{"id":3511,"date":"2018-03-08T03:41:43","date_gmt":"2018-03-08T03:41:43","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=3511"},"modified":"2018-04-05T04:06:17","modified_gmt":"2018-04-05T04:06:17","slug":"amazing-flow-review-part-2","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=3511","title":{"rendered":"Amazing Flow – Review Part 2"},"content":{"rendered":"

This program has STOPPED paying! Do not invest there!<\/strong><\/p>\n

Discussion.<\/strong><\/p>\n

In Part 1 of this review (that you can read here<\/a>), we tried to unravel the details of the five Amazing Flow<\/a> investment plans in an effort to make them more understandable.\u00a0 In this second part of the review, we\u2019ll take a close look at the results from Part 1 in an effort to determine the strong and weak parts of the investment plans.<\/p>\n

Just so that we have everything in one place, I\u2019m going to repeat what we came up with in Part 1 here.\u00a0 Then we will be ready to start our discussion\u2026<\/p>\n

First, here is the summary information for each of the five investment plans:<\/p>\n

Plan #1
\n1% daily for 22 days
\nTotal gross interest.\u00a0\u00a0 122%
\n$20 – $10,000
\nDeposit returned at end of period<\/p>\n

Plan #2
\n5.5% daily for 25 days
\nTotal gross interest.\u00a0 137.5%
\n$70 – $50,000
\nDeposit included<\/p>\n

Plan #3
\n5.33% daily for 30 days
\nTotal gross interest.\u00a0 160%
\n$150 – $100,000
\nDeposit included<\/p>\n

Plan #4
\n5.36% daily for 35 days
\nTotal gross interest.\u00a0 187.5%
\n$1,000 – $100,000
\nDeposit included<\/p>\n

Plan #5
\n5.22% daily for 45 days
\nTotal gross interest.\u00a0 235%
\n$5,000 – $100,000
\nDeposit included<\/p>\n

We also determined values of DNI for each of the investment plans as well as the number of days for each of the plans to break even.\u00a0 I\u2019ll repeat that information too:<\/p>\n

DNI<\/p>\n

Plan #1.\u00a0 1.0%
\nPlan #2.\u00a0 1.5%
\nPlan #3.\u00a0 2.0%
\nPlan #4.\u00a0 2.5%
\nPlan $5.\u00a0 3.0%<\/p>\n

Days to Break Even<\/p>\n

Plan #1.\u00a0 22 days
\nPlan #2.\u00a0 18.2 days
\nPlan #3.\u00a0 18.8 days
\nPlan #4.\u00a0 18.7 days
\nPlan $5.\u00a0 19.2 days<\/p>\n

The first thing that hit me after I had all this information in front of me are the values for DNI.\u00a0 As you move up through the five investment plans, the DNI increases by 0.5% for each plan.\u00a0 IT SEEMS THAT THE INVESTMENT PLANS HAVE BEEN DESIGNED AROUND DNI!\u00a0 This is the first time I have seen this occur with an HYIP!\u00a0 And, this is the right approach!\u00a0 DNI is the measure of profitability of an investment plan and therefore it should be the most important factor in its design.\u00a0 Typically, it appears that the DNIs of investment plans offered by an HYIP happen by ACCIDENT.\u00a0 Not in this case!\u00a0 The DNIs were obviously selected FIRST and then the investment plans designed to obtain them.\u00a0 This shows an unprecedented amount of financial foresight on the part of the Amazing Flow<\/a> administration.<\/p>\n

As you will recall from previous reviews, we always refer to the article in HYIP Insights #12<\/em><\/a> where we suggest that programs offering investment plans with DNIs less than 1% might have a good chance of long-term survival while programs offering investment plans with DNIs greater than 2% might have a poor chance.\u00a0 Between 1% and 2% is a borderland where other factors might come into play that could be very significant.\u00a0 Amazing Flow<\/a> offers investment plans having DNIs that range from 1% up to 3%, increasing (as we have already noted) by 0.5% as you move up through the five plans.<\/p>\n

There is another important factor that comes into play here which is the minimum investment required to take advantage of the different investment plans.\u00a0 The first three investment plans have minimum investments of $20, $70, and $150, which are all within the reach of the average online investor.\u00a0 However, the minimum investment for Plan #4 jumps up to $1,000, which is getting kind of high, and for Plan #5, it is $5,000 which is probably out of reach of almost all online investors.\u00a0 The point is that most of the activity in the Amazing Flow<\/a> investment plans will be in the plans with the lower DNIs.\u00a0 So, it is quite possible that, with good management practices, the program could be a survivor.\u00a0 It is obvious that a lot of thought was put into selecting these DNIs.\u00a0 Let\u2019s hope that some serious thought was also given to how well the company would be able to fulfill its obligations for paying interest earnings to its investors in the long term.<\/p>\n

There are a number of other interesting things about these investment plans.\u00a0 First of all, Plan #1 is the only one that holds your principal until the end of the plan.\u00a0 All the others return it as part of your earnings.\u00a0 The article in HYIP Insights #18<\/em><\/a> compared these two types of plans and the conclusion is simply that the plan which returns your deposit as part of your earnings is better since you are recovering it as the plan goes along and you will break even BEFORE the end of the plan.\u00a0 This is the case with Plans #2 through #5.\u00a0 From this point of view, since the minimum investment for Plan #2 is only $70, this would seem like a preferable option to Plan #1.\u00a0 In addition, Plan #2, with a DNI of 1.5%, is significantly more profitable than Plan #1, with a DNI of 1%.\u00a0 And, finally, as already implied, Plan #2 breaks even in 19 days while Plan #1 doesn\u2019t break even until the plan ends after 22 days.<\/p>\n

Here is something else that is very interesting.\u00a0 The daily gross interests that are paid for plans #2 through #5 are all roughly the same — in the narrow range between 5.22% and 5.50%.\u00a0 In fact, Plan #2 with the lowest DNI of the lot has the highest daily gross interest of 5.50% while Plan #5 with the highest DNI has the lowest daily gross interest of 5.22%.\u00a0 I suspect that this is the reason that Amazing Flow<\/a> did NOT give these gross interest rates in the description of the investment plans, as they might give many people the impression that the longer-term plans are LESS profitable.\u00a0 However, we have always emphasized in our blog that profitability depends on TWO things: interest rate AND investment term.\u00a0 DNI accounts for BOTH these factors.<\/p>\n

If you look at the time for Plans#2 through #5 to break even, you will see that they all are about the same.\u00a0 This is because they all pay roughly the same daily gross interest.\u00a0 What makes the plans profitability change is how LONG the plans are.\u00a0 The longer a plan runs after it breaks even, the more days that you have where you are making \u201cpure\u201d profit.\u00a0 This is the logic behind the Amazing Flow<\/a> investment plans.<\/p>\n

<\/a><\/p>\n

Conclusions.<\/strong><\/p>\n

Amazing Flow<\/a> offers five investment plans.\u00a0 The lowest interest plan returns your deposit at the end of the plan while the other four return it as part of your earnings.\u00a0 The investment plans appear to be exceptionally well-thought-out with daily net interest rates that increase by a precise amount as you move up from plan to plan.\u00a0 The trade-off is that, in order to enjoy the plans offering the higher interest rate, you have to commit to a larger minimum investment.\u00a0 However, this is beneficial to the overall program as the higher minimum investment requirement of the higher interest plans will decrease their popularity and thereby add to the sustainability of the overall program.\u00a0 The lowest interest investment plan that returns your deposit at the conclusion of the plan may be a poor choice compared to the plan immediately \u201cabove\u201d it for reasons given previously.\u00a0 The high amount of thought that was obviously given to the development of the Amazing Flow<\/a> investment plans suggests that the administrators of the program might be committed to a relatively long-term online presence.\u00a0 However, we always advise caution when investing in ANY online HYIP.\u00a0 The unexpected can most certainly happen!<\/p>\n

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This program has STOPPED paying! Do not invest there! Discussion. In Part 1 of this review (that you can read here), we tried to unravel the details of the five Amazing Flow investment plans in … Amazing Flow – Review Part 2<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":3495,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1054,1057,1061,1062,1058,1072,1063,1059,1060,1066,1065],"class_list":["post-3511","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-amazing-flow","tag-amazing-flow-info","tag-amazing-flow-investment-plan","tag-amazing-flow-investment-program","tag-amazing-flow-news","tag-amazing-flow-review","tag-amazing-flow-scam-or-paying","tag-amazing-flow-update","tag-amazing-flow-updates","tag-amazing-flow-com","tag-httpsamazing-flow-comrefemilynews","exalt-entry"],"yoast_head":"\nAmazing Flow - Review Part 2 - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=3511\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Amazing Flow - Review Part 2 | FAIR and FAST HYIP News | EmilyNews | EN | FAIR and FAST HYIP News | EmilyNews | EN\" \/>\n<meta property=\"og:description\" content=\"This program has STOPPED paying! 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