{"id":1608,"date":"2017-08-07T03:41:50","date_gmt":"2017-08-07T03:41:50","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=1608"},"modified":"2017-09-22T08:59:40","modified_gmt":"2017-09-22T08:59:40","slug":"securecapitals-review","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=1608","title":{"rendered":"SecureCapitals — Review"},"content":{"rendered":"

This program moved to CLOSED status! Do not invest there!<\/strong><\/p>\n

We introduced SecureCapitals<\/a> a few days ago with our \u201cFirst Thoughts\u201d overview of the program (that you can read here<\/a>).\u00a0 At that time we promised you detailed information on the SecureCapitals<\/a> investment plans.\u00a0 So, let\u2019s get right into that now\u2026<\/p>\n

<\/a><\/p>\n

As we indicated in the \u201cFirst Thoughts\u201d introduction, SecureCapitals<\/a> has a total of seven investment plans.\u00a0 The first one is the only one of its kind.\u00a0 The next four really make up a single plan with a sliding interest rate depending on the size of your investment.\u00a0 And, the last two are in another group that is different from the other plans.\u00a0 But, first things first.\u00a0 Let\u2019s begin with the first plan, the \u201cLuxury\u201d plan.\u00a0 The terms are simple.\u00a0 It pays you 5% per day for 25 business days (slightly more than a month).\u00a0 This gives you a total gross return of 125% (5 x 25) over the course of the plan.\u00a0 Subtracting 100% because your investment is returned to you as part of your earnings, you get a net return (or profit) of 25%.\u00a0 This averages out to 1% (25%\/25 days) daily net interest (DNI).\u00a0 A DNI of 1% is conservative and suggests that SecureCapitals<\/a> might have the potential to be a long term survivor.\u00a0 The acceptable range of deposits is from $10 to $2,000.\u00a0 As an example, if I invested $1,000 in the this plan, I would receive $50 (.05 x 1,000) per day for 25 days for a total gross return of $1,250 (50 x 25).\u00a0 Subtracting my deposit of $1,000, I get a net profit of $250.\u00a0 You would break even in 20 (1,000\/50) business days — almost one month.<\/p>\n

Let\u2019s group the next four 90 business day plans together as I suggest in the following listing:<\/p>\n

Ninety Business Day Plan<\/p>\n

Interest\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Deposit Range<\/p>\n

2.5%\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 $20 – $ 2,499
\n3%\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 $2,500 – $9,999
\n4%\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 $10,000 – $34,999
\n6%\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 $35,000 – $100,000<\/p>\n

As I already indicated above, the more you invest, the higher the interest you will be paid.\u00a0 Unfortunately, I am sorry to again see the extremely high interest rates of the third and fourth subdivisions of this plan along with the unrealistic ranges of deposits.\u00a0 We recently published an HYIP Insights article on what we called \u201cObscene Programs.\u201d\u00a0 The wording is kind of strong.\u00a0 However, it refers to unrealistic investment plans such as these.\u00a0 You can read the article here<\/a>.\u00a0 However, the first and, possibly, the second of these subdivisions are realistic possibilities for the typical online investor.<\/p>\n

Let\u2019s study the first of the first subdivision plan more closely.\u00a0 Over the 90 day period, you would receive total gross earnings of 225% (2.5 x 90).\u00a0 Subtracting 100% from this because your deposit is included in your earnings, you get total net earnings of 125%.\u00a0 Finally, averaging this out over the 90 day period, you get a DNI of 1.39% (125\/90).\u00a0 So, this plan is 0.39% more profitable than the first plan — the Luxury plan.\u00a0 The disadvantage is that your investment is tied up for a long time — 90 business days — around four months.\u00a0 You could make similar calculations for the other three subdivision plans and would come up with the following results: 1.89%, 2.89%, and 4.89%.\u00a0 The last two DNIs are characteristic of investment plans that probably won\u2019t survive in the long term.\u00a0 Fortunately, the minimum investment for these two plans is so high that the plans probably will never be used.\u00a0 Getting back to the first of these subdivision plans, if you invest $1,000 in it, you will receive $25 (0.025 x 1,000) per day for 90 business days.\u00a0 Your total gross return will be $2,250 (25 x 90) and, subtracting your initial investment of $1,000, your total net profit will be $1,250.\u00a0 You will break even after 40 (1,000\/25) business days — close to two months.<\/p>\n

<\/a><\/p>\n

Which of the two plans we have discussed so far is the best?\u00a0 Theoretically, as I already indicated, this second plan is the winner because it has the higher DNI of 1.39% — compared to 1.00% for the first plan.\u00a0 However, many investors will also want to compare the risk involved with the two programs.\u00a0 The first program is only 25 calendar days long (a little over a month) while the second is 90 calendar days long (around four months).\u00a0 The cautious investor might be nervous about investing in the second plan and waiting two months to break even — and the entire four months to obtain the full interest earnings.\u00a0 He might prefer the first plan that breaks even in 20 business days (just under a month) and matures in 25 business days (just over a month).\u00a0 He might even want to invest in this plan a second time.\u00a0 However, the more adventuresome investor might want to take the risk of tying up his funds for the entire 90 business day period in order to earn the higher interest of the second plan.<\/p>\n

For the bigger spenders, there is, of course, the opportunity for much greater interest in the second, third, and fourth subdivisions of the second investment plan.\u00a0 In these cases, in addition to the risk of tying your funds up for 90 business days, you have to invest a significantly larger sum.\u00a0 So, you will have more money at risk too.\u00a0 The calculation of earnings, etc. for these plans is just the same as we did for the first subdivision.<\/p>\n

Finally, we come to the last two investment plans offered by SecureCapitals<\/a>.\u00a0 These plans do not give you any earnings until they are finished.\u00a0 Your investment is included in this return.\u00a0 It is important to note that both these plans are based on CALENDAR days rather than business days (which all the other SecureCapitals<\/a> investment plans use).\u00a0 This helps shorten the nail biting period a bit.\u00a0 These plans are referred to as the VIP 1 and VIP 2 plans.\u00a0 Here is a summary of the pertinent data for both the plans:<\/p>\n

VIP 1.\u00a0 600% after 60 days
\n$1,000 – $5,000
\n600% gross return (500% net return)<\/p>\n

VIP 2.\u00a0 900% after 90 days
\n$500 – $2,500
\n900% gross return (800% net return)<\/p>\n

For starters, let\u2019s take a look at the DNI for each of these investment plans.\u00a0 They are a typical example where the relative profitability of the plans is obscured because you have two variables to sort through — interest rate and term of investment.\u00a0 Remember that DNI sorts through this by determining the average profit you make on a daily basis; the effects of the two variables are combined into a single term.\u00a0 OK, to get the DNI for the VIP 1 plan, we divide the total net earnings by the number of days in the plan to get 8.33% (500\/60).\u00a0 Similarly, for the VIP 2 plan we get 8.89% (800\/90).\u00a0 So, the VIP 2 plan is a LITTLE more profitable than the VIP 1 plan.\u00a0 Most important is that the DNI for BOTH plans is very very high.\u00a0 In a calendar week the VIP 1 plan will earn you around 58% (7 x 8.33) net interest and the VIP 2 plan will earn you around 62% (7 x 8.89) net interest.\u00a0 In a previous HYIP Insights article (that you can read here<\/a>), we suggested that a DNI of greater than 2% might be hard for a company to sustain.\u00a0 Nothing is impossible.\u00a0 However, these rates so high, they are scary.\u00a0 If I had to choose one of the two plans, I would probably opt for the VIP 1 plan because it has a one month shorter term and that much less risk.<\/p>\n

To put some numbers on this, let\u2019s put our $1,000 in the VIP 1 plan.\u00a0 It pays you a gross return of 600% after 60 days or $6,000.\u00a0 $5,000 of this is profit!\u00a0 Not a bad return for two months.\u00a0 Is it possible?<\/p>\n

Presently SecureCapitals<\/a> uses PerfectMoney, Payeer and BitCoin. They plan to add AdvCash in the near future.\u00a0 Deposits are instant with the exception of Bitcoin where you have to wait for five confirmations of the transaction.\u00a0 Withdrawals are manual and can take up to 24 hours.<\/p>\n

SecureCapitals<\/a> has a fairly good referral program that pays on three levels as follows:<\/p>\n

1st Level 5%
\n2nd Level 2%
\n3rd Level 1%<\/p>\n

SecureCapitals<\/a> also has a Representative program that increases the commission amounts to the following:<\/p>\n

1st Level 8%
\n2nd Level 2%
\n3rd Level 1%<\/p>\n

There are some additional requirements in order to become a Rep and they are listed in the website.<\/p>\n

Right now support is limited to email and the standard contact form.\u00a0 The FAQ on the website promises phone support in the not-too-distant future.<\/p>\n

In summary, SecureCapitals<\/a> offers a good variety of investment plans.\u00a0 There is something to suit almost every HYIP investor.\u00a0 There is a short term program with a very modest interest rate that I suspect will be the most popular program.\u00a0 Then there is a long term program with a sliding scale for interest rate depending on the size of your investment.\u00a0 Finally, there are two medium to long term high yield programs.\u00a0 Perhaps you might like to add one of these plans to your investment portfolio.\u00a0 As always, we advise diversification by investing in a number of different programs and, of course, always remember that the HYIP business is high risk.\u00a0 So, never invest more than you can afford to lose.\u00a0 Good Luck!<\/p>\n

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If one of the Paying programs on our Monitor appeals to you, please support Emily News<\/em> by registering for it on our website. Thanks very very much!<\/p>\n

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If you like this article, please share it by using the social media buttons below.<\/p>\n","protected":false},"excerpt":{"rendered":"

This program moved to CLOSED status! Do not invest there! We introduced SecureCapitals a few days ago with our \u201cFirst Thoughts\u201d overview of the program (that you can read here).\u00a0 At that time we promised … SecureCapitals — Review<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[335,330,322,328,329,331,323,336],"class_list":["post-1608","post","type-post","status-publish","format-standard","hentry","category-reviews","tag-httpssecurecapitals-comrefemilynews","tag-secure-capitals-scam-or-paying","tag-securecapitals","tag-securecapitals-investment-plan","tag-securecapitals-investment-program","tag-securecapitals-review","tag-securecapitals-com","tag-securecapitals-com-review","exalt-entry"],"yoast_head":"\nSecureCapitals - Review - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=1608\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SecureCapitals - Review : Different HYIP investment blog. 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