Review\" class=\"exalt-read-more\" href=\"https:\/\/emilynews.com\/blog\/?p=4830\"><span class=\"screen-reader-text\">TY Capital &#8211; Review<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":4833,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1721,1709,1718,1714,1715,1717,1723,1716,1719,1720,1722],"class_list":["post-4830","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-httpstycap-ioreferralemilynews","tag-ty-capital","tag-ty-capital-info","tag-ty-capital-investment-plan","tag-ty-capital-investment-program","tag-ty-capital-news","tag-ty-capital-review","tag-ty-capital-scam-or-paying","tag-ty-capital-update","tag-ty-capital-updates","tag-tycap-io","exalt-entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>TY Capital - Review - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=4830\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TY Capital - Review - EmilyNews\" \/>\n<meta property=\"og:description\" content=\"This program moved to CLOSED! Do not invest there! The TY Capital Investment Plan. In our &#8220;First Thoughts&#8221; article about the TY Capital, we summarized their investment plan in the following way: TY Capital offers &hellip; TY Capital &#8211; ReviewRead more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/emilynews.com\/blog\/?p=4830\" \/>\n<meta property=\"og:site_name\" content=\"EmilyNews\" \/>\n<meta property=\"article:published_time\" content=\"2018-09-17T04:27:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-12-01T13:02:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/09\/ty125.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emilynews\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/09\/ty125.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emilynews\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4830\",\"url\":\"https:\/\/emilynews.com\/blog\/?p=4830\",\"name\":\"TY Capital - Review - EmilyNews\",\"isPartOf\":{\"@id\":\"https:\/\/emilynews.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4830#primaryimage\"},\"image\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4830#primaryimage\"},\"thumbnailUrl\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/09\/ty125.jpg\",\"datePublished\":\"2018-09-17T04:27:50+00:00\",\"dateModified\":\"2018-12-01T13:02:32+00:00\",\"author\":{\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33\"},\"breadcrumb\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4830#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/emilynews.com\/blog\/?p=4830\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4830#primaryimage\",\"url\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/09\/ty125.jpg\",\"contentUrl\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/09\/ty125.jpg\",\"width\":200,\"height\":200},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4830#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/emilynews.com\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"TY Capital &#8211; Review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/emilynews.com\/blog\/#website\",\"url\":\"https:\/\/emilynews.com\/blog\/\",\"name\":\"EmilyNews\",\"description\":\"EmilyNews Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/emilynews.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33\",\"name\":\"Emilynews\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g\",\"caption\":\"Emilynews\"},\"url\":\"https:\/\/emilynews.com\/blog\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"TY Capital - Review - EmilyNews","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/emilynews.com\/blog\/?p=4830","og_locale":"en_US","og_type":"article","og_title":"TY Capital - Review - EmilyNews","og_description":"This program moved to CLOSED! Do not invest there! The TY Capital Investment Plan. In our &#8220;First Thoughts&#8221; article about the TY Capital, we summarized their investment plan in the following way: TY Capital offers &hellip; TY Capital &#8211; ReviewRead more","og_url":"https:\/\/emilynews.com\/blog\/?p=4830","og_site_name":"EmilyNews","article_published_time":"2018-09-17T04:27:50+00:00","article_modified_time":"2018-12-01T13:02:32+00:00","og_image":[{"width":200,"height":200,"url":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/09\/ty125.jpg","type":"image\/jpeg"}],"author":"Emilynews","twitter_card":"summary_large_image","twitter_image":"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/09\/ty125.jpg","twitter_misc":{"Written by":"Emilynews","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/emilynews.com\/blog\/?p=4830","url":"https:\/\/emilynews.com\/blog\/?p=4830","name":"TY Capital - Review - EmilyNews","isPartOf":{"@id":"https:\/\/emilynews.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/emilynews.com\/blog\/?p=4830#primaryimage"},"image":{"@id":"https:\/\/emilynews.com\/blog\/?p=4830#primaryimage"},"thumbnailUrl":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/09\/ty125.jpg","datePublished":"2018-09-17T04:27:50+00:00","dateModified":"2018-12-01T13:02:32+00:00","author":{"@id":"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33"},"breadcrumb":{"@id":"https:\/\/emilynews.com\/blog\/?p=4830#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/emilynews.com\/blog\/?p=4830"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/emilynews.com\/blog\/?p=4830#primaryimage","url":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/09\/ty125.jpg","contentUrl":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/09\/ty125.jpg","width":200,"height":200},{"@type":"BreadcrumbList","@id":"https:\/\/emilynews.com\/blog\/?p=4830#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/emilynews.com\/blog"},{"@type":"ListItem","position":2,"name":"TY Capital &#8211; Review"}]},{"@type":"WebSite","@id":"https:\/\/emilynews.com\/blog\/#website","url":"https:\/\/emilynews.com\/blog\/","name":"EmilyNews","description":"EmilyNews Blog","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/emilynews.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33","name":"Emilynews","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/emilynews.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g","caption":"Emilynews"},"url":"https:\/\/emilynews.com\/blog\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4830","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4830"}],"version-history":[{"count":0,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4830\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/4833"}],"wp:attachment":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4830"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4830"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4830"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}