{"id":1564,"date":"2017-07-31T03:51:58","date_gmt":"2017-07-31T03:51:58","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=1564"},"modified":"2017-08-29T00:49:37","modified_gmt":"2017-08-29T00:49:37","slug":"hyip-insights-14-obscene-programs","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=1564","title":{"rendered":"HYIP Insights #14 &#8212; Obscene Programs!"},"content":{"rendered":"<p><a name=\"op\"><\/a><strong>Financial Obscenity.<\/strong><\/p>\n<p>When it comes to obscenity, I\u2019m not talking about anything that has to do with nudity, male-female relations, or the like.\u00a0 Just as these subjects can become obscene and offensive if not tempered by good taste, so, too, can financial investment opportunities become obscene if they are \u201coff the chart\u201d and out of touch with reality.\u00a0 Just as you might gasp and turn your head the other way when you encounter human obscenity, you might also gasp when you encounter financial obscenity.<\/p>\n<p>Does this make sense yet?\u00a0 Maybe, maybe not\u2026<\/p>\n<p>Suppose that one day you happen to be wearing your finest suit and tie and decide to have a cup of coffee at the neighborhood caf\u00e9. A man that you\u2019ve never seen before sits down next to you and tells you that he is a very experienced investor and, in fact, is a member of a TEAM of such investors that regularly make huge profits in their many business ventures.\u00a0 He politely invites you to invest with them telling you that an investment of only $55,000 will get you a return of 10% per day &#8212; $5,500 per day &#8212; for the next 40 days.\u00a0 That would be an amazing 400% profit!\u00a0 I would certainly gasp at that.\u00a0 Then, to make the offer even more tempting, suppose that he went on to say that, if you would allow him to reinvest your earnings with him during the 40 days, he would give you a one shot payment of nearly two and a half million dollars at the end the investment period.\u00a0 Well, if I heard that sort of promise, I would surely gasp and run away from the guy as fast as I could.\u00a0 I would be POSITIVE that he would take my money and run &#8212; maybe faster than I would have run away from him in the first place.\u00a0 Well, this is one example of financial obscenity.\u00a0 But, do you know that there is an HYIP online right now that makes this very offer?<\/p>\n<p>Suppose someone tells you that, if you give him $1,000 because he needs it for a \u201csure-thing\u201d money-making idea, he will give you $500 every day for the next 100 days in return.\u00a0 But, he doesn\u2019t have the money right now and he promises to give it all to you as a lump sum at the end of the 100 days.\u00a0 Well, this is almost the same story as in the previous paragraph but without the high \u201cdown payment.\u201d\u00a0 Do you think he will ever pay you the $50,000 he has promised you?\u00a0 No way!\u00a0 There is NO money-making scheme &#8212; short of robbing a bank &#8212; that can provide such wild returns.\u00a0 Well, do you know that there is an HYIP online right now that makes this promise?\u00a0 This is another example of financial obscenity.<\/p>\n<p>I call investment plans like the first case \u201cfishing expeditions.\u201d\u00a0 The Admin is simply hoping to catch one \u201cbig fish,\u201d an unsuspecting rich investor who believes everything he sees online.\u00a0 Then, after the fish is hooked, you can be sure the program will close &#8212; maybe very quickly.<\/p>\n<p>Similarly, in the second case, it is certain that the HYIP will have to close when it comes time to pay the absurd returns it promised.\u00a0 However, in this case, since a huge investment wasn\u2019t made, the Admin might wait till the payment date is near before closing.\u00a0 Perhaps he can catch other fish &#8212; a whole \u201cschool of fish\u201d &#8212; in his net before he closes the program.<\/p>\n<p>These types of investment plans are OBSCENE.\u00a0 They leave us gasping because we know they are impossible.\u00a0 And they leave us wondering how a legitimate program could offer them.\u00a0 So, the investor can come to no other conclusion than that an HYIP offering such investment plans is nonsense and that nothing written in its website can be trusted.\u00a0 Even if such an HYIP offers other investment plans that are reasonable, the fact that it offers one or more that are obscene implies that the entire program is obscene and should not be trusted.\u00a0 You wouldn\u2019t buy your groceries from a drug dealer, right?<\/p>\n<p><a name=\"op2\"><\/a><strong>Let\u2019s Stop the Obscenity!<\/strong><\/p>\n<p>Everyone knows that the HYIP business is a game and that 95% of all HYIPs will close in less than a year &#8212; often in much less than a year.\u00a0 The game is to try to guesstimate how long a program will be around before this happens.\u00a0 And, of course, some investors cling to the hope that an HYIP will come along that is the real thing &#8212; a legitimate company that is self-sustaining and that can afford to pay the returns it has promised.\u00a0 But, no one faults an HYIP for closing its doors after being online for five of six months because that\u2019s part of the game; it doesn\u2019t violate any of the rules.<\/p>\n<p>However, I will argue that it\u2019s against the rules for an HYIP to promise OBSCENE returns.\u00a0 The normal returns of a few percent per day that go along with the typical HYIP are high enough.\u00a0 You might say that they are like a woman walking down the beach in a bikini bathing suit; they are provocative.\u00a0 However, full nudity in an inappropriate environment is obscene &#8212; just like the promise of impossible financial returns is obscene.\u00a0 So, what are the rules?\u00a0 Well, they aren\u2019t in writing and they never will be.\u00a0 However, here I\u2019ll suggest some guidelines that will address the two types of obscenity discussed in this article.\u00a0 You can probably guess what they are\u2026<\/p>\n<ul>\n<li>An HYIP should NOT promise returns that are \u201coff the chart\u201d and are obviously impossible to deliver.<\/li>\n<li>An HYIP should NOT engage in \u201cfishing expeditions\u201d for rich unwary investors.\u00a0 Stop these high yield plans with excessively high minimum investments that fish for wealthy unwary investors.<\/li>\n<\/ul>\n<p>The Admin of an HYIP that obeys these rules will have the respect of investors as they will know he isn\u2019t trying to trick them into investing with the company.\u00a0 Yes, he might be playing the HYIP game.\u00a0 But, investors are OK with this and hope that the Admin would actually like to see many of his investors come out ahead before he decides to pull the plug.<\/p>\n<p>You might well ask what type of investment plans a \u201cgood\u201d HYIP should offer.\u00a0 Just a week or so ago a very promising program called FexFund closed its doors.\u00a0 This was a program that many investors thought was the real thing and that even gave a plausible reason for its closing (See <em>News Commentary #137<\/em> <a href=\"http:\/\/emilynews.com\/blog\/?p=1548\" target=\"_blank\" rel=\"noopener\">here<\/a>).\u00a0 Of course, we will never know whether or not this was true.\u00a0 Whatever the case, FexFund offered a number of investment plans that offered reasonable returns, had reasonable minimum investments, and had reasonable length investment terms.\u00a0 It is no wonder that the company appeared to be very popular until its untimely closure.\u00a0 Following is a summary of the information on the FexFund investment plans as it appeared in our review of the program (that you can read <a href=\"http:\/\/emilynews.com\/blog\/?p=917\" target=\"_blank\" rel=\"noopener\">here<\/a>).<\/p>\n<p><strong>Starter \u2014 109% after 7 days<\/strong><br \/>\nDeposit included<br \/>\n<strong>At the end<\/strong><br \/>\nAccrual included<br \/>\n<strong>At the end<\/strong><br \/>\nTotal Return<br \/>\n<strong>109% (9% Net)<\/strong><br \/>\nUSD Amount<br \/>\n<strong>$ 10.00 \u2013 $ 500.00<\/strong><\/p>\n<p><strong>Medium \u2014 6% daily for 20 days<\/strong><br \/>\nDeposit included<br \/>\n<strong>Daily<\/strong><br \/>\nAccrual included<br \/>\n<strong>Daily<\/strong><br \/>\nTotal Return<br \/>\n<strong>120% (20% Net)<\/strong><br \/>\nUSD Amount<br \/>\n<strong>$ 25.00 \u2013 $ 5,000.00<\/strong><\/p>\n<p><strong>Investor \u2014 5% daily for 30 days<\/strong><br \/>\nDeposit included<br \/>\n<strong>Daily<\/strong><br \/>\nAccrual included<br \/>\n<strong>Daily<\/strong><br \/>\nTotal Return<br \/>\n<strong>150% (50% Net)<\/strong><br \/>\nUSD Amount<br \/>\n<strong>$ 50.00 \u2013 $ 50,000.00<\/strong><\/p>\n<p>This article creates a problem for us at <em>Emily News<\/em>.\u00a0 I am sure that investors would like to know if we feel that an investment plan is obscene.\u00a0 However, I am also sure that the Admin of an HYIP won\u2019t appreciate having this label applied to one or more of his investment plans.\u00a0 We would like to serve BOTH the investor and the Admin.\u00a0 How can we handle this?\u00a0 To be honest, I\u2019m not sure.\u00a0 In the past, when we encountered an investment plan that offered excessive returns while reviewing a program, we pointed this out &#8212; both to warn the investor and also in hopes that the Admin would alter the plan.\u00a0 Perhaps we will continue to handle this situation in the same way rather than attach the word \u201cobscene\u201d to an investment plan or, worse yet, to the program offering the plan.<\/p>\n<p>We hope that this article might accomplish two things:<\/p>\n<ul>\n<li>If there are investors out there that might be tricked by these types of investment plans, we hope that this article will serve as a warning to steer clear of them.<\/li>\n<li>We further hope that Admins will seriously consider adopting the suggestions we offer relative to eliminating the excessive type of investment plans described in this article.<\/li>\n<\/ul>\n<p>A few readers might be wondering about the two \u201cobscene\u201d investment plans I described at the beginning of this article.\u00a0 I\u2019m sorry but I don\u2019t want to mention names.\u00a0 However, with a little bit of detective work, you can easily find out which HYIPs offer them\u2026<\/p>\n<p>*********************************<\/p>\n<p>If one of the programs on our Monitor appeals to you, please support <em>Emily News<\/em> by registering for it on our website. Thanks very very much!<\/p>\n<p>*********************************<\/p>\n<p>Be the first to get most important HYIP news everyday!<br \/>\nSimply Follow <a href=\"https:\/\/www.facebook.com\/EmilyNewsOnline\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Facebook<\/strong><\/a>, <a href=\"https:\/\/telegram.me\/emilynews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"color: #c03939; text-decoration: underline;\">EN Telegram<\/strong><\/a>, <a href=\"https:\/\/twitter.com\/EmilyHyipNews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Twitter<\/strong><\/a><br \/>\nor Subscribe to <strong><a style=\"color: #c03939; text-decoration: underline;\" href=\"https:\/\/feedburner.google.com\/fb\/a\/mailverify?uri=Emilynews\" target=\"_blank\" rel=\"noopener noreferrer\">EN Feedburner<\/a><\/strong> and submit your email address!<\/p>\n<p>If you like this article, please share it by using the social media buttons below.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Financial Obscenity. When it comes to obscenity, I\u2019m not talking about anything that has to do with nudity, male-female relations, or the like.\u00a0 Just as these subjects can become obscene and offensive if not tempered &hellip; <a title=\"HYIP Insights #14 &#8212; Obscene Programs!\" class=\"exalt-read-more\" href=\"https:\/\/emilynews.com\/blog\/?p=1564\"><span class=\"screen-reader-text\">HYIP Insights #14 &#8212; Obscene Programs!<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":311,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[116,313,315,53,117,314],"class_list":["post-1564","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hyip-insights","tag-emily-news-insights","tag-financial-obscenity","tag-hyip-business","tag-hyip-insights","tag-hyip-insights-library","tag-hyip-online","exalt-entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HYIP Insights #14 - Obscene Programs! - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=1564\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HYIP Insights - Obscene Programs : Different HYIP investment blog. Fair and Fast updates | EmilyNews | EN\" \/>\n<meta property=\"og:description\" content=\"Financial Obscenity. When it comes to obscenity, I\u2019m not talking about anything that has to do with nudity, male-female relations, or the like.\u00a0 Just as these subjects can become obscene and offensive if not tempered &hellip; HYIP Insights #14 &#8212; Obscene Programs!Read more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/emilynews.com\/blog\/?p=1564\" \/>\n<meta property=\"og:site_name\" content=\"EmilyNews\" \/>\n<meta property=\"article:published_time\" content=\"2017-07-31T03:51:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-08-29T00:49:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2017\/02\/HInsights-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emilynews\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"HYIP Insights - Obscene Programs : Different HYIP investment blog. 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