{"id":4729,"date":"2018-09-02T04:49:24","date_gmt":"2018-09-02T04:49:24","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=4729"},"modified":"2019-01-04T22:16:46","modified_gmt":"2019-01-04T22:16:46","slug":"luxearn-review-part-1","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=4729","title":{"rendered":"LuxEarn – Review\u00a0Part 1"},"content":{"rendered":"

This program moved to CLOSED! Do not invest there!<\/strong><\/p>\n

The LuxEarn Investment Plans.<\/strong><\/p>\n

In our \u201cFirst Thoughts\u201d article about LuxEarn<\/a>, we summarized the company\u2019s investment plans in the following way:<\/p>\n

LuxEarn <\/a>has THIRTY different investment plans!\u00a0 There are six different groups of plans, each group having five plans in it.\u00a0 A quick glance tells me that all plans in two of the groups have minimum investments that are way above what the typical online investor will put into an HYIP.\u00a0 It also looks like the remaining four groups have only a few investment plans with reasonable lower investment limits.\u00a0 So, although LuxEarn <\/a>theoretically offers 30 investment plans, only a few of them will make sense for the \u201ctypical\u201d online investor.\u00a0 In addition, LuxEarn <\/a>introduces a term called \u201cGain Profit.\u201d\u00a0 This is the same as compounding and one wonders why this new term was created.\u00a0 The important thing is that four out of the six groups of investment plans REQUIRE you to fully compound your earnings so that, in these plans, you will not receive any earnings until the investment plan ends.\u00a0 All this is not to say that the LuxEarn<\/a> investment plans are universally bad.\u00a0 Out of the 30 of them, there is still a useful number that would seem to be perfectly OK for the online investor to think seriously about.<\/p><\/blockquote>\n

\"\"<\/a><\/p>\n

Here are the names of the six groups of investment plans.\u00a0 Remember, there are five plans in each group.<\/p>\n

Business
\nOrdinary
\nVIP
\nRoyal
\nMaximum
\nExclusive<\/p>\n

First of all, I would recommend that investors forget about both the \u201cMaximum\u201d and \u201cExclusive\u201d groups.\u00a0 If you look at their plan listings on the website, you will see that the lowest minimum investment among the Maximum plans is $35,000 and the lowest among the Exclusive is $40,000.\u00a0 We always advise our readers never to invest a lot of money in ANY online investment program unless the program can provide verifiable proof of both its existence and performance.\u00a0 You would not buy stock in a company unless you were 100% convinced that it is for real.\u00a0 You should use the same reasoning process when investing in an HYIP — at least when contemplating investing a large sum of money in one of them.<\/p>\n

So, we are left with four groups of investment plans to think about.\u00a0 At this point, I would normally list the website information on the remaining plans.\u00a0 However, even though we have eliminated 10 of them, 20 are still remaining.\u00a0 That\u2019s a lot.\u00a0 So, to save paper, what you will find out if you take a look at the minimum investment limits for plans in these four groups is that there are only five plans with minimum investments less that $20,000.\u00a0 In fact, all five of these plans have minimum investment limits that are less than $1,000.\u00a0 So, there is a huge jump as you go from one plan to the next in each group (from a minimum investment of a few hundred dollars to one with more than $20,000).\u00a0 So, we will only work with these five plans having reasonable minimum investment requirements.<\/p>\n

Here they are:<\/p>\n

Business Group<\/strong><\/p>\n

5% daily for 100 business days<\/u><\/p>\n

Minimum amount: $750 and more
\nAccruals: Mon-Fri
\nPlan duration
\nBusiness days: 100
\nCalendar days: 140
\nProfit payout at the end of investment period. Yes
\nReturn of principal deposit at the end of investment period. Yes
\n100% Gain Profit. Yes<\/p>\n

Ordinary Group<\/strong><\/p>\n

0.5% daily for 356 business days<\/u><\/p>\n

Minimum amount: $25 and more
\nAccruals: Mon-Fri
\nPlan duration
\nBusiness days:\u00a0 356
\nCalendar days:\u00a0 500
\nProfit payout at the end of investment period. No
\nReturn of principal deposit at the end of investment period. Yes
\n0-100% Gain Profit. Yes<\/p>\n

1.1% daily for 100 business days<\/u><\/p>\n

Minimum amount: $350 and more
\nAccruals: Mon-Fri
\nPlan duration
\nBusiness days: 100
\nCalendar days: 140
\nProfit payout at the end of investment period. No
\nReturn of principal deposit at the end of investment period. Yes
\n0-100% Gain Profit. Yes<\/p>\n

VIP Group<\/strong><\/p>\n

14000% after 100 business days<\/u><\/p>\n

Minimum amount: $850 and more
\nAccruals: Mon-Sun
\nPlan duration
\nBusiness days: 100
\nCalendar days: 140
\nProfit payout at the end of investment period. Yes
\nReturn of principal deposit at the end of investment period. Yes
\n0-100% Gain Profit. No<\/p>\n

Royal Group<\/strong><\/p>\n

8% daily for 100 business days<\/u><\/p>\n

Minimum amount: $950 and more
\nAccruals: Mon-Fri
\nPlan duration
\nBusiness days: 100
\nCalendar days: 140
\nProfit payout at the end of investment period. Yes
\nReturn of principal deposit at the end of investment period. Yes
\n100% Gain Profit. Yes<\/p>\n

So, for all practical purposes, LuxEarn<\/a> only offers five usable investment plans.\u00a0 This is probably more than enough.\u00a0 After all, the typical HYIP will offer one to, rarely, four or five investment plans.\u00a0 So, why does LuxEarn<\/a> offer 25 investment plans, all with excessively high minimum investment amounts?\u00a0 It is tempting to conclude that the company wants to catch a big fish and then it will close and leave the investor flat.\u00a0 However, if, indeed, LuxEarn<\/a> has been online for three years, as their record appears to show, this would seem not to be the case.\u00a0 But, perhaps in this three-year period, no one has yet taken the bait.\u00a0 There is no way of knowing.<\/p>\n

In looking at the investment plan line-up, it is very important that you understand what is meant by \u201cGain Profit.\u201d\u00a0 As we indicated in the \u201cFirst Thoughts\u201d article, it means \u201cCompounding\u201d and I don\u2019t understand why LuxEarn<\/a> had to invent a new term for something that online investors are already very familiar with.\u00a0 Was it done to confuse them?\u00a0 As you look over the listing of investment plans above, you will see three possibilities:<\/p>\n

    \n
  1. 100% gain profit: yes<\/li>\n
  2. 0 \u2013 100% gain profit: no<\/li>\n
  3. 0 \u2013 100% gain profit: yes<\/li>\n<\/ol>\n

    In Case #1, which applies to the Royal and Business Groups, whether you want it or not, all of your daily earnings are reinvested in the program and added to your principal.\u00a0 So, this is 100% compounding.\u00a0 Every day your principal grows and every day your earnings increase.\u00a0 Of course, this is a great way to make a lot of money.\u00a0 However, it is also extremely risky.\u00a0 If you look at the programs above, this method of compounding is applied to the two groups of programs that are 100 business days long.\u00a0 That\u2019s equivalent to 140 calendar days which is over four months.\u00a0 So, in these two investment plans you will not receive any returns at all for over four months.\u00a0 It is very important to realize this.\u00a0 How many HYIPs last four months?\u00a0\u00a0LuxEarn<\/a> has lasted over three years.\u00a0 Can it last four more months?<\/p>\n

    Case #2 is the opposite situation; there is no compounding at all.\u00a0 This applies to the VIP program where, like in Case #1, you don\u2019t receive any returns until after 100 business days — over four months.<\/p>\n

    In Case #3, you can choose the amount of compounding.\u00a0 This applies to the two plans in the Ordinary Group.\u00a0 This group is aptly named as this is the situation that is typical of many other HYIPs.\u00a0 The plans in the Ordinary Group are also the only ones that will pay you earnings on a daily basis.\u00a0 As I\u2019ve indicated already, the other three plans hold your interest earnings until the end of the investment plan.\u00a0 Because the two Plans in the Ordinary Group return your earnings on a daily basis, they might prove to be the most popular.\u00a0 However, there are other factors involved, not the least of which is profitability.<\/p>\n

    Finally, again looking at this list of five investment plans, you can see that all of them return your investment at the end of the plans.\u00a0 This implies that earnings are \u201cpure profit,\u201d assuming that a plan survives its full term.<\/p>\n

    \"\"<\/a><\/p>\n

    Well, it has taken a lot of work to just understand how the LuxEarn<\/a> investment plans work.\u00a0 This is only the GIVEN information.\u00a0 Next, we have to ANALYZE the plans to see how they perform.\u00a0 Finally, we will DISCUSS what we find out and, hopefully, be able to draw some useful CONCLUSIONS about this very interesting investment program.\u00a0 We will do all this is subsequent parts<\/a> of this review.\u00a0 Please stand by\u2026<\/p>\n

    *********************************<\/p>\n

    If one of the paying programs on our Monitor appeals to you, please support EmilyNews<\/em> by registering for it on our website. Thanks very very much!<\/p>\n

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    If you like this article, please share it by using the social media buttons below.<\/p>\n","protected":false},"excerpt":{"rendered":"

    This program moved to CLOSED! Do not invest there! The LuxEarn Investment Plans. In our \u201cFirst Thoughts\u201d article about LuxEarn, we summarized the company\u2019s investment plans in the following way: LuxEarn has THIRTY different investment … LuxEarn – Review\u00a0Part 1<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":4727,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1646,1634,1663,1643,1639,1640,1642,1648,1641,1644,1645,1647],"class_list":["post-4729","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-httpsluxearn-comrefemilynews","tag-luxearn","tag-luxearn-hyip-info","tag-luxearn-info","tag-luxearn-investment-plan","tag-luxearn-investment-program","tag-luxearn-news","tag-luxearn-review","tag-luxearn-scam-or-paying","tag-luxearn-update","tag-luxearn-updates","tag-luxearn-com","exalt-entry"],"yoast_head":"\nLuxEarn - Review\u00a0Part 1 - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=4729\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"LuxEarn - Review\u00a0Part 1 - EmilyNews\" \/>\n<meta property=\"og:description\" content=\"This program moved to CLOSED! Do not invest there! The LuxEarn Investment Plans. In our \u201cFirst Thoughts\u201d article about LuxEarn, we summarized the company\u2019s investment plans in the following way: LuxEarn has THIRTY different investment … LuxEarn – Review\u00a0Part 1Read more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/emilynews.com\/blog\/?p=4729\" \/>\n<meta property=\"og:site_name\" content=\"EmilyNews\" \/>\n<meta property=\"article:published_time\" content=\"2018-09-02T04:49:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-01-04T22:16:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/08\/le.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emilynews\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/08\/le.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emilynews\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4729\",\"url\":\"https:\/\/emilynews.com\/blog\/?p=4729\",\"name\":\"LuxEarn - Review\u00a0Part 1 - EmilyNews\",\"isPartOf\":{\"@id\":\"https:\/\/emilynews.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4729#primaryimage\"},\"image\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4729#primaryimage\"},\"thumbnailUrl\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/08\/le.jpg\",\"datePublished\":\"2018-09-02T04:49:24+00:00\",\"dateModified\":\"2019-01-04T22:16:46+00:00\",\"author\":{\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33\"},\"breadcrumb\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4729#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/emilynews.com\/blog\/?p=4729\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4729#primaryimage\",\"url\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/08\/le.jpg\",\"contentUrl\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/08\/le.jpg\",\"width\":200,\"height\":200},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4729#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/emilynews.com\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"LuxEarn – Review\u00a0Part 1\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/emilynews.com\/blog\/#website\",\"url\":\"https:\/\/emilynews.com\/blog\/\",\"name\":\"EmilyNews\",\"description\":\"EmilyNews Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/emilynews.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33\",\"name\":\"Emilynews\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g\",\"caption\":\"Emilynews\"},\"url\":\"https:\/\/emilynews.com\/blog\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"LuxEarn - Review\u00a0Part 1 - EmilyNews","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/emilynews.com\/blog\/?p=4729","og_locale":"en_US","og_type":"article","og_title":"LuxEarn - Review\u00a0Part 1 - EmilyNews","og_description":"This program moved to CLOSED! 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