{"id":4672,"date":"2018-08-25T03:35:06","date_gmt":"2018-08-25T03:35:06","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=4672"},"modified":"2018-09-07T07:05:28","modified_gmt":"2018-09-07T07:05:28","slug":"bluespot-review","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=4672","title":{"rendered":"BlueSpot &#8211; Review"},"content":{"rendered":"<p><strong style=\"color: red;\">This program moved to CLOSED! Do not invest there!<\/strong><\/p>\n<p><strong>The Blue Spot Investment Programs.<\/strong><\/p>\n<p>In our recent \u201cFirst Thoughts\u201d article about <a href=\"http:\/\/emilynews.com\/link.php?id=1206\" target=\"_blank\" rel=\"noopener\">Blue Spot<\/a>, we summarized their four investment plans as follows:<\/p>\n<blockquote><p><a href=\"http:\/\/emilynews.com\/link.php?id=1206\" target=\"_blank\" rel=\"noopener\">Blue Spot<\/a>\u00a0offers four investment plans.\u00a0 They are set up in a manner that is typical of many other HYIPs.\u00a0 They all pay interest daily and return your investment as part of your earnings.\u00a0 Two of the plans run for 20 days and two run for 30 days.\u00a0 Interests that are paid are quite high.\u00a0 Likewise, the minimum investments required for all but the lowest interest plan are also quite high.\u00a0 These high minimums are 0.5 BTC, 2 BTC and 5 BTC.\u00a0 These minimums will discourage investment in the higher interest plans which might actually improve the longevity of the overall program.\u00a0 A good effect!<\/p><\/blockquote>\n<p>Here&#8217;s the information on the investment plans as it appears on the <a href=\"http:\/\/emilynews.com\/link.php?id=1206\" target=\"_blank\" rel=\"noopener\">Blue Spot<\/a> website:<\/p>\n<p>Beginner<br \/>\n8% daily for 20 days<br \/>\n0.001 \u2013 0.5 BTC<\/p>\n<p>Advanced<br \/>\n10% daily for 20 days<br \/>\n0.5001 \u2013 2 BTC<\/p>\n<p>Professional<br \/>\n12% daily for 30 days<br \/>\n2.001 \u2013 5 BTC<\/p>\n<p>Expert<br \/>\n14% daily for 30 days<br \/>\n5.001 \u2013 200 BTC<\/p>\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1206\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full\" src=\"https:\/\/bluespot.cc\/images\/468x60.gif\" width=\"468\" height=\"60\" \/><\/a><\/p>\n<p><strong>Analysis of the Blue Spot Investment Plans.<\/strong><\/p>\n<p>There are two important additional pieces of information we need to know before we can sensibly discuss the pros and cons of the <a href=\"http:\/\/emilynews.com\/link.php?id=1206\" target=\"_blank\" rel=\"noopener\">Blue Spot<\/a> investment plans: their time to break even and the average daily net interest paid by each of them.<\/p>\n<p>The breakeven point is very easy to calculate.\u00a0 You simple divide 100% by the percent of your investment that you recover on a daily basis.\u00a0 For example, with the Beginner Plan, you divide 100% by 8% to get that the plan breaks even in around 13 days.\u00a0 If you do the same arithmetic for the other three plans, you come up with the following results:<\/p>\n<p>Beginner.\u00a0 13 days<br \/>\nAdvanced.\u00a0 10 days<br \/>\nProfessional.\u00a0 9 days<br \/>\nExpert.\u00a0 8 days<\/p>\n<p>As far as average daily net interest (DNI) is concerned, let\u2019s first be sure that we know exactly what the term means. \u00a0\u201cNet,\u201d of course, means \u201cprofit.\u201d\u00a0 So, we are talking about the total profit that an investment plan pays you averaged out over the number of days in the plan.\u00a0 Therefore, if one investment plan has a DNI of 3% and another has a DNI of 1%, the 3% plan is clearly the more profitable one.\u00a0 The flip side of the coin is that the 3% plan might strain the resources of the overall investment program and make it less likely to survive in the long term.<\/p>\n<p>With that as an introduction, let\u2019s calculate the DNI of the Beginner Plan.\u00a0 Since it pays 8% gross interest per day, the total gross interest for the 20-day plan will be 160% (20 x 8).\u00a0 To get the total net interest, you must subtract 100% from this (because it includes your investment) to get 60%.\u00a0 Finally, dividing this by the 20-day length of the plan, you get a daily net interest (DNI) of 3%.\u00a0 Doing the same arithmetic for the other three investment plans, you get:<\/p>\n<p>Beginner.\u00a0 DNI = 3%<br \/>\nAdvanced.\u00a0 DNI = 5%<br \/>\nProfessional.\u00a0 DNI = 8.7%<br \/>\nExpert.\u00a0 DNI = 10.7%<\/p>\n<p><strong>Discussion.<\/strong><\/p>\n<p>Let\u2019s begin by repeating something that we said in our First Thoughts article.\u00a0 This is that the minimum investments for the three highest interest investment plans will probably be out of reach of most online investors.\u00a0 Even the second plan, the Advanced Plan, with a minimum investment of 0.5 BTC will be out of reach of most folks.\u00a0 One BTC is now worth around $6,400.\u00a0 So, 0.5 BTC comes to around $3,200.\u00a0 Few, if any, online investors will put this much money into an online investment plan.\u00a0 Converting to dollars, the third plan, the Professional Plan, has a minimum investmet of around $12,800 and the fourth plan, the Expert Plan, has a minimum of around $32,000.\u00a0 These are probably off-the-chart.\u00a0 We always advise our readers NOT to put this kind of money into ANY online investment program unless it can provide verifiable proof of its existence and a public record of its past performance.\u00a0 I doubt if any can do this.\u00a0 The bottom line is that probably that almost all activity in the <a href=\"http:\/\/emilynews.com\/link.php?id=1206\" target=\"_blank\" rel=\"noopener\">Blue Spot<\/a> investment program will be confined to the Beginner investment plan that has a minimum investment of only 0.001 BTC which is between $6 and $7 right now.<\/p>\n<p>All of this is actually GOOD for the overall investment program as it would probably be difficult or impossible for it to sustain interest payments at the rates required for the three higher interest plans.\u00a0 In <a href=\"http:\/\/emilynews.com\/blog\/?p=1099\" target=\"_blank\" rel=\"noopener\"><em>HYIP Insights #12<\/em><\/a>, we suggested that programs offering investment plans with DNIs higher than even 2% might have trouble surviving in the long term.\u00a0 So, even the first investment plan, where the bulk of investment activity will be taking place, is somewhat high.\u00a0 However, 3% is not off-the-chart and we would hope that, with wise management practices, the administrators of this program might be able to make it a long-term survivor.<\/p>\n<p>On the positive side, we must note that this is a very profitable program.\u00a0 Let\u2019s only talk about the Beginner investment plan right now as it will be the most popular one.\u00a0 This one pays the LOWEST interest and is still very profitable.\u00a0 As I have indicated in many previous reviews, I find it clearer to think in terms of weekly profit rather than daily.\u00a0 For a DNI of 3%, multiplying this by seven, you get an average weekly profit of 21%.\u00a0 In my book, that is phenomenal.\u00a0 On top of this, the high daily gross interest enables you to break even in only 13 days &#8212; around two weeks.\u00a0 Since you are decreasing your risk by 8% per day, this program is attractive from that point of view as well.\u00a0 In this plan, all your earnings from day 14 through day 20 are pure profit.<\/p>\n<p>In general, HYIPs offering high interest investment plans such as this are risky because the cards are stacked against them in-so-far-as survivability is concerned.\u00a0 However, they are extremely profitable with the additional strong points of fast breakeven points and a quickly decreasing balance of your investment that is at risk.<\/p>\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1206\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full\" src=\"https:\/\/bluespot.cc\/images\/468x60.gif\" width=\"468\" height=\"60\" \/><\/a><\/p>\n<p><strong>Conclusions.<\/strong><\/p>\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1206\" target=\"_blank\" rel=\"noopener\">Blue Spot<\/a> offers four investment plans.\u00a0 However, because of high minimum investment requirements, only the first lowest interest plan will be within reach of most online investors.\u00a0 But, even this first plan is very profitable.\u00a0 It&#8217;s investment balance decreases very quickly along with a short breakeven point.\u00a0 However, the high interest that is paid makes this a risky program to invest in as the probability is that it won\u2019t be a long-term survivor.\u00a0 We can only hope that, with wise management strategies, the administrators of the program have things worked out such that this will not be the case.<\/p>\n<p>*********************************<\/p>\n<p>If one of the paying programs on our Monitor appeals to you, please support <em>EmilyNews<\/em> by registering for it on our website. Thanks very very much!<\/p>\n<p>*********************************<\/p>\n<p>Be the first to get most important HYIP news everyday!<br \/>\nSimply Follow <a href=\"https:\/\/www.facebook.com\/EmilyNewsOnline\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Facebook<\/strong><\/a>, <a href=\"https:\/\/telegram.me\/emilynews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"color: #c03939; text-decoration: underline;\">EN Telegram<\/strong><\/a>, <a href=\"https:\/\/twitter.com\/EmilyHyipNews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Twitter<\/strong><\/a><br \/>\nor Subscribe to <strong><a style=\"color: #c03939; text-decoration: underline;\" href=\"https:\/\/feedburner.google.com\/fb\/a\/mailverify?uri=Emilynews\" target=\"_blank\" rel=\"noopener noreferrer\">EN Feedburner<\/a><\/strong> and submit your email address!<\/p>\n<p>If you like this article, please share it by using the social media buttons below.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This program moved to CLOSED! Do not invest there! The Blue Spot Investment Programs. In our recent \u201cFirst Thoughts\u201d article about Blue Spot, we summarized their four investment plans as follows: Blue Spot\u00a0offers four investment &hellip; <a title=\"BlueSpot &#8211; Review\" class=\"exalt-read-more\" href=\"https:\/\/emilynews.com\/blog\/?p=4672\"><span class=\"screen-reader-text\">BlueSpot &#8211; Review<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":4669,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1604,1613,1610,1611,1612,1618,1609,1614,1615,1617,1616],"class_list":["post-4672","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-blue-spot","tag-blue-spot-info","tag-blue-spot-investment-plan","tag-blue-spot-investment-program","tag-blue-spot-news","tag-blue-spot-review","tag-blue-spot-scam-or-paying","tag-blue-spot-update","tag-blue-spot-updates","tag-bluespot-cc","tag-httpsbluespot-ccrefemilynews","exalt-entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BlueSpot - Review - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=4672\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BlueSpot - Review - EmilyNews\" \/>\n<meta property=\"og:description\" content=\"This program moved to CLOSED! Do not invest there! The Blue Spot Investment Programs. 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In our recent \u201cFirst Thoughts\u201d article about Blue Spot, we summarized their four investment plans as follows: Blue Spot\u00a0offers four investment &hellip; BlueSpot &#8211; ReviewRead more","og_url":"https:\/\/emilynews.com\/blog\/?p=4672","og_site_name":"EmilyNews","article_published_time":"2018-08-25T03:35:06+00:00","article_modified_time":"2018-09-07T07:05:28+00:00","og_image":[{"width":200,"height":200,"url":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/08\/bsp.jpg","type":"image\/jpeg"}],"author":"Emilynews","twitter_card":"summary_large_image","twitter_image":"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/08\/bsp.jpg","twitter_misc":{"Written by":"Emilynews","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/emilynews.com\/blog\/?p=4672","url":"https:\/\/emilynews.com\/blog\/?p=4672","name":"BlueSpot - Review - EmilyNews","isPartOf":{"@id":"https:\/\/emilynews.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/emilynews.com\/blog\/?p=4672#primaryimage"},"image":{"@id":"https:\/\/emilynews.com\/blog\/?p=4672#primaryimage"},"thumbnailUrl":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/08\/bsp.jpg","datePublished":"2018-08-25T03:35:06+00:00","dateModified":"2018-09-07T07:05:28+00:00","author":{"@id":"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33"},"breadcrumb":{"@id":"https:\/\/emilynews.com\/blog\/?p=4672#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/emilynews.com\/blog\/?p=4672"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/emilynews.com\/blog\/?p=4672#primaryimage","url":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/08\/bsp.jpg","contentUrl":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/08\/bsp.jpg","width":200,"height":200},{"@type":"BreadcrumbList","@id":"https:\/\/emilynews.com\/blog\/?p=4672#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/emilynews.com\/blog"},{"@type":"ListItem","position":2,"name":"BlueSpot &#8211; Review"}]},{"@type":"WebSite","@id":"https:\/\/emilynews.com\/blog\/#website","url":"https:\/\/emilynews.com\/blog\/","name":"EmilyNews","description":"EmilyNews Blog","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/emilynews.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33","name":"Emilynews","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/emilynews.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g","caption":"Emilynews"},"url":"https:\/\/emilynews.com\/blog\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4672","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4672"}],"version-history":[{"count":0,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4672\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/4669"}],"wp:attachment":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4672"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4672"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4672"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}