{"id":1995,"date":"2017-09-28T04:13:38","date_gmt":"2017-09-28T04:13:38","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=1995"},"modified":"2017-10-11T17:07:06","modified_gmt":"2017-10-11T17:07:06","slug":"footballchange-review-part-2","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=1995","title":{"rendered":"FootballChange — Review Part 2"},"content":{"rendered":"

This program moved to CLOSED status! Do not invest there!<\/strong><\/p>\n

Analysis of Investment Plans.<\/strong><\/p>\n

In Part 1 of this review<\/a> we quickly made an overview of the FootballChange<\/a> company and introduced its investment plans.\u00a0 Now, let’s take a closer look at these plans.<\/p>\n

We’ll start with the Junior Plan, the lowest interest, shortest term, investment plan that FootballChange<\/a> offers.\u00a0 This plan pays 1.1% interest for 30 days.\u00a0 So, by the end of the investment plan, you will earn a total of 33% (1.1 x 30).\u00a0 Since your investment is returned to you at the end of the plan, the 1.1% interest that you receive can be regarded as pure profit.\u00a0 This is what we refer to as DAILY NET INTEREST or DNI in our Emily News<\/em> articles<\/a>.\u00a0 However, although this is a true measure of an investment plan\u2019s profitability, it is important to remember that it is an \u201cimaginary\u201d term as you won\u2019t break even in a plan like this until you get your principal back at the end of the investment term.\u00a0 So, you will bite your nails for 30 days receiving 1.1% of your investment back every day.\u00a0 By the end of the 30 day period, you will have received a total of only 33% of your initial investment and at that time your initial investment will be returned to you for a total GROSS return of 133%.<\/p>\n

The analysis of the Youngster and Professional plans would work exactly the same way.\u00a0 In all these plans you would not break even until you receive your principal back at the end of the investment term.<\/p>\n

\"Footballchange.com\"<\/a><\/p>\n

Here is a summary of the earnings for the three plans:<\/p>\n

Junior<\/u>
\n1.1% DNI
\n33% net profit<\/p>\n

Youngster<\/u>
\n1.3% DNI
\n58.5% net profit<\/p>\n

Professional<\/u>
\n1.5% DNI
\n90% net profit<\/p>\n

As we have emphasized in past Emily News<\/em> articles (for example, see HYIP Insights #12<\/em> that you can read here<\/a>), DNI is the true measure of how lucrative an investment plan might be.\u00a0 That\u2019s simple to understand.\u00a0 The higher the DNI, the greater the return from an investment plan will be.\u00a0 DNI also gives you an idea of the probability of an investment plan surviving in the long term.\u00a0 In this case, the higher the DNI, the LOWER the probability that an investment plan will be a long term success.\u00a0 The reason for this is simple too.\u00a0 Larger payouts are more likely to tax an HYIP\u2019s resources and force it to close prematurely.\u00a0 So, when you consider both these factors simultaneously, the prudent investor will probably look for a DNI that provides reasonable profits but is not so high that the program has a poor chance of surviving.\u00a0 This is especially true for investment plans like FootballChange offers where you have to wait till the end of the plan to break even.<\/p>\n

In the HYIP Insights #12<\/em> article we suggested a range of DNIs that we feel are \u201csafe\u201d for investing in an HYIP.\u00a0 Of course, these are only guidelines and anything can happen in this crazy HYIP game (See HYIP Insights #4<\/em> for some thoughts about the HYIP game.\u00a0 You can read it here<\/a>).\u00a0 But, they can at least serve as a starting point as you consider other factors that will assist you in deciding whether or not to invest.\u00a0 In HYIP Insights #12<\/em>, we suggested that investment plans with a DNI lower than 1% might have a high probability of long term survival while plans with a DNI greater than 2% might have a low probability.\u00a0 Investment plans with DNIs between 1% and 2% are in a gray area where anything could happen and, especially in this area, the potential investor should carefully weigh ALL factors that he feels might be important in determining whether or not a program might survive.<\/p>\n

OK, this is a long introduction!\u00a0 FootballChange<\/a> offers investment plans with DNIs of 1.1%, 1.3%, and 1.5%.\u00a0 All of them are in the low side of the \u201cgray\u201d area I noted above.\u00a0 So, the potential investor might conclude that this program has a good chance of survival if other factors are favorable.\u00a0 One such factor that we pointed out in our \u201cFirst Thoughts\u201d article that is in favor of the company is the fact that the website is well thought out with a top notch presentation in the English language.\u00a0 This puts it head and shoulders above many other HYIPs where the English is sometime so bad that the visitor to a website has to struggle to understand what the program is all about.\u00a0 We have written a very informative article about \u201cLanguage\u201d in HYIP Insights #2<\/em> that you can read here<\/a>.<\/p>\n

\"Footballchange.com\"<\/a><\/p>\n

It is simple to do a calculation of the dollar value of earnings for these investment plans.\u00a0 Let\u2019s do it for the minimum investment in each of the plans (This is frequently the target that investors use in order to take advantage of the highest interest rate within their investment budget).\u00a0 Doing this, for the Junior Plan an investment of $50 will pay you $0.55 per day (.011 x 50) for 30 days.\u00a0 This comes to a total of $16.50 that will be your profit for your investment.\u00a0 Of course, at the end of the investment term, you will get your $50 investment back.\u00a0 A minimum investment of $1,000 in the Youngster Plan will pay you $13 per day (.013 x 1,000) for the 45 day period, a total profit of $585.\u00a0 Finally, a minimum investment of $5,000 in the Professional Plan will pay you $75 per day (.015 x 5,000) for 60 days, a total profit of $4,500 for the entire investment plan.\u00a0 In this last plan, you nearly double your money in two months.\u00a0 Not bad at all.<\/p>\n

Other Factors.<\/strong><\/p>\n

FootballChange<\/a> accepts three different currencies: US Dollar, Euro and Bitcoin. \u00a0Each currency is processed separately.\u00a0 Payment processors are PerfectMoney, AdvCash, and Payeer (and Bitcoin).<\/p>\n

Deposits in US Dollars or Euro are added immediately.\u00a0 Bitcoin investments require at least 3 blockchain confirmations before adding.\u00a0 For security reasons withdrawals are processed manually. Each request is processed within 24 hours unless it falls on a weekend. \u00a0If a withdrawal request is received on a Saturday or Sunday, it is processed on the following Monday.<\/p>\n

It is possible to withdraw your investment from FootballChange at any time.\u00a0 However, there is a huge 50% penalty for doing so.\u00a0 This is a sure sign that, once the company has your money, they don’t want to give it back!\u00a0 I feel that this penalty is excessive and even unprofessional.\u00a0 FootballChange<\/a> should seriously consider reducing it.<\/p>\n

FootballChange<\/a> has a potentially lucrative affiliate program.\u00a0 It has three levels: Representative, Partner, and Independent Partner.\u00a0 The Representative level is the typical HYIP referral program and pays you 7%, 3%, 1%, and 1% on deposits in the first four levels of your downline.\u00a0 For the Partner level, these commissions are increased to 12%, 5%, 2%, and 1%.\u00a0 However, in order to become a Partner, you must have \u201cseveral dozen\u201d active referrals in your downline.\u00a0 You must also submit an application in order to apply for this level.\u00a0 Perhaps the application process will define what is meant by \u201cseveral!\u201d \u00a0\u00a0Finally, the Independent Partner level appears to be intended for a unique group that is very seriously committed to the program.\u00a0 It includes such perks as financial support of marketing efforts, assistance with office rental, and, of course, further increased commissions.\u00a0 Again an application must be submitted and the exact terms of the affiliate agreement negotiated on a case by case basis.<\/p>\n

Support is by means of a support ticket system as well as online chat.\u00a0 During times when the chat host is offline, it is possible to leave a message.<\/p>\n

\"Footballchange.com\"<\/a><\/p>\n

All in all, FootballChange<\/a> appears to be a very well thought out investment program.\u00a0 The three investment plans fit together nicely and offer sensible interest rates that are in the range that might be sustainable in the long term.\u00a0 One downside of the program is that, rather than returning a person\u2019s investment along with their interest earnings, it is not returned until the end of the investment plan.\u00a0 In these three investment plans, it works out that you won\u2019t break even until a plan ends.\u00a0 So, the investor has to be as sure as possible that the company will survive the full term of the investment plan he has chosen before making a deposit.\u00a0 Taking these (and other) factors into mind, perhaps you might choose to invest in FootballChange<\/a>.\u00a0 As usual, we suggest that you make your investment a part of a diversified portfolio (Don\u2019t put all your eggs into one basket!) and never invest more than you can afford to lose.\u00a0 Good Luck!<\/p>\n

*********************************<\/p>\n

If one of the paying programs on our Monitor appeals to you, please support Emily News<\/em> by registering for it on our website. Thanks very very much!<\/p>\n

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Be the first to get most important HYIP news everyday!
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If you like this article, please share it by using the social media buttons below.<\/p>\n","protected":false},"excerpt":{"rendered":"

This program moved to CLOSED status! Do not invest there! Analysis of Investment Plans. In Part 1 of this review we quickly made an overview of the FootballChange company and introduced its investment plans.\u00a0 Now, … FootballChange — Review Part 2<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[490,470,472,477,478,473,475,474,476,469,468],"class_list":["post-1995","post","type-post","status-publish","format-standard","hentry","category-reviews","tag-footballchallenge-review","tag-footballchange","tag-footballchange-info","tag-footballchange-investment-plan","tag-footballchange-investment-program","tag-footballchange-news","tag-footballchange-scam-or-paying","tag-footballchange-update","tag-footballchange-updates","tag-footballchange-com","tag-httpswww-footballchange-comremilynews","exalt-entry"],"yoast_head":"\nFootballChange - Review Part 2 - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=1995\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FootballChange - Review Part 2 | footballchange.com Review | Fair and Fast HYIP News | EmilyNews | EN\" \/>\n<meta property=\"og:description\" content=\"This program moved to CLOSED status! 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