{"id":15445,"date":"2021-05-17T05:00:19","date_gmt":"2021-05-17T05:00:19","guid":{"rendered":"https:\/\/emilynews.com\/blog\/?p=15445"},"modified":"2021-08-31T05:47:31","modified_gmt":"2021-08-31T05:47:31","slug":"xpsfinance-review-part-1","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=15445","title":{"rendered":"XPSFinance \u2013 Review Part 1"},"content":{"rendered":"<p style=\"color: red;\"><strong>This project was moved on HOLD with PROBLEM status! Wait for further updates&#8230;<\/strong><\/p>\n<p>Let\u2019s go on to talk about <span class=\"tlid-translation translation\" lang=\"en\"><span class=\"\" title=\"\"><a href=\"https:\/\/emilynews.com\/link.php?id=1437\" target=\"_blank\" rel=\"noopener\">XPSFinance<\/a><\/span><\/span> <span class=\"tlid-translation translation\" lang=\"en\"><span class=\"\" title=\"\">investment program. Few days ago you could read \u201cFirst Thoughts\u201d article and before we look into the plans \u2013 i remind you a part of it:<\/span><\/span><\/p>\n<p><a href=\"https:\/\/emilynews.com\/link.php?id=1437\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-15400\" src=\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2021\/05\/xf468.gif\" alt=\"\" width=\"468\" height=\"60\"><\/a><\/p>\n<blockquote><p>Now let\u2019s take a look at the investment plans offered by the program. You have 6 of them:<\/p>\n<blockquote>\n<h2 class=\"light\">XPS CSIP<\/h2>\n<p>Invest to Credit on the security of immovable property.<\/p>\n<ul>\n<li class=\"color-primary unbold no-space\">1,7% daily,<\/li>\n<li class=\"color-primary unbold no-space\">20 business days,<\/li>\n<li class=\"color-primary unbold no-space\">$25 \u2013 $5000<\/li>\n<li>Principal return at the end of deposit terms<\/li>\n<\/ul>\n<h2 class=\"light\">XPS CPIP<\/h2>\n<p>Invest to Credit for purchase of immovable property.<\/p>\n<ul>\n<li class=\"color-primary unbold no-space\">2,0% daily,<\/li>\n<li class=\"color-primary unbold no-space\">35 business days,<\/li>\n<li class=\"color-primary unbold no-space\">$1000 \u2013 $10000<\/li>\n<li>Principal return at the end of deposit terms<\/li>\n<\/ul>\n<h2 class=\"light\">XPS RC<\/h2>\n<p>Invest to Re-crediting.<\/p>\n<ul>\n<li class=\"color-primary unbold no-space\">2,5% daily,<\/li>\n<li class=\"color-primary unbold no-space\">55 business days,<\/li>\n<li class=\"color-primary unbold no-space\">$5000 \u2013 $50000<\/li>\n<li>Principal return at the end of deposit terms<\/li>\n<\/ul>\n<h2 class=\"light\">XPS CLE<\/h2>\n<p>Invest to Credit for legal entities.<\/p>\n<ul>\n<li class=\"color-primary unbold no-space\">2,8% daily,<\/li>\n<li class=\"color-primary unbold no-space\">65 business days,<\/li>\n<li class=\"color-primary unbold no-space\">$100 \u2013 $10000<\/li>\n<li>Principal <strong>and earnings<\/strong> return at the end of deposit terms.<\/li>\n<\/ul>\n<h2 class=\"light\">XPS CPEA<\/h2>\n<p>Invest to Credit for performance of economic activities.<\/p>\n<ul>\n<li class=\"color-primary unbold no-space\">3,6% daily,<\/li>\n<li class=\"color-primary unbold no-space\">75 business days,<\/li>\n<li class=\"color-primary unbold no-space\">$1000 \u2013 $20000<\/li>\n<li>Principal <strong>and earnings<\/strong> return at the end of deposit terms.<\/li>\n<\/ul>\n<h2 class=\"light\">XPS CPIPA<\/h2>\n<p>Invest to Credit for purchasing immovable property at auction.<\/p>\n<ul>\n<li class=\"color-primary unbold no-space\">4,2% daily,<\/li>\n<li class=\"color-primary unbold no-space\">85 business days,<\/li>\n<li class=\"color-primary unbold no-space\">$2000 \u2013 $30000<\/li>\n<li>Principal <strong>and earnings<\/strong> return at the end of deposit terms.<\/li>\n<\/ul>\n<\/blockquote>\n<p>So, as we can see, at the first cycles most probably the most popular plans are&nbsp; <strong>XPS CSIP<\/strong> and <strong>XPS CLE<\/strong> but do not forget that the first three plans allow daily withdrawals of your daily earnings (+ initial deposit is back at the end of the term) while other three plans alllow to withdraw <strong>both initial deposit and daily earnings<\/strong> ONLY(!) <strong>at the end<\/strong> of the term.<\/p><\/blockquote>\n<p>Please notice that all of the plans work on <strong>Business days<\/strong> (Monday-Friday).<\/p>\n<p>For our calculations let&#8217;s take the most used (i believe) plan &#8211; XPS CSIP.<\/p>\n<p>We need to convert business days to calendar days by multiplying the number of business days by a <strong>30\/22 conversion factor<\/strong>. If you do so, you get ~27.272 calendar days. We can round it up to 27 days for further simplicity.<\/p>\n<p>Let&#8217;s first check our <strong>Net Interest<\/strong> that you will receive in the 27 days <em>( 20 working days ). <\/em>It&nbsp;would be <strong>34%<\/strong> (1,7% x 20 days).&nbsp; As it usually happens with most \u201cPrincipal Back\u201d plans, you get your <strong>Break Even<\/strong> point when your deposit is returned to you \u2013 at<strong>&nbsp;the end of the plan<\/strong>. In our case in 27 calendar days.<\/p>\n<p><a href=\"https:\/\/emilynews.com\/link.php?id=1437\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-15400\" src=\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2021\/05\/xf468.gif\" alt=\"\" width=\"468\" height=\"60\"><\/a><\/p>\n<p>Based on simple math it&#8217;s easy to understand that Your <strong>Total Return<\/strong> On Investment (<strong>ROI<\/strong> = Total Net Interest + Principal Back) is <strong>134%<\/strong> (34% + 100%).<\/p>\n<p>What&#8217;s next? Let\u2019s check <strong>DNI<\/strong> (<strong>Daily Net Interest<\/strong>). If you divide 34% by 27 days, you get that the average Daily Net Interest (DNI) for the plan is ~ <strong>1.25<\/strong>%. This means it is a <strong>Medium<\/strong> interest plan (read more in EN HYIP Insights article #12 <a href=\"https:\/\/emilynews.com\/blog\/?p=1251\" target=\"_blank\" rel=\"noreferrer noopener\">Part 3<\/a> and <a href=\"https:\/\/emilynews.com\/blog\/?p=1257\" target=\"_blank\" rel=\"noreferrer noopener\">Part 4<\/a> about it).<\/p>\n<p>**Another example of probably rather seen plan &#8211; XPS <strong>CLE<\/strong>, where the min. deposit is $100. At the first stages it also can be used by many investors, but the <strong>main difference<\/strong> of it is that both your Principal Deposit and your daily earnings will be availbe for withdrawal <strong>at the end<\/strong> of the plan. On the contrary, the plan which we talked above (XPS <strong>CSIP<\/strong>) allows you to get your Principal Deposit at the end AND to withdraw your earnings <strong>every single day<\/strong>.. Pay your attention on that difference please..<\/p>\n<p>So, now you know better how <span class=\"tlid-translation translation\" lang=\"en\"><span class=\"\" title=\"\"><a href=\"https:\/\/emilynews.com\/link.php?id=1437\" target=\"_blank\" rel=\"noopener\">XPSFinance<\/a><\/span><\/span> plans work. In the second part of this review, we will provide more details, features and terms of use\u2026 Stand by please\u2026<\/p>\n<p>Check other news and Stay Positive with EN!<\/p>\n<p>*********************************<\/p>\n<p>If one of the paying programs on our Monitor appeals to you, please support <em>EmilyNews<\/em> by registering for it on our website. Thanks very very much!<\/p>\n<p>EN web <strong>Support Chat<\/strong> | Hyips and Crypto questions &#8211; <strong><a style=\"color: #c03939; text-decoration: underline;\" href=\"http:\/\/emilynews.com\/chat\/hyips\/\">HyipChatEN<\/a><\/strong><\/p>\n<p>Telegram Chat for Crypto and Hyip reports: <strong><a href=\"https:\/\/telegram.me\/HyipChatEN\" target=\"_blank\" rel=\"noopener noreferrer\">@HyipChatEN<\/a><\/strong><\/p>\n<p>*********************************<\/p>\n<p>Be the first to get most important HYIP news everyday!<br \/>\nSimply Follow <a href=\"https:\/\/www.facebook.com\/EmilyNewsOnline\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Facebook<\/strong><\/a>, <a href=\"https:\/\/telegram.me\/CryptoHyipsEN\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"color: #c03939; text-decoration: underline;\">EN Telegram<\/strong><\/a>, <a href=\"https:\/\/twitter.com\/EmilyHyipNews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline; font-size: 1.3em;\">EN Twitter<\/strong><\/a><br \/>\nor Subscribe to <strong><a style=\"color: #c03939; text-decoration: underline;\" href=\"https:\/\/feedburner.google.com\/fb\/a\/mailverify?uri=Emilynews\" target=\"_blank\" rel=\"noopener noreferrer\">EN Feedburner<\/a><\/strong> and submit your email address!<\/p>\n<p>If you like this article and want to support EN &#8211; please share it by using at least few of social media buttons below. Thanks and See you tomorrow!<\/p>\n<p><a href=\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2020\/11\/Reminder2-1.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-13137\" src=\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2020\/11\/Reminder2-1.jpg\" alt=\"\" width=\"544\" height=\"600\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>This project was moved on HOLD with PROBLEM status! Wait for further updates&#8230; Let\u2019s go on to talk about XPSFinance investment program. Few days ago you could read \u201cFirst Thoughts\u201d article and before we look &hellip; <a title=\"XPSFinance \u2013 Review Part 1\" class=\"exalt-read-more\" href=\"https:\/\/emilynews.com\/blog\/?p=15445\"><span class=\"screen-reader-text\">XPSFinance \u2013 Review Part 1<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5292,5309,5293,5299,5298,5295,5300,5296,5297,5301,5294],"class_list":["post-15445","post","type-post","status-publish","format-standard","hentry","category-reviews","tag-https-xpsfinance-com-ref-emilynews","tag-xpsfinance-crypto-hyip","tag-xpsfinance-hyip","tag-xpsfinance-hyip-analisys","tag-xpsfinance-hyip-crypto","tag-xpsfinance-hyip-details","tag-xpsfinance-hyip-information","tag-xpsfinance-hyip-plans","tag-xpsfinance-hyip-review","tag-xpsfinance-hyip-updates","tag-xpsfinance-scam-or-paying","exalt-entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>XPSFinance \u2013 Review Part 1 - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=15445\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"XPSFinance \u2013 Review Part 1 - EmilyNews\" \/>\n<meta property=\"og:description\" content=\"This project was moved on HOLD with PROBLEM status! 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