{"id":3031,"date":"2018-01-22T03:49:07","date_gmt":"2018-01-22T03:49:07","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=3031"},"modified":"2018-02-12T06:35:42","modified_gmt":"2018-02-12T06:35:42","slug":"vinom-veritas-review","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=3031","title":{"rendered":"In Vinom Veritas – Review"},"content":{"rendered":"

This program has STOPPED paying! Do not invest there!<\/strong><\/p>\n

Analysis of the \u201cIn Vinom Veritas\u201d Investment Plans.<\/strong><\/p>\n

In our \u201cFirst Thoughts\u201d article about \u201cIn Vinom Veritas<\/a>\u201d (which I\u2019m going to abbreviate as IVV<\/a> from now on), we said a few things about two of the company\u2019s investment plans.\u00a0 Now, I\u2019d like to do a detailed analysis of ALL four of the IVV<\/a> plans, including these two.\u00a0 Let\u2019s start by repeating the information the website gives about each of the plans\u2026<\/p>\n

\"\"<\/a><\/p>\n

BREEZY<\/strong>
\nDeposit Amount: from $5 to $250
\nPercent: 0.8% in a day
\nTerm of deposit: 7 days
\nRefund of a deposit: At the end of the term<\/p>\n

AGED<\/strong>
\nDeposit Amount: from $251 to $700
\nPercent: 10% in a day
\nTerm of deposit: 11 days
\nRefund of a deposit: In payments<\/p>\n

TASTY<\/strong>
\nDeposit Amount: from $701 to $20 000
\nPercent: 14% in a day
\nTerm of deposit: 8 days
\nRefund of a deposit: In payments<\/p>\n

GORGEOUS<\/strong>
\nDeposit Amount: from $20 001 to $50 000
\nPercent:\u00a015% in a day
\nTerm of deposit: 9 days
\nRefund of a deposit: In payments<\/p>\n

First, let\u2019s take a look at the Breezy plan.\u00a0 This plan is easy to figure out as it returns your investment at the end of the plan\u2019s term.\u00a0 This being the case and assuming that the program doesn\u2019t close before the plan ends after seven days, the 0.80% interest that it pays per day is pure profit — something that we at Emily New<\/em>s refer to as daily net interest or DNI.\u00a0 Of course, this isn\u2019t really profit until the program ends and you get your investment back.\u00a0 But, this is the idea of DNI.\u00a0 It is a one number measure of the average daily profitability of an investment plan assuming that it runs to completion.<\/p>\n

Next, let\u2019s take a look at the Aged plan that pays 10% per day and runs for 11 days.\u00a0 The 10% includes your investment.\u00a0 You obtain the total gross interest paid by the plan by multiplying the daily gross interest of 10% by the 11-day length of the plan to get 110%.\u00a0 Since this includes your investment, you obtain the total net interest by subtracting 100% from this to get 10%.\u00a0 Dividing this by the 11-day length of the plan, you get the daily net Interest or DNI of the plan which comes out to 0.91% — which is quite close to the 0.80% DNI for the Breezy plan.\u00a0 If you do the same arithmetic for the other two IVV<\/a> investment plans, the Tasty and Gorgeous plans, you get the following results for DNI:<\/p>\n

Breezy:\u00a0 0.80%
\nAged:\u00a0 0.91%
\nTasty:\u00a0 1.50%
\nGorgeous:\u00a0 3.89%<\/p>\n

It is very easy to see that the Gorgeous plan is the most profitable by far; it is almost in a class by itself.\u00a0 However, if you remember that it takes a minimum of $10,001 to participate in this investment plan, it becomes pretty obvious that almost no one will utilize it.\u00a0 It is simply beyond the reach of the typical online investor.\u00a0 And, the wise online investor would probably want a lot more information about the program than the website provides before investing this kind of money.\u00a0 This comment applies not only to IVV<\/a>, but to just about all HYIPs that offer investment plans with such a high entry price tag.\u00a0 However, if you are VERY brave, perhaps this plan might be for you.\u00a0 Theoretically, it offers you over twice the profitability of the Tasty plan, the next most profitable plan.<\/p>\n

Now, let\u2019s return to a discussion of the first three investment plans.\u00a0 In HYIP Insights #12 <\/em>(that you can read here<\/a>), we discussed ranges of DNIs that we felt were indicators of the probability of survivability of HYIP investment programs.\u00a0 Specifically, we suggested that, if a program offers investment plans with DNIs that are less than 1%, it might have a high probability of long term survivability.\u00a0 On the other hand, programs offering investment plans with DNIs greater than 2% might have only a limited chance of long term survival.\u00a0 Programs with investment plans having DNIs between 1% and 2% could go either way depending on a number of factors.\u00a0 Concerning the IVV <\/a>investment plans, the Breezy and the Aged plans have DNIs that are below 1%.\u00a0 The Tasty plan has a DNI of 1.5% which really isn\u2019t too bad.\u00a0 The gorgeous plan has a DNI that it quite high.\u00a0 However, as I have already indicated, that plan will probably be used only rarely, if at all.\u00a0 So, it will probably have little influence on the survivability of the overall program.\u00a0 So, with all this in mind, the prognosis for long term survivability of the IVV <\/a>program is pretty good — probably as good, if not better, than the typical HYIP.<\/p>\n

Usually with an HYIP, we determine the number of days for its investment plans to break even.\u00a0 We will now do that for the IVV<\/a> plans.\u00a0 However, I suspect that, since these are very short-term investment plans, they won\u2019t break even until a day or two before the plan ends.\u00a0 For the Breezy plan, we already noted that, since the interest is low, you won\u2019t break even until the plan ends and your investment is returned to you.\u00a0 What about the Aged plan?\u00a0 It pays 10% interest per day.\u00a0 Dividing 100% by this, we get that the plan will break even in exactly 10 days.\u00a0 Well, the plan is 11 days long.\u00a0 So, if you are a nervous investor, as soon as you receive your earnings on day 10, withdraw them — and you will be safe.\u00a0 Here are the results of the same arithmetic for all the plans.<\/p>\n\n\n\n\n\n\n\n
<\/td>\nLength of Plan<\/td>\nDays to Break Even<\/td>\n<\/tr>\n
Breezy<\/td>\n7<\/td>\n7<\/td>\n<\/tr>\n
Aged<\/td>\n11<\/td>\n10<\/td>\n<\/tr>\n
Tasty<\/td>\n8<\/td>\n8<\/td>\n<\/tr>\n
Gorgeous<\/td>\n9<\/td>\n7<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Looking at these numbers, you can see that, in just about all the plans, you don\u2019t break even till the last day.\u00a0 It’s important to remember that, in the last three plans where you are recovering 10% or more of your investment every day, you should withdraw your earnings on a daily basis.\u00a0 This is a significant safety measure in case the program closes prematurely.\u00a0 Don\u2019t get lazy and skip a day.\u00a0 It doesn\u2019t make sense to needlessly lose 10 percent or more of your investment.<\/p>\n

\"\"<\/a><\/p>\n

Other Features of the Program.<\/strong><\/p>\n

IVV <\/a>uses Payeer, Perfect Money, and AdcCash for depositing and withdrawing funds to and from the program.\u00a0 Notably, Bitcoin is absent.\u00a0 Perhaps it will be added in the future?\u00a0 It is a big help for US investors as it is difficult or impossible for them to use these payment processors in the US.\u00a0 The minimum investment is $10 (in the Breezy plan) and the minimum withdrawal is a minuscule $0.10.\u00a0 Withdrawals are processed manually and can take up to 28 hours.<\/p>\n

IVV <\/a>has a referral program that pays commissions on deposits made in the first two levels of a person\u2019s downline.\u00a0 The rates are 5% and 3% except that, for some reason, deposits made in the Aged plan only pay commissions of 3% and 1%.\u00a0 I can think of no other reason for this other than that this might be the most popular plan (with a permissible deposit range from $251 to $700) and this is a way for IVV<\/a> to reduce the commissions it will have to pay in this plan.<\/p>\n

Support from IVV <\/a>does not appear to be very good.\u00a0 Although there is Telegram and access to a VC group (something I am not familiar with), no email contact address is given.\u00a0 Likewise, the standard contact form isn\u2019t there.\u00a0 This is the first HYIP I have reviewed than doesn\u2019t have an email contact address.\u00a0 That is a high priority item that should be corrected as soon as possible.<\/p>\n

In summary, IVV <\/a>is an interesting program with a very tasty product.\u00a0 It offers four short term investment plans.\u00a0 Three out of four of them make good sense.\u00a0 The one hi-ticket plan probably will not be used very often which is good as it would detract from the survivability of the overall program.\u00a0 So, if short term investment programs are to your liking, this might be exactly what you are looking for.\u00a0 As always, if you do decide to invest with IVV<\/a>, we recommend that you diversify your portfolio by investing in other programs as well.\u00a0 And, finally, never ever invest more than you can afford to lose.\u00a0 Good Luck!<\/p>\n

*********************************<\/p>\n

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This program has STOPPED paying! Do not invest there! Analysis of the \u201cIn Vinom Veritas\u201d Investment Plans. In our \u201cFirst Thoughts\u201d article about \u201cIn Vinom Veritas\u201d (which I\u2019m going to abbreviate as IVV from now … In Vinom Veritas – Review<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[880,879,882,885,883,884,886,893,889,888,887,881],"class_list":["post-3031","post","type-post","status-publish","format-standard","hentry","category-reviews","tag-httpsinvinomveritas-com","tag-httpsinvinomveritas-comrefemilynews","tag-in-vinom-veritas","tag-in-vinom-veritas-info","tag-in-vinom-veritas-investment-plan","tag-in-vinom-veritas-investment-program","tag-in-vinom-veritas-news","tag-in-vinom-veritas-review","tag-in-vinom-veritas-scan-or-paying","tag-in-vinom-veritas-updates","tag-in-vinom-veritasupdate","tag-invinomveritas-com","exalt-entry"],"yoast_head":"\nIn Vinom Veritas - Review - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=3031\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"In Vinom Veritas - Review | FAIR and FAST HYIP News | EmilyNews | EN\" \/>\n<meta property=\"og:description\" content=\"This program has STOPPED paying! Do not invest there! Analysis of the \u201cIn Vinom Veritas\u201d Investment Plans. 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