{"id":2769,"date":"2017-12-22T04:56:10","date_gmt":"2017-12-22T04:56:10","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=2769"},"modified":"2017-12-30T16:34:56","modified_gmt":"2017-12-30T16:34:56","slug":"solis-review-part-2","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=2769","title":{"rendered":"Solis &#8212; Review Part 2"},"content":{"rendered":"<p><strong style=\"color: red;\">This program has STOPPED paying! Do not invest there!<\/strong><\/p>\n<p><strong>Analysis of the Solis Investment Plans.<\/strong><\/p>\n<p>In <a href=\"http:\/\/emilynews.com\/blog\/?p=2756\" target=\"_blank\" rel=\"noopener\">Part 1<\/a> of this review, I tried to lay out all the characteristics of the <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis<\/a> investment plans.\u00a0 It would be helpful if you had that information in front of you when you go over what follows.\u00a0 In light of what we discovered in Part 1, you might even have suspected that it will be very difficult &#8212; or at least very impractical &#8212; to do a precise analysis of the investment plans.\u00a0 It turns out that this is, indeed, the case.\u00a0 However, we will surely be able to make some useful approximations that should be helpful.\u00a0 Let\u2019s begin.<\/p>\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full\" src=\"https:\/\/solis.land\/invites\/en\/1.gif\" width=\"468\" height=\"60\" \/><\/a><\/p>\n<p>First of all, the investor might be overwhelmed by the number of investment plans that <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis <\/a>offers.\u00a0 Fifteen is quite a lot!\u00a0 Simply stated, the rule to follow is that you should put your money where you will earn the most interest.\u00a0 As an example, suppose that you have $3,000 that you would like to invest.\u00a0 With all these investment plans, there are a number of ways to go.\u00a0 Here are some of them:<\/p>\n<p>Plan #8:\u00a0 Buy six $500 packs and earn 24%\/month<\/p>\n<p>Plan #9:\u00a0 Buy three $1,000 packs and earn 25%\/month<\/p>\n<p>Plan #10:\u00a0 Buy one $2,500 pack and earn 26%\/month PLUS use Plan #8 to buy one $500 pack and earn 24%\/month<\/p>\n<p>The third option is best.\u00a0 Again, always aim at the highest interest investment plan.\u00a0 One wonders why the <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis<\/a> includes so many lower paying possibilities.\u00a0 Are they trying to trick their investors?\u00a0 Usually, in HYIP investment plans, one plan picks up where a previous one leaves off.\u00a0 So, you don\u2019t have to wrestle with this problem.<\/p>\n<p>Well, if you thought this was complicated, wait till you see what we tackle next!\u00a0 Let\u2019s see how this 70\/30 split of earnings works out with respect to the part of it you can withdraw and the part of it you must reinvest.\u00a0 To get a feel for this, like the above example, let\u2019s look at a specific case.\u00a0 Suppose that you invest $250, the minimum amount for Plan #7.\u00a0 To keep things simple, I\u2019m only going to look at what happens assuming that interest is paid on a monthly basis.\u00a0 (I realize that, in actuality, things would be a somewhat different because interest is paid in smaller amounts on working days.\u00a0 However, the concept will be the same).\u00a0 Plan #7 pays 23% interest after one month.\u00a0 So, the total earnings for the month would be $57.50 (.23 x 250).\u00a0 70% of this, or $40.25, goes into your Earnings Balance that you can withdraw and 30% of this, or $17.25, goes into your Purchase Balance that you must reinvest.\u00a0 So, let\u2019s assume that in the second month we buy 17 of the $1 packs of Plan #1.\u00a0 At the end of the second month, you would again earn 57.50 in earnings on your $250 deposit (which would again be split 70\/30).\u00a0 You would also earn 17% of your $17 investment in Plan #1 (it is a coincidence that both numbers happen to be \u201c17\u201d).\u00a0 This interest would be $2.89 (.17 x 17).\u00a0 You can withdraw 70% of this, or $2.03, and 30% of this, or $0.87, must be reinvested.\u00a0 Note that this is below the minimum investment of $1.\u00a0 However, you might be able to squeeze a $1 investment out of this as you had $0.50 left over in your Purchase Balance after you purchased the 17 packs of Plan #1.\u00a0 But, we are talking about pennies here.\u00a0 So, a third level of investment is a probably a waste of time to consider in our analysis.\u00a0 I believe that earnings from this level would always be insignificant compared to earnings from your base investment.<\/p>\n<p>Can you see what is happening?\u00a0 Every month, 30% of your earnings will be placed in your Purchase Balance.\u00a0 If you invest it, you will earn around $2 per month.\u00a0 And, every month you will earn an additional $2 on the NEW interest generated by your original deposit of $250.\u00a0 So, as the month go by, your earnings would appear as follows:\u00a0 <em>\u00a0<\/em><\/p>\n<p>First month:\u00a0 $40.25 (let\u2019s round that off to $40 from now on)<br \/>\nSecond month:\u00a0 $40 + $2<br \/>\nThird month:\u00a0 $40 + $2 + $2<br \/>\nFourth month:\u00a0 $40 + $2 + $2 + $2 (I think that you can see the trend now)<br \/>\nFifth month:\u00a0 $48<br \/>\nSixth month:\u00a0 $50<br \/>\nSeventh month:\u00a0 $52<br \/>\nEighth month:\u00a0 $54<br \/>\nNinth month:\u00a0 $56<br \/>\nTenth month:\u00a0 $58<br \/>\nEleventh month:\u00a0\u00a0 $60<br \/>\nTwelfth month:\u00a0 $62<\/p>\n<p>Now you can see the effect of compounding.\u00a0 After a year, you are earning around 25% (62\/250) per month of your original investment.\u00a0 These are earnings that you KEEP; these are not split between your Earnings Balance and your Purchase Balance.\u00a0 We already accounted for that.<\/p>\n<p>Returning to your original investment, recall that your deposit was in Plan #7 that has a nominal interest rate of 23% per month. \u00a0However, you only had access to 70% of that or around 16% (.7 x 23) per month.\u00a0 So, in the course of a year\u2019s time, your \u201ctake-home\u201d interest increased from around 16% to around 25% per year.\u00a0 This increase is due to compounding and it\u2019s very significant.\u00a0 It\u2019s around a 50% increase!<\/p>\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full\" src=\"https:\/\/solis.land\/invites\/en\/1.gif\" width=\"468\" height=\"60\" \/><\/a><\/p>\n<p>The question still remains as to what interest rate should be used when analyzing the <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis<\/a> investment plans to predict their profitability.\u00a0 There are two complicating factors.\u00a0 The programs are \u201cperpetual\u201d and we don\u2019t know how long the program will survive.\u00a0 Also, there is compounding going on which changes the interest earned every day.<\/p>\n<p>Given all this, the best we can do is to make an educated GUESSTIMATE as to how things will work out.\u00a0 So, just so that we have some CONVENIENT numbers to work with, I am going to assume that the nominal interest rates given by <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis <\/a>BEFORE deducting the 30 % that is retained for reinvestment will correspond to actual earnings in the long run.\u00a0 Our example above showed that actual earnings of 25% occurred in roughly a year when the nominal interest rate given by Solis was 23%.\u00a0 So, we might be in the general ballpark assuming that the program survives for a year or so.\u00a0 Of course, we would like to think it will survive longer.\u00a0 Then, these interest rates will be too low.\u00a0 The flip side of the coin is that, the higher the interest rates go, the more difficulty <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis <\/a>will have paying them.<\/p>\n<p>So, we will use the first table given in Part 1 of the review for the gross interest rates paid by the program.\u00a0 I\u2019m repeating it again here:<\/p>\n<p>Plan #\u00a0 \u00a0 Min Investment\u00a0 \u00a0 Profit\/Month<\/p>\n<p>1\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$1\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 17%<br \/>\n2\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $5\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 18%<br \/>\n3\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $10\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 19%<br \/>\n4\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $25\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 20%<br \/>\n5\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $50\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 21%<br \/>\n6\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $100\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 22%<br \/>\n7\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $250\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 23%<br \/>\n8\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $500\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 24%<br \/>\n9\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $100\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a025%<br \/>\n10\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $2,500\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a026%<br \/>\n11\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$5,000\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a027%<br \/>\n12\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 $10,000\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a028%<br \/>\n13\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$25,000\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a029%<br \/>\n14\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$50,000\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a030%<br \/>\n15\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0$100,000\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 31%<\/p>\n<p>OK, when speaking of the profitability of an investment plan, we always refer to the daily net interest (DNI) of the plan.\u00a0 DNI is simply the total net interest averaged over the length of the plan.\u00a0 We need two pieces of information to compute DNI: interest rate and length of plan.\u00a0 As I already indicated, we will use the interest rates in the table above.\u00a0 For lack of anything else, let\u2019s assume that the program has life span of one year.\u00a0 Obviously, both investors and the folks at <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis <\/a>will hope for a much longer life than this.\u00a0 Those are our wishes as well.\u00a0 So, in advance, I will note, that, if the program survives longer than a year these results will change radically for TWO reasons: compounding will increase the interest rate paid and the longer time period will increase the profits made.<\/p>\n<p>As an example, let\u2019s calculate the DNI for Plan #1 using these assumptions.\u00a0 For a gross interest of 17% per month, the total gross interest in one year will be 204%.\u00a0 Subtracting 100% because this includes your deposit, we get a total net interest of 104%.\u00a0 Finally, dividing this by the number of CALENDAR days in a year, we get a DNI of 0.28%.\u00a0 Making the same calculation for all the <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis<\/a> investment plans, we come up with the following:<\/p>\n<p>Plan #\u00a0 \u00a0 Gross Interest\u00a0 %\u00a0 \u00a0 DNI %<\/p>\n<p>1\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a017\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.28<br \/>\n2\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 18\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.32<br \/>\n3\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a019\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.35<br \/>\n4\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a020\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.38<br \/>\n5\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a021\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.42<br \/>\n6\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.45<br \/>\n7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a023\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.48<br \/>\n8\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a024\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.52<br \/>\n9\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a025\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.55<br \/>\n10\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a026\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.58<br \/>\n11\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a027\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.61<br \/>\n12\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 28\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.65<br \/>\n13\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a029\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.68<br \/>\n14\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a030\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.71<br \/>\n15\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a031\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0.75<\/p>\n<p>Referring back to the article in HYIP Insights #12, we suggested that programs offering investment plans having DNIs less that 1% might have a high probability of long term survival.\u00a0 The <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis<\/a> investment plans are all within this range which is a very hopeful sign.\u00a0 According to the website, <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis <\/a>has been around for over seven months &#8212; which is no small accomplishment for an online investment program.\u00a0 So, it appears that there might be some good thinking behind these investment plans.<\/p>\n<p>In closing, all of the foregoing is an attempt to put numbers on the <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis <\/a>investment plans.\u00a0 In very general terms, our results suggest that, at least for the first year or so of operation, the company has a very good chance of survival.\u00a0 This, of course, is the most important thing in the mind of the typical HYIP investor.\u00a0 After a year or so, as interest paid to investors continues to compound, <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis <\/a>will slowly experience a heavier and heavier burden of obligation to pay earnings to its investors.\u00a0 And, there will be no relief from this as the investment plans are \u201cperpetual.\u201d\u00a0 So, it is a good thing that <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis <\/a>has begun its investment programs with very modest interest rates.<\/p>\n<p>One final thing we haven\u2019t discussed is the length of time it will take you to break even with the <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis <\/a>investment plans.\u00a0 In order to do this, we again need interest rates upon which to base our predictions.\u00a0 The last table that I gave is the result of considering the effects of compounding over a one-year period.\u00a0 Since the investment plans should break even much more quickly than that, we should use lesser rates.\u00a0 A safe rate to use would be 70% of those in the first table given in Part 1 of this review.\u00a0 This table was repeated in this Part of the review as well.\u00a0 For example, for Plan #1, we would use 70% of the 17% as total gross interest that you receive as the dollars that you put into your pocket every month.\u00a0 For this plan it comes out to around 12%.\u00a0 For an HYIP, this is very low.\u00a0 Dividing 100% by this amount, you find that it would take around eight months to break even.\u00a0 Quite a long time.\u00a0 As a second example, let\u2019s take a look at Plan #7 which we studied earlier in this article.\u00a0 Taking 70% of the published 23% return, you get around 16%.\u00a0 Dividing 100% by this amount, you find that it would take around six months to break even.\u00a0 This is an improvement over the result we got for Plan #1.\u00a0 However, in the HYIP business it is still a long time.\u00a0 In reality, you would break even sooner than these predicted amounts as they did NOT take into consideration the effects of compounding &#8212; which would surely be kicking in after six months or so.\u00a0 However, we have done more than enough arithmetic in this review!\u00a0 So, these numbers will have to suffice for now.<\/p>\n<p>Perhaps you might be interested in investing with <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis<\/a>.\u00a0 They are doing quite well so far and our analysis above suggests that, while they might not survive forever, they should be able to stay in the business for a decent length of time.\u00a0 As always, if you do invest with <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis<\/a>, we recommend that you diversify your portfolio by investing in a number of additional programs.\u00a0 And, of course, never invest more than you can afford to lose.\u00a0 Good Luck!<\/p>\n<p>P.S.\u00a0 As I write this review, I notice that <a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\">Solis<\/a> has just added a cryptocurrency investment program to their line-up of investment opportunities.\u00a0 We\u2019ll take a look at them in Part 3 of this review!<\/p>\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1158\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full\" src=\"https:\/\/solis.land\/invites\/en\/1.gif\" width=\"468\" height=\"60\" \/><\/a><\/p>\n<p>*********************************<\/p>\n<p>If one of the paying programs on our Monitor appeals to you, please support <em>Emily News<\/em> by registering for it on our website. Thanks very very much!<\/p>\n<p>*********************************<\/p>\n<p>Be the first to get most important HYIP news everyday!<br \/>\nSimply Follow <a href=\"https:\/\/www.facebook.com\/EmilyNewsOnline\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Facebook<\/strong><\/a>, <a href=\"https:\/\/telegram.me\/emilynews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"color: #c03939; text-decoration: underline;\">EN Telegram<\/strong><\/a>, <a href=\"https:\/\/twitter.com\/EmilyHyipNews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Twitter<\/strong><\/a><br \/>\nor Subscribe to <strong><a style=\"color: #c03939; text-decoration: underline;\" href=\"https:\/\/feedburner.google.com\/fb\/a\/mailverify?uri=Emilynews\" target=\"_blank\" rel=\"noopener noreferrer\">EN Feedburner<\/a><\/strong> and submit your email address!<\/p>\n<p>If you like this article, please share it by using the social media buttons below.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This program has STOPPED paying! Do not invest there! Analysis of the Solis Investment Plans. In Part 1 of this review, I tried to lay out all the characteristics of the Solis investment plans.\u00a0 It &hellip; <a title=\"Solis &#8212; Review Part 2\" class=\"exalt-read-more\" href=\"https:\/\/emilynews.com\/blog\/?p=2769\"><span class=\"screen-reader-text\">Solis &#8212; Review Part 2<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":2752,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[784,772,787,779,773,774,778,786,782,780,781,783],"class_list":["post-2769","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-httpssolis-land16531666","tag-solis","tag-solis-analysis","tag-solis-info","tag-solis-investment-plan","tag-solis-investment-program","tag-solis-news","tag-solis-review","tag-solis-scam-or-paying","tag-solis-update","tag-solis-updates","tag-solis-land","exalt-entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Solis - Review Part 2 - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=2769\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Solis - Review Part 2 | FAIR and FAST HYIP News | EmilyNews | EN\" \/>\n<meta property=\"og:description\" content=\"This program has STOPPED paying! Do not invest there! Analysis of the Solis Investment Plans. In Part 1 of this review, I tried to lay out all the characteristics of the Solis investment plans.\u00a0 It &hellip; Solis &#8212; Review Part 2Read more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/emilynews.com\/blog\/?p=2769\" \/>\n<meta property=\"og:site_name\" content=\"EmilyNews\" \/>\n<meta property=\"article:published_time\" content=\"2017-12-22T04:56:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-12-30T16:34:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2017\/12\/sl.gif\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/gif\" \/>\n<meta name=\"author\" content=\"Emilynews\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Solis - Review Part 2 | FAIR and FAST HYIP News | EmilyNews | EN\" \/>\n<meta name=\"twitter:image\" content=\"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2017\/12\/sl.gif\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emilynews\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=2769\",\"url\":\"https:\/\/emilynews.com\/blog\/?p=2769\",\"name\":\"Solis - Review Part 2 - EmilyNews\",\"isPartOf\":{\"@id\":\"https:\/\/emilynews.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=2769#primaryimage\"},\"image\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=2769#primaryimage\"},\"thumbnailUrl\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2017\/12\/sl.gif\",\"datePublished\":\"2017-12-22T04:56:10+00:00\",\"dateModified\":\"2017-12-30T16:34:56+00:00\",\"author\":{\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33\"},\"breadcrumb\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=2769#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/emilynews.com\/blog\/?p=2769\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=2769#primaryimage\",\"url\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2017\/12\/sl.gif\",\"contentUrl\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2017\/12\/sl.gif\",\"width\":200,\"height\":200},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=2769#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/emilynews.com\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Solis &#8212; Review Part 2\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/emilynews.com\/blog\/#website\",\"url\":\"https:\/\/emilynews.com\/blog\/\",\"name\":\"EmilyNews\",\"description\":\"EmilyNews Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/emilynews.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33\",\"name\":\"Emilynews\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g\",\"caption\":\"Emilynews\"},\"url\":\"https:\/\/emilynews.com\/blog\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Solis - Review Part 2 - EmilyNews","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/emilynews.com\/blog\/?p=2769","og_locale":"en_US","og_type":"article","og_title":"Solis - Review Part 2 | FAIR and FAST HYIP News | EmilyNews | EN","og_description":"This program has STOPPED paying! 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In Part 1 of this review, I tried to lay out all the characteristics of the Solis investment plans.\u00a0 It &hellip; Solis &#8212; Review Part 2Read more","og_url":"https:\/\/emilynews.com\/blog\/?p=2769","og_site_name":"EmilyNews","article_published_time":"2017-12-22T04:56:10+00:00","article_modified_time":"2017-12-30T16:34:56+00:00","og_image":[{"width":200,"height":200,"url":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2017\/12\/sl.gif","type":"image\/gif"}],"author":"Emilynews","twitter_card":"summary_large_image","twitter_title":"Solis - Review Part 2 | FAIR and FAST HYIP News | EmilyNews | EN","twitter_image":"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2017\/12\/sl.gif","twitter_misc":{"Written by":"Emilynews","Est. reading time":"10 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/emilynews.com\/blog\/?p=2769","url":"https:\/\/emilynews.com\/blog\/?p=2769","name":"Solis - Review Part 2 - EmilyNews","isPartOf":{"@id":"https:\/\/emilynews.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/emilynews.com\/blog\/?p=2769#primaryimage"},"image":{"@id":"https:\/\/emilynews.com\/blog\/?p=2769#primaryimage"},"thumbnailUrl":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2017\/12\/sl.gif","datePublished":"2017-12-22T04:56:10+00:00","dateModified":"2017-12-30T16:34:56+00:00","author":{"@id":"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33"},"breadcrumb":{"@id":"https:\/\/emilynews.com\/blog\/?p=2769#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/emilynews.com\/blog\/?p=2769"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/emilynews.com\/blog\/?p=2769#primaryimage","url":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2017\/12\/sl.gif","contentUrl":"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2017\/12\/sl.gif","width":200,"height":200},{"@type":"BreadcrumbList","@id":"https:\/\/emilynews.com\/blog\/?p=2769#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/emilynews.com\/blog"},{"@type":"ListItem","position":2,"name":"Solis &#8212; Review Part 2"}]},{"@type":"WebSite","@id":"https:\/\/emilynews.com\/blog\/#website","url":"https:\/\/emilynews.com\/blog\/","name":"EmilyNews","description":"EmilyNews Blog","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/emilynews.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33","name":"Emilynews","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/emilynews.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g","caption":"Emilynews"},"url":"https:\/\/emilynews.com\/blog\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/2769","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2769"}],"version-history":[{"count":0,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/2769\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/2752"}],"wp:attachment":[{"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2769"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2769"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emilynews.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2769"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}