{"id":3906,"date":"2018-04-16T04:31:12","date_gmt":"2018-04-16T04:31:12","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=3906"},"modified":"2018-04-26T06:51:20","modified_gmt":"2018-04-26T06:51:20","slug":"intelligentinvestment-review-part-2","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=3906","title":{"rendered":"IntelligentInvestment – Review\u00a0Part 2"},"content":{"rendered":"

This program has STOPPED paying! Do not invest there!<\/strong><\/p>\n

Introduction.<\/strong><\/p>\n

In our \u201cFirst Thoughts<\/a>\u201d article about IntelligentInvestment<\/a>, we introduced the eleven investment plans offered by the company.\u00a0 Then, in Part 1<\/a> of this review, we took a detailed look at the first six of them, Plans A through E.\u00a0 We found out that, while this group of investment plans is potentially very lucrative, the high interest rates that they pay bring the sustainability of the overall program into question.<\/p>\n

In the First Thoughts<\/a> article, we make brief introductory comments about the remaining six Intelligent InvestmentInvestment<\/a> plans as follows:<\/p>\n

Three investment plans, called the \u201cVIP Plans,\u201d promise extremely high returns \u2014 up to 3,000% total gross profit paid after 30 days!\u00a0 These plans run from five to 30 days long.\u00a0 However, going along with the high returns is an extremely high minimum investment — $10,000 to be exact!<\/p>\n

The third group of three investment plans, called the \u201cSpecial Plans,\u201d are all very affordable with the minimum investment for all them being the same at only $10.\u00a0 Like the VIP plans, these plans pay you your earnings \u2014 your total gross profit \u2014 at their conclusion.\u00a0 In the case of these three plans, interest can be as high as 1,600% for a 120-day investment period.<\/p><\/blockquote>\n

What I would like to do in this part of the review is to take a detailed look at these six plans, much like we reviewed Plans A through E in the Part 1 of this review.<\/p>\n

<\/a><\/p>\n

Analysis of the IntelligentInvestment “VIP” plans.<\/strong><\/p>\n

Here is the website information on the VIP Plans:<\/p>\n

VIP Bronze
\n1,000% after 5 days
\n$10,000 \u2013 $100,000<\/p>\n

VIP Silver
\n1,500% after 10 days
\n$10,000 – $100,000<\/p>\n

VIP Gold
\n3,000% after 30 days
\n$10,000 – $100,000<\/p>\n

First of all, as we already pointed out in the First Thoughts<\/a> article, the minimum investment of $10,000 that is required for these investment plans is much too high for ANY online investment program, unless, of course, the program can provide verifiable information about the company and its investment record.\u00a0 I doubt if this is the case here.\u00a0 So, for that reason alone, we cannot recommend investing in these plans.<\/p>\n

However, for the sake of completeness, let\u2019s take a look at how profitable these investment plans are.\u00a0 To keep the numbers simple, I am going to compare daily GROSS interest rather than daily NET interest (DNI) like we usually do.\u00a0 You will see why in a minute.\u00a0 The VIP Bronze Plan pays you a flat total gross interest of 1,000% after five days.\u00a0 If you average this out over the five-day investment period (divide by 5), your daily gross return will be 200%.\u00a0 Doing the same calculation for the other two plans, your daily gross returns come out to the following:<\/p>\n

Plan\u00a0\u00a0\u00a0\u00a0 Daily Gross Interest<\/p>\n

Bronze 200%
\nSilver\u00a0\u00a0 150%
\nGold \u00a0\u00a0\u00a0 100%<\/p>\n

In words, the Bronze plan promises to pay me TWICE my investment every day.\u00a0 Of course, I will see none of this until the plan ends.\u00a0 The Silver plan promises to pay me one and one-half times my investment every day.\u00a0 And, the Gold plan promises to pay me an amount equal to my investment every day.\u00a0 These are insanely high returns!<\/p>\n

A suspicious thing about these three plans is that the Silver and Gold plans are LESS profitable than the Bronze plan.\u00a0 Specifically, the Gold plan is only half as profitable.\u00a0 I hate to say it; but, I can only conclude that this is a trick by the company to entice a person to sign up for the longer-term plans.\u00a0 Remember that, in these three plans, you do not receive ANY return until the completion of the investment plan.\u00a0 Just so that this is clear, although the total interest promised by the Silver and Gold plans is greater than the Bronze plan, the length of the Silver and Gold plans is SO MUCH GREATER that, if you average out your earnings on a daily basis, you LOSE by choosing the Silver or Gold plans.\u00a0 This is a purposefully DECEPTIVE PRESENTATION of the company\u2019s investment plans.<\/p>\n

Analysis of the IntelligentInvestment “Special” plans.<\/strong><\/p>\n

Here is the website information on the three Special Plans:<\/p>\n

Plan #1
\n280% after 30 days
\n$10 – $100,000<\/p>\n

Plan #2
\n600% after 50 days
\n$10 – $100,000<\/p>\n

Plan #3
\n1,600% after 120 days
\n$10 – $100,000<\/p>\n

Well, there is a refreshing thing about these three plans compared to the previous three; they are affordable.\u00a0 The minimum investment for all of them is only $10.<\/p>\n

However, on the other hand, there is a discouraging thing.\u00a0 Like the VIP plans, these plans do not pay any interest until their completion.\u00a0 And, they are not short-term either.\u00a0 The shortest plan is one month long and the longest is three months long.\u00a0 That\u2019s a long time in the HYIP world.\u00a0 Especially nowadays when programs tend to have a very short life span.<\/p>\n

OK, with that as an introduction, let\u2019s take a look at the DNI (daily net interest) offered by the plans to see how profitable they are, as well as to get an idea of how they might contribute to (or take away from) the sustainability of the overall program.\u00a0 Starting with Plan #1, if you subtract 100% from the 280% total gross interest given by the program, you come up with a total net interest of 180%. Then, dividing this by the 30 day length of the plan, you get an equivalent daily net interest (DNI) of 6.0%.\u00a0 If you do the same arithmetic for the other two plans, you come up with the following results:<\/p>\n

Plan\u00a0\u00a0\u00a0\u00a0 DNI<\/p>\n

1\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 6.0%
\n2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 10.0%
\n3 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 12.5%<\/p>\n

These are high rates of return.\u00a0 For example, in Plan #1, 6% per day translates to 42% per week, while in Plan #3, 12.5% per day translates to 87.5% per week.\u00a0 This is extremely profitable.\u00a0 However, in HYIP Insights #12<\/em><\/a>, we suggest that programs having investment plans with DNIs higher that 2% will have a poor chance of surviving in the long term.\u00a0 So, while these plans are very profitable, they also put the overall program at risk of premature closure.<\/p>\n

<\/a><\/p>\n

Conclusions.<\/strong><\/p>\n

I am sorry to say that the thing that which impressed me most about the VIP investment plans is the fact that they were presented in a way designed to deceive the investor.\u00a0 The intent of the folks at IntelligentInvestment<\/a> is clearly to present the Silver and Gold investment plans as being more profitable than the Bronze plan in an effort to get the investor to sign up for the longer term plns.\u00a0 Unfortunately, the opposite is the case.\u00a0 This behavior on the part of the administrators of the program brings into question the honesty of the ENTIRE program.\u00a0 This is on top of the fact that, with the high minimum deposits that these plans offer and the excessively high returns that they promise, it is probable that these plans are simply a fishing expedition by the program admin designed to catch a rich investor.\u00a0 We discussed this in detail in an article entitled \u201cObscene Programs\u201d that appeared in HYIP Insights #14<\/em><\/a>.<\/p>\n

Although the returns promised by the Special investment plans aren\u2019t as obscene as those promised by the VIP plans, they are still quite high.\u00a0 Probably so high that the probability for long-term survival of the program is very poor.<\/p>\n

In summary, this is a very difficult program to recommend.\u00a0 The administrator of the program shows definite signs of poor character and the interest rates that are promised are high to obscene.\u00a0 This program might only appeal to the person who delights in taking high risks even though the chances of receiving any return at all are very very slim.<\/p>\n

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If one of the paying programs on our Monitor appeals to you, please support EmilyNews<\/em> by registering for it on our website. Thanks very very much!<\/p>\n

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Be the first to get most important HYIP news everyday!
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If you like this article, please share it by using the social media buttons below.<\/p>\n","protected":false},"excerpt":{"rendered":"

This program has STOPPED paying! Do not invest there! Introduction. In our \u201cFirst Thoughts\u201d article about IntelligentInvestment, we introduced the eleven investment plans offered by the company.\u00a0 Then, in Part 1 of this review, we … IntelligentInvestment – Review\u00a0Part 2<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":3873,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1251,1252,1239,1247,1244,1245,1246,1250,1248,1249],"class_list":["post-3906","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-httpsintelligent-investment-bizrefemilynews","tag-intelligent-investment-biz","tag-intelligentinvestment","tag-intelligentinvestment-info","tag-intelligentinvestment-investment-plan","tag-intelligentinvestment-investment-program","tag-intelligentinvestment-news","tag-intelligentinvestment-scam-or-paying","tag-intelligentinvestment-update","tag-intelligentinvestment-updates","exalt-entry"],"yoast_head":"\nIntelligentInvestment - Review\u00a0Part 2 - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=3906\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"IntelligentInvestment - Review\u00a0Part 2 - EmilyNews\" \/>\n<meta property=\"og:description\" content=\"This program has STOPPED paying! 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