{"id":2196,"date":"2017-10-23T04:05:50","date_gmt":"2017-10-23T04:05:50","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=2196"},"modified":"2018-02-16T07:27:48","modified_gmt":"2018-02-16T07:27:48","slug":"bistinvest-review-part-2","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=2196","title":{"rendered":"BistInvest — Review Part 2"},"content":{"rendered":"

This program has STOPPED paying! Do not invest there!<\/strong><\/p>\n

Analysis of the BistInvest Investment Plans.<\/strong><\/p>\n

In Part 1<\/a> of this review we took a very thorough look at how the BistInvest<\/a> investment plans work, covering such items as the length of the different plans in calendar days and the time for an investment in each of the plans to break even.\u00a0 In this part of the review, we\u2019ll look closely at the profitability of the three BistInvest<\/a> investment plans.<\/p>\n

<\/a><\/p>\n

When we compare investment plans offered by different HYIPs, we like to refer to the effective daily net interest rate (DNI) that they offer.\u00a0 We discussed this term in detail in the article in HYIP Insights #12<\/em> (that you can read here<\/a>).\u00a0 As you may recall, DNI is a term that combines the effects of BOTH the gross interest rate offered and the term of the investment plan.<\/p>\n

With this as an introduction, let\u2019s determine the DNI for each of the BistInvest <\/a>Investment plans.\u00a0 Since all these plans return your investment at their conclusion, all of your earnings during the plans can be regarded as profit or net interest, assuming, of course, that the program survives for the full term of your investment and you get your deposit back.\u00a0 But, let\u2019s assume this is the case and determine the DNI for each of the plans on that basis.<\/p>\n

For the Bist Pre plan, you earn 1% daily for a total of 10 workdays.\u00a0 This would be a total of 10% (1 x 10) for the investment period.\u00a0 We already determined that this is equal to 14 calendar days.\u00a0 So, you can say that the 10% total net interest (profit) was earned in 14 calendar days.\u00a0 Dividing the 10% total by the 14 calendar day period, we get an effective daily net interest (DNI) of 0.71%.\u00a0 For the Bist Pro plan, you earn 2% daily for a total of 20 workdays.\u00a0 This would be a total of 40% (2 x 20) for the investment period.\u00a0 Dividing the 40% total net interest by 28, the number of calendar days that is equivalent to 20 workdays, you get a DNI of 1.43%.\u00a0 A similar calculation for the Bist VIP plan would give you a DNI of 2.19%.\u00a0 Here are these results in summary form:<\/p>\n

Bist Pre \u00a0 \u00a0 DNI = 0.71%
\nBist Pro \u00a0 \u00a0 DNI = 1.43%
\nBist VIP \u00a0 \u00a0 DNI = 2.20%<\/p>\n

In the Insights<\/em> article that I referred to above, it was suggested that a plan having a DNI of less that 1% has a relatively high probability of being a long term survivor, whereas a plan with a DNI of greater than 2% is unlikely to survive.\u00a0 Plans having DNIs between 1% and 2% could go either way.\u00a0 However, none of these numbers are cast in concrete.\u00a0 They are just ROUGH guides to the survivability of an investment plan.\u00a0 With this as an introduction, and looking at the DNIs for the three BistInvest<\/a> Investment plans, you can see that the Bist Pre and the Bist Pro plans look like they could be survivors.\u00a0 The DNI for the Bist VIP plan is a little high and the survivability of that plan is questionable.\u00a0 However, PLANS don\u2019t close, PROGRAMS do!\u00a0 If BistInvest<\/a> should close prematurely, ALL of its investment plans will close, not just the one with a high DNI.\u00a0 The point is that the Bist VIP plan will impose rather high interest payment obligations on the company whereas the other two plans probably will not.\u00a0 Fortunately, the minimum investment amount for the Bist VIP plan is fairly high, $3,000.\u00a0 So, there will probably not be too many investors in this plan.\u00a0 The result might very well be that the Bist VIP plan will have very little negative effect on the overall survivability of the BistInvest program.\u00a0 So, BistInvest<\/a> might be a reasonably safe place to invest some of your hard-earned cash.\u00a0 The program already has a record of survivability attesting to this idea\u2026<\/p>\n

To put dollars and cents on all this, let\u2019s suppose that you are one of the more wealthy investors who decided to take advantage of the Bist VIP investment plan and that you invested the minimum amount of $3,000.\u00a0 Every working day, you would receive earnings of 3% of this or $90 (.03 x 3,000).\u00a0 By the end of the investment term — after 30 working days — you would have received a total earnings of $2,700.\u00a0 This is your profit.\u00a0 At the end of the plan you would also receive your investment of $3,000 back.\u00a0 Remember that 30 working days is equivalent to around 41 calendar days (around 1.36 months).\u00a0 I would call this a medium-term investment plan.\u00a0 But, it is a fairly lucrative one.\u00a0 You are making a profit of 3% per working day or 15% per week.\u00a0 That\u2019s a lot.<\/p>\n

Other Features of the Program.<\/strong><\/p>\n

At present, BistInvest<\/a> accepts the following payment processors: Perfect Money, BitCoin, Payeer, and AdvCash.\u00a0 Withdrawals are promised in one hour and the minimum withdrawal amount of $1.\u00a0 No mention is made of time to process deposits.\u00a0 However, this usually isn\u2019t a concern.<\/p>\n

I don\u2019t see very much \u00a0information in the website concerning an affiliate program.\u00a0 However, the home page indicates that \u201cPartners\u201d earn 5% and \u201cRepresentatives\u201d earn 10%, I assume on deposits of people they refer.\u00a0 On the Representatives page of the website, there is a very nice listing of all the program Reps.\u00a0 This is a great convenience to the investor who would like to contact someone that speaks his language as well as to the Rep as it is a free source of referrals for him.\u00a0 I assume that anyone that enrolls in BistInvest<\/a> automatically becomes a Partner whether or not he makes an investment (this is usually the case) and that, in order to become a Rep, there is an application and review process.<\/p>\n

Support is by means of the standard contact form.\u00a0 There also appears to be online chat.\u00a0 However, when I did this review, no one was at the chat desk and all you could do is leave a message.<\/p>\n

In closing, BistInvest<\/a> offers a nice array of investment plans.\u00a0 The Bist Pre and Bist Pro plans are probably affordable by everyone.\u00a0 Interest rates are about right — high enough to be very profitable but not so high that the program is probably doomed to a very early closure.\u00a0 However, as always with any HYIP, do your due diligence before making the decision to invest, develop a diversified investment portfolio, and never invest more than you can afford to lose.\u00a0 Good Luck!<\/p>\n

<\/a><\/p>\n

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This program has STOPPED paying! Do not invest there! Analysis of the BistInvest Investment Plans. In Part 1 of this review we took a very thorough look at how the BistInvest investment plans work, covering … BistInvest — Review Part 2<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[567,569,573,572,568,577,574,570,571,566,565],"class_list":["post-2196","post","type-post","status-publish","format-standard","hentry","category-reviews","tag-bistinvest","tag-bistinvest-info","tag-bistinvest-investment-plan","tag-bistinvest-investment-program","tag-bistinvest-news","tag-bistinvest-review","tag-bistinvest-scam-or-paying","tag-bistinvest-update","tag-bistinvest-updates","tag-bistinvest-com","tag-httpsbistinvest-comindex-phpemilynews","exalt-entry"],"yoast_head":"\nBistInvest - Review Part 2 - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=2196\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BistInvest - Review Part 2 | Fair and Fast HYIP News | EmilyNews | EN\" \/>\n<meta property=\"og:description\" content=\"This program has STOPPED paying! 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