{"id":3154,"date":"2018-01-30T04:03:46","date_gmt":"2018-01-30T04:03:46","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=3154"},"modified":"2018-01-30T04:03:46","modified_gmt":"2018-01-30T04:03:46","slug":"news-commentary-315-buratos-changes-investment-plans","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=3154","title":{"rendered":"News Commentary #315 – Buratos Changes its Investment Plans"},"content":{"rendered":"

A Complete Revision!<\/strong><\/p>\n

I don\u2019t know when this happened.\u00a0 However, I just looked over the Buratos<\/a> (reviewed here<\/a>) website and I was a little bit surprised as the investment plans didn\u2019t quite look like I remember them.\u00a0 So, I pulled out our review of the program which was in October of last year and discovered that some BIG changes had been made.\u00a0 I have no idea when this happened.\u00a0 However, in case you also missed this, the purpose of this News Commentary is to bring you up to speed on what has happened.<\/p>\n

Probably the best place to start would be to recall what the original Buratos<\/a> investment plans looked like.\u00a0 With that in mind, I\u2019m going to copy some of what I wrote about them in our review last year.<\/p>\n

Buratos Investment Plans.<\/strong><\/p>\n

Buratos<\/a>\u00a0offers three investment plans.\u00a0 They all run for a full year and your deposit is included along with your daily earnings.\u00a0 Here is the summary information provided for each of the plans:<\/p>\n

Plan 1<\/u><\/strong>
\n0.75% per day
\n$25 \u2013 $500<\/p>\n

Plan 2<\/u><\/strong>
\n0.86% per day
\n$501 \u2013 $1,000<\/p>\n

Plan 3<\/u><\/strong>
\n1.04%\/day
\n$1,001 \u2013 $3,000<\/p>\n

There are a few interesting things about these investment plans. \u00a0First of all, I love their names!\u00a0 They couldn\u2019t be simpler.\u00a0 No gold, silver, VIP, etc. plans or anything like that.\u00a0 Just plain old numbers!\u00a0 Next, the minimum investments to utilize the plans are all very reasonable.\u00a0 They do increase as the rate of return increases.\u00a0 But, Plan 3, with the highest rate of return, only has a minimum investment of $1,000 which is probably within the reach of most serious online investors.\u00a0 Related to this, the maximum investment for Plan 3 is a mere $3,000.\u00a0 The admin of this program is definitely NOT looking to catch a big fish.\u00a0 I obviously like this approach and it by no means stops you from investing a larger amount.\u00a0 You simply make multiple deposits.\u00a0 I feel that more programs should take this approach.\u00a0 It is a very realistic one for the online investor.<\/p>\n

Analysis of the Buratos Investment Plans.<\/strong><\/p>\n

Let\u2019s take a closer look at Plan 1.\u00a0 For a daily return of 0.75%, the total gross return for the one year investment period will be 274%.\u00a0 Since this includes your original deposit, you must subtract 100% to get your total net return which would be 174%.\u00a0 Dividing his by 365 days you get an effective daily net interest (DNI) of 0.48% (105\/365).\u00a0 You get the number of days for the plan to break even by dividing 100% by the gross daily interest paid or 134 days (100\/.75).\u00a0 You can easily make the same calculations for the other two investment plans to come up with the following results:<\/p>\n

Plan 1<\/u>
\nTotal gross profit = 274%
\nTotal net profit = 174%
\nDNI = 0.48%
\nDays to break even = 134<\/p>\n

Plan 2<\/u>
\nTotal gross profit = 314%
\nTotal net profit = 214%
\nDNI = 0.59%
\nDays to break even = 117<\/p>\n

Plan 3<\/u>
\nTotal gross profit = 380%
\nTotal net profit = 280%
\nDNI = 0.77%
\nDays to break even = 97<\/p>\n

You will recall that many times we referred to\u00a0HYIP Insights #12<\/em>\u00a0(that you can read\u00a0here<\/a>) where we suggested that investment plans with DNIs less than 1% are more apt to be sustainable in the long term.\u00a0 All of these plans fall into this range so that the overall program has a high probability of long term success.\u00a0 Often times an HYIP will have a number of investment plans with low DNIs such as these but also plans with high ones.\u00a0 The high ones, of course, could create payment problems for the program and hence it could be forced to close \u2014 even though it also had a number of programs with lower DNIs that might have given a person the impression that the overall program would be sustainable. \u00a0Fortunately, in many of these situations, the minimum deposit required to take advantage of these high interest investment plans is often very high so that they might not even be used at all!\u00a0 But, this discussion is irrelevant to Buratos<\/a> as all of its investment plans have sensible DNIs and, as we already indicated, the minimum investment requirement for all the investment plans is within the reach of almost everyone.<\/p><\/blockquote>\n

The new Buratos<\/a> investment plans have the same minimum and maximum investment amounts and also offer the same interest rates as the old plans.\u00a0 So, if you look at the info on the plans that is given in the website, you might not realize that anything has changed — because the numbers are all the same.\u00a0 However, two HUGE changes have been made:<\/p>\n