{"id":4515,"date":"2018-07-29T05:36:02","date_gmt":"2018-07-29T05:36:02","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=4515"},"modified":"2018-07-29T05:36:02","modified_gmt":"2018-07-29T05:36:02","slug":"ico-london-review","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=4515","title":{"rendered":"ICO London – Review"},"content":{"rendered":"

The ICO London Investment Plans.<\/strong><\/p>\n

In our recent \u201cFirst Thoughts\u201d article about ICO London<\/a> (that you can read here<\/a>), we introduced the company\u2019s investment plans as follows:<\/p>\n

For the online investor, ICO London<\/a> offers two investment plans.\u00a0 They both are based on working days and return your investment as part of your earnings.\u00a0 One plan pays earnings daily for a period of 21 working days while the second pays earnings in a lump sum at the end of seven working days.\u00a0 There is a logical advantage to only providing earnings on working days as, in most situations, these are the only days on which a company generates revenue.\u00a0 This would appear to be wise thinking on the part of the program administrators with respect to the long-term survivability of the program.<\/p><\/blockquote>\n

Here is what the website says about the two investment plans in tabular form:<\/p>\n

110% after 7 working days<\/strong>
\n0.005 \u2013 15 BTC<\/p>\n

7% daily for 21 working days<\/strong>
\n0.005 \u2013 15 BTC<\/p>\n

The two investment programs are easy enough to understand except for the fact that they run for business days rather than calendar days.\u00a0 Usually, we think in terms of calendar days.\u00a0 So, the first thing we should do is to come up with a way to roughly convert business days to calendar days.\u00a0 This is easy enough to do if you remember that, typically, there are around 22 business days per 30-day month.\u00a0 This gives us a conversion factor of 30\/22 or around 1.36 if we want to convert business days to calendar days.\u00a0 That tells us that the 21 working day investment plan is roughly 29 calendar days long (21 x 1.36) and that the seven working day plan is roughly 10 days long (7 x 1.36).\u00a0 I fully realize that it is possible to come up with situations where these numbers are off by a day.\u00a0 But, we only need them for some ESTIMATES that we will make in the next section of this Review.\u00a0 They are more than accurate enough for that purpose.<\/p>\n

\"\"<\/a><\/p>\n

Analysis of the ICO London Investment Plans.<\/strong><\/p>\n

A nice thing about these two investment plans is that their investment limits are the same.\u00a0 In a nutshell, just about any investment is OK with either plan.\u00a0 The low limit of 0.005 BTC is roughly $30 – $40.\u00a0 The upper limit of 15 BTC is sky high.\u00a0 We strongly recommend that no one ever invest this much money with ANY online high yield investment program.\u00a0 So, if you can handle the lower limit, you are in business for either investment plan.<\/p>\n

First, let\u2019s determine how long it takes for each of these investment plans to break even.\u00a0 For the seven working day plan, this is simple because you don\u2019t receive ANY return until the end of the plan.\u00a0 So, that plan breaks even in seven working days or in roughly 10 calendar days.\u00a0 For the 21 working day plan, if you divide 100% by the 7% that you recover every working day, you find out that the plan breaks even in around 15 working days.\u00a0 Using our 1.36 conversion factor, this is equivalent to around 20 working days (15 x 1.36).\u00a0 Again, these are approximations.\u00a0 In summary,<\/p>\n

7 working day plan.\u00a0\u00a0\u00a0\u00a0 Break even in 7 working days (10 calendar days)
\n21 working day plan.\u00a0 \u00a0\u00a0\u00a0Break even in 15 working days (20 calendar days)<\/p>\n

Next, let\u2019s determine the average daily net interest (DNI) for each of the two investment plans.\u00a0 Remember that net interest is profit.\u00a0 So, we are talking about the total profit that each of these plans pays averaged out over the length of the plan.\u00a0 In this case, the average is taken over the number of CALENDAR days.\u00a0 This is the approach we take in EmilyNews<\/em> and we will not be able to compare the results of this Review with our other work unless we use the same method of calculation.\u00a0 You have to compare apples to apples — not apples to oranges.<\/p>\n

For the seven-day plan, your total gross interest is 110%.\u00a0 Subtracting 100% from this because it includes your investment, your total net interest will be 10%.\u00a0 Dividing this by the 10 calendar-day length of the plan, we come up with an approximate DNI of around 1%.\u00a0 \u00a0For the 21-day investment plan, you multiply the daily interest of 7% by the 21 working days in the plan to get 147%, the total gross interest paid by the plan.\u00a0 Subtracting 100% from this because it includes your investment, you come up with 47% as the total net interest.\u00a0 Finally, dividing this by the 29 calendar day length of the plan, you come up with a DNI of 1.62%.\u00a0 In summary,<\/p>\n

7 working day plan.\u00a0\u00a0\u00a0\u00a0 DNI = 1%
\n21 working day plan.\u00a0 \u00a0\u00a0\u00a0DNI = 1.62%<\/p>\n

Discussion.<\/strong><\/p>\n

Perhaps most important to the online investor is the profitability of an investment plan.\u00a0 So, let\u2019s talk about that first.\u00a0 The 7 working day plan averages around 1% profit per calendar day.\u00a0 That comes to around 7% for a calendar week.\u00a0 The 21 day working plan averages around 1.62% profit which comes out to around 11.3% per calendar week.\u00a0 For the average online investor, profit at these levels is probably just about right.\u00a0 It isn\u2019t so low that the program really doesn\u2019t qualify as an HYIP.\u00a0 On the other hand, it isn\u2019t so high that the investor will constantly be biting his nails anticipating that the program might close at any minute.<\/p>\n

If you refer back to the article in HYIP Insights #12 <\/em>(that you can read here<\/a>), we discussed the relationship of DNI to the likelihood that a program might survive in the long term.\u00a0 Here\u2019s what we suggested as guidelines in this article:<\/p>\n

DNI less than 1%.\u00a0\u00a0\u00a0\u00a0 High likelihood of long-term survival
\nDNI greater than 2%.\u00a0\u00a0\u00a0\u00a0 Low likelihood of long-term survival
\nDNI between 1% and 2%.\u00a0 Program could go either way depending on many factors<\/p>\n

Well, the DNIs for these two investment plans are sort of in the \u201csweet spot\u201d.\u00a0 They aren\u2019t so high that the survivability of the overall program is seriously at risk.\u00a0 Yet they are still high enough for the investor to earn a very satisfactory return.<\/p>\n

Which investment plan is the best?\u00a0 The 21 working day plan is a clear winner from the point of view of profitability.\u00a0 The chief drawback to this plan is that you won\u2019t break even for around 20 calendar days — compared to around 10 calendar days for the 7 working day plan.\u00a0 In favor of the 21 working day plan is the fact that your investment is being returned to you every working day whereas, in the 7 working day plan, you don\u2019t see any return at all until the end of the plan.\u00a0 This is a serious disadvantage to this type of plan.\u00a0 So, there are pros and cons associated with each of the plans.\u00a0 The decision of which way to go will probably depend on the \u201cinvestment personality\u201d of the investor.<\/p>\n

\"\"<\/a><\/p>\n

Conclusions.<\/strong><\/p>\n

ICO London<\/a> offers two investment plans.\u00a0 One pays interest daily on working days for the life of the investment plan.\u00a0 The other pays interest after the plan ends.\u00a0 The investment limits for both of the plans is the same. \u00a0The interest paid by both of the plans is in a sensible range that provides a satisfactory return while not jeopardizing the long-term survival of the overall program.\u00a0 As discussed above, there are pros and cons to each plan and all of them should be considered before making an investment with this program.<\/p>\n

*********************************<\/p>\n

If one of the paying programs on our Monitor appeals to you, please support EmilyNews<\/em> by registering for it on our website. Thanks very very much!<\/p>\n

*********************************<\/p>\n

Be the first to get most important HYIP news everyday!
\nSimply Follow EN Facebook<\/strong><\/a>, EN Telegram<\/strong><\/a>, EN Twitter<\/strong><\/a>
\nor Subscribe to EN Feedburner<\/a><\/strong> and submit your email address!<\/p>\n

If you like this article, please share it by using the social media buttons below.<\/p>\n","protected":false},"excerpt":{"rendered":"

The ICO London Investment Plans. In our recent \u201cFirst Thoughts\u201d article about ICO London (that you can read here), we introduced the company\u2019s investment plans as follows: For the online investor, ICO London offers two … ICO London – Review<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":4520,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1537,1546,1543,1544,1545,1551,1542,1547,1548,1549],"class_list":["post-4515","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-ico-london","tag-ico-london-info","tag-ico-london-investment-plan","tag-ico-london-investment-program","tag-ico-london-news","tag-ico-london-review","tag-ico-london-scam-or-paying","tag-ico-london-update","tag-ico-london-updates","tag-ico-london-com","exalt-entry"],"yoast_head":"\nICO London - Review - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=4515\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ICO London - Review - EmilyNews\" \/>\n<meta property=\"og:description\" content=\"The ICO London Investment Plans. In our recent \u201cFirst Thoughts\u201d article about ICO London (that you can read here), we introduced the company\u2019s investment plans as follows: For the online investor, ICO London offers two … ICO London – ReviewRead more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/emilynews.com\/blog\/?p=4515\" \/>\n<meta property=\"og:site_name\" content=\"EmilyNews\" \/>\n<meta property=\"article:published_time\" content=\"2018-07-29T05:36:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/07\/il.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emilynews\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/07\/il.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emilynews\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4515\",\"url\":\"https:\/\/emilynews.com\/blog\/?p=4515\",\"name\":\"ICO London - Review - EmilyNews\",\"isPartOf\":{\"@id\":\"https:\/\/emilynews.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4515#primaryimage\"},\"image\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4515#primaryimage\"},\"thumbnailUrl\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/07\/il.jpg\",\"datePublished\":\"2018-07-29T05:36:02+00:00\",\"dateModified\":\"2018-07-29T05:36:02+00:00\",\"author\":{\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33\"},\"breadcrumb\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4515#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/emilynews.com\/blog\/?p=4515\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4515#primaryimage\",\"url\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/07\/il.jpg\",\"contentUrl\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/07\/il.jpg\",\"width\":200,\"height\":200},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=4515#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/emilynews.com\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"ICO London – Review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/emilynews.com\/blog\/#website\",\"url\":\"https:\/\/emilynews.com\/blog\/\",\"name\":\"EmilyNews\",\"description\":\"EmilyNews Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/emilynews.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33\",\"name\":\"Emilynews\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g\",\"caption\":\"Emilynews\"},\"url\":\"https:\/\/emilynews.com\/blog\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"ICO London - Review - EmilyNews","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/emilynews.com\/blog\/?p=4515","og_locale":"en_US","og_type":"article","og_title":"ICO London - Review - EmilyNews","og_description":"The ICO London Investment Plans. In our recent \u201cFirst Thoughts\u201d article about ICO London (that you can read here), we introduced the company\u2019s investment plans as follows: For the online investor, ICO London offers two … ICO London – ReviewRead more","og_url":"https:\/\/emilynews.com\/blog\/?p=4515","og_site_name":"EmilyNews","article_published_time":"2018-07-29T05:36:02+00:00","og_image":[{"width":200,"height":200,"url":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/07\/il.jpg","type":"image\/jpeg"}],"author":"Emilynews","twitter_card":"summary_large_image","twitter_image":"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/07\/il.jpg","twitter_misc":{"Written by":"Emilynews","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/emilynews.com\/blog\/?p=4515","url":"https:\/\/emilynews.com\/blog\/?p=4515","name":"ICO London - Review - EmilyNews","isPartOf":{"@id":"https:\/\/emilynews.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/emilynews.com\/blog\/?p=4515#primaryimage"},"image":{"@id":"https:\/\/emilynews.com\/blog\/?p=4515#primaryimage"},"thumbnailUrl":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/07\/il.jpg","datePublished":"2018-07-29T05:36:02+00:00","dateModified":"2018-07-29T05:36:02+00:00","author":{"@id":"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33"},"breadcrumb":{"@id":"https:\/\/emilynews.com\/blog\/?p=4515#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/emilynews.com\/blog\/?p=4515"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/emilynews.com\/blog\/?p=4515#primaryimage","url":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/07\/il.jpg","contentUrl":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2018\/07\/il.jpg","width":200,"height":200},{"@type":"BreadcrumbList","@id":"https:\/\/emilynews.com\/blog\/?p=4515#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/emilynews.com\/blog"},{"@type":"ListItem","position":2,"name":"ICO London – Review"}]},{"@type":"WebSite","@id":"https:\/\/emilynews.com\/blog\/#website","url":"https:\/\/emilynews.com\/blog\/","name":"EmilyNews","description":"EmilyNews Blog","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/emilynews.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33","name":"Emilynews","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/emilynews.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g","caption":"Emilynews"},"url":"https:\/\/emilynews.com\/blog\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4515","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4515"}],"version-history":[{"count":0,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4515\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/4520"}],"wp:attachment":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4515"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4515"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}