{"id":3817,"date":"2018-04-04T04:12:07","date_gmt":"2018-04-04T04:12:07","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=3817"},"modified":"2018-04-14T18:13:47","modified_gmt":"2018-04-14T18:13:47","slug":"cryptocera-review","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=3817","title":{"rendered":"CryptoCera – Review"},"content":{"rendered":"

This program has STOPPED paying! Do not invest there!<\/strong><\/p>\n

Analysis of the CryptoCera Investment Plans.<\/strong><\/p>\n

In our \u201cFirst Thoughts\u201d article about CryptoCera <\/a>that appeared here in our blog a few days ago, we had the following to say about the program\u2019s investment plans:<\/p>\n

CryptoCera<\/a> offers a total of six investment plans.\u00a0 All of them return your deposit at the conclusion of the plan.\u00a0 I would class them as short to, possibly, medium term plans with the shortest being only seven days long and the longest being 45 days long.\u00a0 Minimum investments, at least for the first three plans, are reasonable and interest rates appear to be in the medium to high range.\u00a0 You might even say that it is a single investment plan because your deposit determines the interest that you will receive.\u00a0 Of course, there is much more to say about these investment plans and we will get into that when we review the program in detail a day or two down the road.<\/p><\/blockquote>\n

Let\u2019s begin our analysis of the CryptoCera <\/a>investment plans by repeating what is said about them in the website.\u00a0 Here it is:<\/p>\n

Plan #1
\n2% for 7 days
\n$1 – $199<\/p>\n

Plan #2
\n2.5% for 14 days
\n$200 – $499<\/p>\n

Plan #3
\n3% for 21 days
\n$500 – $2,499<\/p>\n

Plan #4
\n4% for 28 days
\n$2,500 – $7,499<\/p>\n

Plan #5
\n5% for 35 days
\n$7,500 – $14,000<\/p>\n

Plan #6
\n6% for 45 days
\n$15,000 – $30,000<\/p>\n

Since all these investment plans return your principal at their conclusion and assuming that the program won\u2019t close before a plan ends, all of your earnings are pure profit.\u00a0 And, since earnings are daily, we refer to them as daily net interest.\u00a0 We abbreviate this as DNI.\u00a0 DNI is a measure of both the profitability and sustainability of an investment plan.\u00a0 We\u2019ll return to this in the \u201cDiscussion\u201d part of the review that follows shortly.<\/p>\n

<\/a><\/p>\n

It is also useful to know the number of days for each of the investment plans will break even.\u00a0 This is simple to determine as you only have to divide 100% by the daily interest that is paid by a plan.\u00a0 For Plan #1, the number of days to break even would be 50 days (100\/2).\u00a0 However, since the plan is only seven days long, you won\u2019t break even until the plan ends and your deposit is returned.\u00a0 If you do this same calculation for all six of the investment plans, you will get the following results.\u00a0 Notice that the first three plans will not break even until your deposit is returned at the end of the plan.\u00a0 Just to put all this information in one place, I am also repeating what was in the previous listing (and am referring to the daily interest as DNI):<\/p>\n

Plan #1
\nDNI = 2%
\nPlan Length = 7 days
\nBreak Even = 7 days
\n$1 – $199<\/p>\n

Plan #2
\nDNI = 2.5%
\nPlan Length = 14 days
\nBreak Even = 14 days
\n$200 – $499<\/p>\n

Plan #3
\nDNI = 3%
\nPlan Length = 21 days
\nBreak Even = 21 days
\n$500 – $2,499<\/p>\n

Plan #4
\nDNI = 4%
\nPlan Length = 28 days
\nBreak Even = 25 days
\n$2,500 – $7,499<\/p>\n

Plan #5
\nDNI = 5%
\nPlan Length = 35 days
\nBreak Even = 20 days
\n$7,500 – $14,000<\/p>\n

Plan #6
\nDNI = 6%
\nPlan Length = 45 days
\nBreak Even = 17 days
\n$15,000 – $30,000<\/p>\n

Discussion of the CryptoCera Investment Plans.<\/strong><\/p>\n

OK, now that we have the facts in front of us, let\u2019s take a look at the pros and cons of the CryptoCera <\/a>investment plans.<\/p>\n

First of all, a good feature of the plans is that you receive earnings from \u201cday one.\u201d\u00a0 An investment plan that pays you daily earnings is always superior to one that holds all your earnings till the plan ends.\u00a0 In the first three plans, however, you must still wait till the end of the plans to receive part of your earnings.\u00a0 The BEST type of investment plan is one that also returns your DEPOSIT as part of your earnings.\u00a0 In this manner, you very quickly minimize your risk as the plan moves along.\u00a0 Unfortunately, the CryptoCera <\/a>investment plans make you wait till the end of the plan to recover your deposit.\u00a0 So, from the point of view of your earnings and deposit being at risk, these investment plans are somewhere in the middle; they could be better and they could be worse.<\/p>\n

Next, let\u2019s take a look at DNI.\u00a0 In HYIP Insights #12<\/em><\/a>, we suggested that programs having investment plans with DNIs higher than 2% might have a hard time surviving in the long term.\u00a0 If we\u2019re right on this, the implication is that CryptoCera <\/a>might have a hard time meeting its financial obligations to its investors as all of its investment plans offer 2% or higher DNIs.\u00a0 However, it is important to emphasize that this is only our suggestion.\u00a0 And, even though it is based on our experience watching HYIPs come and go over the course of many years, there have been notable exceptions — either way.\u00a0 There have been programs having investment plans with high DNIs that somehow managed to survive for quite a long time while, on the other hand, there have been programs having investment plans with relatively low DNIs that have not.<\/p>\n

Something GOOD about the CryptoCera<\/a> investment plans is that the minimum investments required for Plans #4, #5, and #6 are rather high.\u00a0 It is doubtful that many online investors will be willing to commit these levels of funding to an HYIP.\u00a0 This will greatly decrease the potential financial obligation of CrytoCera<\/a> to its investors and might be what it takes to enable the program to be a long-term survivor.\u00a0 In fact, I suspect that the majority of investors will utilize Plans #1 and #2 for which the minimum investment is less than $500 — and for which the DNIs are 2% and 2.5%.\u00a0 Again, this is great for survivability of the program.<\/p>\n

But, what about profitability?\u00a0 Well, this is a matter of opinion, I suppose.\u00a0 However, 2% profit per day comes to almost 15% per week and 2.5% per day leads to a weekly income that is even more.\u00a0 In my opinion, these are very respectable returns.\u00a0 Unfortunately, as we already noted, none of these low interest investment plans will break even until the plan ends.<\/p>\n

If you look closely at the numbers for the six investment plans, something that might catch your eye is that the two highest interest plans break even faster than Plan #3.\u00a0 From this point of view, they are attractive.\u00a0 However, as we already mentioned, the high initial investments required by these plans makes use of them extremely risky.<\/p>\n

Conclusion.<\/strong><\/p>\n

CryptoCera <\/a>offers six investment plans that all return your deposit at their conclusion.\u00a0 Interest rates that are offered are rather high.\u00a0 However, the highest interest plans also have high minimum investments which will probably minimize their use.\u00a0 With use of the program confined to the lower interest investment plans, the chances for long-term survivability of the overall program should greatly increase.<\/p>\n

<\/a><\/p>\n

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This program has STOPPED paying! Do not invest there! Analysis of the CryptoCera Investment Plans. In our \u201cFirst Thoughts\u201d article about CryptoCera that appeared here in our blog a few days ago, we had the … CryptoCera – Review<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":3809,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1208,1213,1217,1218,1214,1222,1219,1215,1216,1221,1220],"class_list":["post-3817","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-cryptocera","tag-cryptocera-info","tag-cryptocera-investment-plan","tag-cryptocera-investment-program","tag-cryptocera-news","tag-cryptocera-review","tag-cryptocera-scam-or-paying","tag-cryptocera-update","tag-cryptocera-updates","tag-cryptocera-com","tag-httpswww-cryptocera-comrefemilynews","exalt-entry"],"yoast_head":"\nCryptoCera - Review - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=3817\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CryptoCera - Review - EmilyNews\" \/>\n<meta property=\"og:description\" content=\"This program has STOPPED paying! 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