{"id":3336,"date":"2018-02-18T04:29:29","date_gmt":"2018-02-18T04:29:29","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=3336"},"modified":"2018-03-13T04:03:03","modified_gmt":"2018-03-13T04:03:03","slug":"ryna-holdings-review-part-1","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=3336","title":{"rendered":"Ryna Holdings – Review Part 1"},"content":{"rendered":"

This program has STOPPED paying! Do not invest there!<\/strong><\/p>\n

In our \u201cFirst Thoughts\u201d article comments about the Ryna Holdings<\/a> (Ryna<\/a> for short) investment plans, we pointed out that the plans appear to offer modest returns that might appeal to the more conservative investor.\u00a0 We also noted that the website obscures the interest rates that are paid and suggested that the reason might in fact be because of these lower returns — at last compared to the typical HYIP.\u00a0 However, all these were preliminary comments and we promised that, when we review the program, we would examine these investment plans in much greater detail.\u00a0 That\u2019s what we will do now\u2026<\/p>\n

<\/a><\/p>\n

The Ryna Holdings Investment Plans.<\/strong><\/p>\n

Ryna offers three investment plans.\u00a0 They are called \u201cPackages\u201d and their names are the Basic Package, the Top Package, and the Ultimate Package.\u00a0 All of the plans are one year long and return your deposit (investment) with your earnings.\u00a0 So, these are definitely a long-term investment plans.\u00a0 All of the plans pay earnings on a daily basis and these earnings can vary from day to day between limits given by the calculators for each of the investment packages.<\/p>\n

The website also gives the investment limits for each plan as well as the maximum total gross annual interest each plan can pay.\u00a0 Here is that information:<\/p>\n

Basic Package
\n$10 – $1,000
\nAnnual return up to 329%<\/p>\n

Top Package
\n$1,001 – $5,000
\nAnnual return up to 475%<\/p>\n

Ultimate Package
\n$5,001 – $30,000
\nAnnual return up to 620%<\/p>\n

Comparing these numbers, it is easy to see that, in-so-far-as investment limits are concerned, one plan begins where the previous one leaves off.\u00a0 However, missing from this information are the daily rates of interest that each plan pays.\u00a0 They are actually given but are hidden in the data for dollar values of earnings that the calculators for each plan provide.\u00a0 Let\u2019s try to sort through that now.<\/p>\n

We\u2019ll start by taking a close look at the information given for the Basic Package.\u00a0 First of all, as is also true for the other packages, no matter what investment you select in the calculator, it will give you the DOLLAR value (these are NOT percents) of the LIMITS of your return on a daily, weekly, or monthly basis.\u00a0 Daily would really be sufficient as you can get the weekly returns by multiplying the daily by seven and the monthly by multiplying the daily by 30.\u00a0 There might be a little bit of \u201cround-off\u201d error.\u00a0 Just ignore that.\u00a0 So, for the most part, in what follows, I will be referring to the data given for daily returns (as the other data really aren\u2019t necessary).<\/p>\n

OK, still looking at the Basic package, set the calculator to the minimum investment of $10.\u00a0 The calculator will then tell you that your daily gross return will be a minimum of $0.06 and a maximum of $0.09.\u00a0 Well, we want to know what PERCENT of our deposit we are earning on a daily basis.\u00a0 That\u2019s simple to determine.\u00a0 You divide the dollar value of the return by the dollar value of your investment and then multiply the result by 100 to make it a percent.\u00a0 Doing this for the $0.06 return, we get a daily gross interest of 0.60%\/day (.06\/10 x 100).\u00a0 Also doing this for the return of $0.09\/day, we get a daily gross interest of 0.90%\/day (.09\/10 x 100).\u00a0 So, your daily gross interest can be anywhere between 0.60%\/day and 0.90%\/day.\u00a0 If you take the high value of 0.90% and multiply it by 365 days, you get 329%.\u00a0 This checks with the value given in the website as the maximum possible value of your total gross interest.\u00a0 Two things should be clear about that:<\/p>\n

1. It is a gross return.\u00a0 You should subtract 100% from this to get your total net interest.\u00a0 The total net interest (profit) would therefore be 229%<\/p>\n

2.\u00a0 It is very unlikely (impossible?) that you would receive this amount as it assumes you are receiving the maximum return every day of the year.\u00a0 To be very safe, for purposes of estimating income, you might want to use the minimum return that is promised.\u00a0 Perhaps the most accurate way to go might be to use the average of the minimum and maximum.\u00a0 In this case, the average of the minimum daily gross interest of 0.6% and the maximum daily gross interest of 0.9% would be 0.75%\/day ((.6 + .9)\/2).<\/p>\n

To make all this very clear, now set your calculator to $1,000, the maximum permissible investment for the Basic Package.\u00a0 In this case, you get a minimum daily return of $5.92 and a maximum daily return of $9.01.\u00a0 The equivalent percent return for the $5.92 dollar return would again be 0.60% per day (5.92\/10 x 100), the same as we obtained for the minimum investment of $10.\u00a0 Likewise, the equivalent percent return for the maximum investment permissible investment would again be 0.90%\/day.\u00a0 The point is that the percent return for the Basic Package does NOT change no matter what the value of your investment might be.<\/p>\n

Let\u2019s move up to the Top Package now and repeat some of these same calculations.\u00a0 We\u2019ll start by looking at the minimum investment of $1.001.\u00a0 The calculator indicates that this investment would yield a minimum daily return of $10.01 and a maximum of $13.03.\u00a0 The PERCENT return corresponding to the minimum return comes out to 1.00%\/day (10.01\/1,001 x 100) and the percent return corresponding to the maximum return comes out to 1.30% (13.03\/1,001 x 100).\u00a0 \u00a0Just as was true for the Basic Package, you would get the same gross daily returns no matter what your investment is in the Top Package.\u00a0 For purposes of predicting earnings, it might be useful to compute the average percent return these two extremes.\u00a0 This comes out to 1.15% (1 + 1.3\/2).<\/p>\n

One other thing is worth noting.\u00a0 If you would like to invest $1,000 with Ryna<\/a>, please add one dollar to it so that you can use the Top Package rather than the Basic Package.\u00a0 Referring to the average daily gross interests that we have calculated, this will increase your gross return from 0.75% per day to 1.15% per day.\u00a0 This is very significant and applies to any investment a person is considering that is only a little below $1,000.\u00a0 My suggestion would be that, for investments of $900 and above, add whatever is necessary to them to bring them up to $1,000 so that you can enjoy a much more favorable interest return of the Top Package.<\/p>\n

OK, in the interest of saving paper and, in case you\u2019re getting sick of looking at numbers, I\u2019m not going to do all this again for the Ultimate plan.\u00a0 However, here is a table of the results you would get if you had done all this arithmetic.\u00a0 I\u2019m going to also include some of the given information about the three investment plans as well.<\/p>\n

Basic Package
\n$10 – $1,000
\nMinimum daily gross interest.\u00a0 0.60%
\nMaximum daily gross interest.\u00a0 0.90%
\nAverage daily gross interest.\u00a0 0.75%<\/p>\n

Top Package
\n$1,001 – $5,000
\nMinimum daily gross interest.\u00a0 1.00%
\nMaximum daily gross interest.\u00a0 1.30%
\nAverage daily gross interest.\u00a0 1.15%<\/p>\n

Ultimate Package
\n$5,001 – $30,000
\nMinimum daily gross interest.\u00a0 1.40%
\nMaximum daily gross interest.\u00a0 1.70%
\nAverage daily gross interest.\u00a0 1.55%<\/p>\n

<\/a><\/p>\n

Now that you have all this information in front of you in one place, you can probably appreciate the order to the numbers that are involved.\u00a0 First, the difference between the minimum and maximum gross daily interest in each of the plans is 0.30%.\u00a0 Second, the difference between the lowest daily gross interest of one package and the highest daily gross interest of the one before it is 0.10%.\u00a0 Whoever designed these investment plans was on the ball.\u00a0 The shame of all this is that I have had to do a few pages of arithmetic to figure everything out.\u00a0 I feel that this information should have been provided in the website description of these investment plans.\u00a0 In our First Thoughts article, we suggested that the reason why Ryna<\/a> might not have done this is because these interest rates are somewhat low for the HYIP industry.\u00a0 As far as Emily News is concerned, they are EXACTLY what we are looking for! They are EXACTLY what will maximize the chances for long-term survival of this investment program!<\/p>\n

We still have a lot of ground to cover.\u00a0 All we\u2019ve done so far is to \u201cdecode\u201d the Ryna<\/a> investment plans.\u00a0 But, this is enough for now.\u00a0 In Part 2 of this review<\/a>, we will analyze these investments plans, discuss their strong and weak points, and, finally, see what conclusions we can draw from all this.\u00a0 Please stay tuned\u2026<\/p>\n

*********************************<\/p>\n

If one of the paying programs on our Monitor appeals to you, please support EmilyNews<\/em> by registering for it on our website. Thanks very very much!<\/p>\n

*********************************<\/p>\n

Be the first to get most important HYIP news everyday!
\nSimply Follow EN Facebook<\/strong><\/a>, EN Telegram<\/strong><\/a>, EN Twitter<\/strong><\/a>
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If you like this article, please share it by using the social media buttons below.<\/p>\n","protected":false},"excerpt":{"rendered":"

This program has STOPPED paying! Do not invest there! In our \u201cFirst Thoughts\u201d article comments about the Ryna Holdings (Ryna for short) investment plans, we pointed out that the plans appear to offer modest returns … Ryna Holdings – Review Part 1<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":3327,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1005,992,1003,1001,1002,997,1004,1000,998,999],"class_list":["post-3336","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-httpsryna-holdings","tag-ryna-holdings","tag-ryna-holdings-info","tag-ryna-holdings-investment-plan","tag-ryna-holdings-investment-program","tag-ryna-holdings-news","tag-ryna-holdings-review","tag-ryna-holdings-scam-or-paying","tag-ryna-holdings-update","tag-ryna-holdings-updates","exalt-entry"],"yoast_head":"\nRyna Holdings - Review Part 1 - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=3336\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ryna Holdings - Review Part 1 | FAIR and FAST HYIP News | EmilyNews | EN | FAIR and FAST HYIP News | EmilyNews | EN\" \/>\n<meta property=\"og:description\" content=\"This program has STOPPED paying! 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