{"id":10316,"date":"2020-03-16T04:16:23","date_gmt":"2020-03-16T04:16:23","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=10316"},"modified":"2020-03-16T04:16:26","modified_gmt":"2020-03-16T04:16:26","slug":"loantech-part-2-review","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=10316","title":{"rendered":"LoanTech &#8211; Part 2 Review"},"content":{"rendered":"\n<p><strong>Discussion.<\/strong><\/p>\n\n\n\n<p>To summarize from <a rel=\"noreferrer noopener\" aria-label=\"Part 1 (opens in a new tab)\" href=\"http:\/\/emilynews.com\/blog\/?p=10309\" target=\"_blank\">Part 1<\/a> of our review a little bit, <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"http:\/\/emilynews.com\/link.php?id=1354\" target=\"_blank\">LoanTech<\/a> offers a single \u201cperpetual\u201d investment plan that pays you a daily return of 3% per day.\u00a0 An unusual feature of the plan is that, after 22 days, you have the option of withdrawing 34% of your investment.\u00a0 This enables you to break even at that time.\u00a0 Otherwise, if you don\u2019t use this option, it will take 34 days for you to break even.\u00a0 In <a href=\"http:\/\/emilynews.com\/blog\/?p=10309\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Part 1 (opens in a new tab)\">Part 1<\/a> of our review, we observed that the daily net interest (DNI) that you can earn from this investment plan will depend on how long the program survives.\u00a0 Specifically, we determined the DNI for different assumed lengths of survival for the program as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><em>Assumed lifetime of plan&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; DNI<\/em><\/li><li>60 days&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1.33%<\/li><li>120 days&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2.17%<\/li><li>180 days&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2.44%<\/li><li>360 days &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2.72%<\/li><\/ul>\n\n\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1354\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-10298\" src=\"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2020\/03\/lt468.gif\" alt=\"\" width=\"468\" height=\"60\" \/><\/a><\/p>\n\n\n<p>OK,\nlet\u2019s discuss all this\u2026<\/p>\n\n\n\n<p>In general, a \u201cperpetual\u201d investment plan such as this is the online investor\u2019s dream.&nbsp; Much like a conventional bank account, you make a deposit once and you receive interest on it forever.&nbsp; The difference, of course, is that <a rel=\"noreferrer noopener\" aria-label=\"LoanTech  (opens in a new tab)\" href=\"http:\/\/emilynews.com\/link.php?id=1354\" target=\"_blank\">LoanTech <\/a>will pay you a MUCH higher interest return that probably any bank on the planet.&nbsp; However, <a href=\"http:\/\/emilynews.com\/link.php?id=1354\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"LoanTech  (opens in a new tab)\">LoanTech <\/a>will only permit you to withdraw up to 34% of your deposit after 22 days whereas, with a bank account, you can withdraw any portion of your deposit at any time you want.<\/p>\n\n\n\n<p>The downside of the <a href=\"http:\/\/emilynews.com\/link.php?id=1354\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"LoanTech  (opens in a new tab)\">LoanTech <\/a>investment plan is that it is highly likely that it won\u2019t be \u201cperpetual.\u201d&nbsp; The high interest that it pays will ultimately force the program to close down.&nbsp; When will this happen?&nbsp; We don\u2019t really know.&nbsp; However, we can discuss the probabilities of when this will happen based on the level of interest that the plan provides.<\/p>\n\n\n\n<p>But let\u2019s talk about profit first.&nbsp; Although you put 3% of your deposit into your pocket every day, this isn\u2019t your NET profit as you must first recover your investment; you must first break even.&nbsp; After that happens, all of your returns are pure profit and, as the days go by, the average daily net interest (DNI) that you have earned over the length of the investment plan will gradually increase.&nbsp; This is what the table of DNIs for different assumed lengths of the program shows us.&nbsp; Looking at the table, you can see that after three of four months your DNI is in the neighborhood of 2% per day.&nbsp; If you multiply this by seven (days per week), you are approaching a weekly net profit of 15%.&nbsp; Ultimately, the DNI will home in on the daily return of 3% per day which equates to a weekly net profit of 18%.&nbsp; You may disagree with me on this, but in my mind weekly net profits of over 10% are very lucrative.&nbsp; So, this program becomes a very lucrative venture very quickly.<\/p>\n\n\n\n<p>The flip side of high profit is, of course, high risk.&nbsp; In <em><a href=\"http:\/\/emilynews.com\/blog\/?p=1257\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"HYIP Insights #12 (opens in a new tab)\">HYIP Insights #12<\/a><\/em>, we suggested that the survivability of programs offering investment plans having DNIs higher than 2% might be at risk.&nbsp; This would apply to the <a rel=\"noreferrer noopener\" aria-label=\"LoanTech (opens in a new tab)\" href=\"http:\/\/emilynews.com\/link.php?id=1354\" target=\"_blank\">LoanTech<\/a> program.&nbsp; There is another factor to consider here as well.&nbsp; With an investment plan having a finite length, the company ultimately gets \u201crelief.\u201d&nbsp; The term of an investment plan ends and new investors inject new money into the program.&nbsp; There is no such relief for a company that offers a \u201cperpetual\u201d investment plan such as the one offered by <a rel=\"noreferrer noopener\" aria-label=\"LoanTech (opens in a new tab)\" href=\"http:\/\/emilynews.com\/link.php?id=1354\" target=\"_blank\">LoanTech<\/a>.&nbsp; Its obligation to pay interest returns simply grows and grows without limit.&nbsp; Needless to say, this is not a healthy situation for the finances of an online investment company, especially one such as <a rel=\"noreferrer noopener\" aria-label=\"LoanTech (opens in a new tab)\" href=\"http:\/\/emilynews.com\/link.php?id=1354\" target=\"_blank\">LoanTech<\/a> that offers an investment plan with a return that is rather high to begin with. <\/p>\n\n\n\n<p>This\ndiscussion of profitability and risk is based on our OPINION.&nbsp; We suggest that the reader take what we have\nsaid to heart but also do his own due diligence and arrive at his own\nindependent conclusions concerning this most important aspect of an online\ninvestment program.<\/p>\n\n\n\n<p>A minor, but nice, feature of this investment plan is that the range of permissible investments is extremely wide; everyone is welcome to invest whether he only has $10 to play around with or he has thousands of dollars.<\/p>\n\n\n\n<p><strong>Earnings Example.&nbsp; <\/strong><\/p>\n\n\n\n<p>Let\u2019s use $100 as our investment amount; it is very easy to work with.&nbsp; We\u2019ll look at two cases: when you allow your deposit to remain untouched forever and when you withdraw 34% of it after 22 days.<\/p>\n\n\n\n<p>Case 1.&nbsp; You will receive 3% of your $100 investment every day, or $3 (.03 x 100).&nbsp; After 34 days you will have received $102 (34 x 3) and you will have broken even.&nbsp; Every day after that, you will continue to receive $3 &#8212; forever.&nbsp; As an example, after 100 days, you will have received a total return of $300 (100 x3), for a net profit of $200.<\/p>\n\n\n\n<p>Case\n2.&nbsp; You will again receive a daily return\nof 3% of your investment.&nbsp; After 22 days\nyou will have received a total of 66% (22 x 3) of your investment, or $66 (.66\nx 100).&nbsp; At this time, you withdraw 34%\nof your investment, or $34 (.34 x 100).&nbsp;\nSo, you have received a total of $100 (66 + 34) and you will have broken\neven.&nbsp; You now have a remaining deposit\nof $66 remaining in your account that you will receive a daily return of 3% on,\nor $1.98. (.03 x 66).&nbsp; Since you have\nbroken even, you can say that everything that you now earn will be net\nprofit.&nbsp; In order to compare this case\nwith the previous one, let\u2019s see how much net profit you will earn in 78 more\ndays (so the total time of investment will also be 100 days).&nbsp; Doing this, we get a net profit of $154.44\n(78 x 1.98).&nbsp; <\/p>\n\n\n<p><a href=\"http:\/\/emilynews.com\/link.php?id=1354\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-10298\" src=\"http:\/\/emilynews.com\/blog\/wp-content\/uploads\/2020\/03\/lt468.gif\" alt=\"\" width=\"468\" height=\"60\" \/><\/a><\/p>\n\n\n<p>So, you can see that, while the option of being able to withdraw 34% of your funds after 22 days so that you can break even early lowers the risk associated with early closure of the program, it also lowers your net profit considerably.&nbsp; In this specific example, in the assumed 100-day investment period, your net profit decreased by around 25%.&nbsp; The investor will have to decide which is more important: decreased risk or decreased net profit.<\/p>\n\n\n\n<p><strong>Conclusions.<\/strong><\/p>\n\n\n\n<p><a rel=\"noreferrer noopener\" aria-label=\"LoanTech  (opens in a new tab)\" href=\"http:\/\/emilynews.com\/link.php?id=1354\" target=\"_blank\">LoanTech <\/a>offers a single \u201cperpetual\u201d investment plan.\u00a0 It is very lucrative, providing a 3% daily return &#8212; forever.\u00a0 The investor can optionally withdraw up to 34% of his deposit after 22 days to permit him to break even at this time.\u00a0 This lowers risk in case the program closes prematurely but is also lowers future profits.\u00a0 \u201cPerpetual\u201d investment programs such as this are appealing to the online investor and this one might be no exception &#8212; in spite of the risk associated with it due to its high profitability.<\/p>\n\n\n<p>*********************************<\/p>\n<p>If one of the paying programs on our Monitor appeals to you, please support <em>EmilyNews<\/em> by registering for it on our website. Thanks very very much!<\/p>\n<p>Telegram Chat for your Crypto and Hyip reports: <strong><a href=\"https:\/\/telegram.me\/HyipChatEN\" target=\"_blank\" rel=\"noopener noreferrer\">@HyipChatEN<\/a><\/strong><\/p>\n<p>*********************************<\/p>\n<p>Be the first to get most important HYIP news everyday!<br \/>Simply Follow <a href=\"https:\/\/www.facebook.com\/EmilyNewsOnline\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Facebook<\/strong><\/a>, <a href=\"https:\/\/telegram.me\/emilynews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"color: #c03939; text-decoration: underline;\">EN Telegram<\/strong><\/a>, <a href=\"https:\/\/twitter.com\/EmilyHyipNews\" target=\"_blank\" rel=\"noopener noreferrer\"><strong style=\"text-decoration: underline;\">EN Twitter<\/strong><\/a><br \/>or Subscribe to <strong><a style=\"color: #c03939; text-decoration: underline;\" href=\"https:\/\/feedburner.google.com\/fb\/a\/mailverify?uri=Emilynews\" target=\"_blank\" rel=\"noopener noreferrer\">EN Feedburner<\/a><\/strong> and submit your email address!<\/p>\n<p>If you like this article and want to support EN &#8211; please share it by using at least few of social media buttons below. Thanks and See you tomorrow!<\/p>","protected":false},"excerpt":{"rendered":"<p>Discussion. To summarize from Part 1 of our review a little bit, LoanTech offers a single \u201cperpetual\u201d investment plan that pays you a daily return of 3% per day.\u00a0 An unusual feature of the plan &hellip; <a title=\"LoanTech &#8211; Part 2 Review\" class=\"exalt-read-more\" href=\"https:\/\/emilynews.com\/blog\/?p=10316\"><span class=\"screen-reader-text\">LoanTech &#8211; Part 2 Review<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":10313,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3943,3930,3933,3936,3931,3932,3935,3946,3934,3937,3938,3944],"class_list":["post-10316","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews","tag-https-loantech-top-ltemilynews","tag-loantech","tag-loantech-hyip","tag-loantech-info","tag-loantech-investment-plan","tag-loantech-investment-program","tag-loantech-news","tag-loantech-review","tag-loantech-scam-or-paying","tag-loantech-update","tag-loantech-updates","tag-loantech-top","exalt-entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>LoanTech - Part 2 Review - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=10316\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"LoanTech - Part 2 Review - EmilyNews\" \/>\n<meta property=\"og:description\" content=\"Discussion. To summarize from Part 1 of our review a little bit, LoanTech offers a single \u201cperpetual\u201d investment plan that pays you a daily return of 3% per day.\u00a0 An unusual feature of the plan &hellip; LoanTech &#8211; Part 2 ReviewRead more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/emilynews.com\/blog\/?p=10316\" \/>\n<meta property=\"og:site_name\" content=\"EmilyNews\" \/>\n<meta property=\"article:published_time\" content=\"2020-03-16T04:16:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-03-16T04:16:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2020\/03\/lt.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"200\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emilynews\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2020\/03\/lt.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emilynews\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=10316\",\"url\":\"https:\/\/emilynews.com\/blog\/?p=10316\",\"name\":\"LoanTech - Part 2 Review - EmilyNews\",\"isPartOf\":{\"@id\":\"https:\/\/emilynews.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=10316#primaryimage\"},\"image\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=10316#primaryimage\"},\"thumbnailUrl\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2020\/03\/lt.jpg\",\"datePublished\":\"2020-03-16T04:16:23+00:00\",\"dateModified\":\"2020-03-16T04:16:26+00:00\",\"author\":{\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33\"},\"breadcrumb\":{\"@id\":\"https:\/\/emilynews.com\/blog\/?p=10316#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/emilynews.com\/blog\/?p=10316\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=10316#primaryimage\",\"url\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2020\/03\/lt.jpg\",\"contentUrl\":\"https:\/\/emilynews.com\/blog\/wp-content\/uploads\/2020\/03\/lt.jpg\",\"width\":200,\"height\":200},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/emilynews.com\/blog\/?p=10316#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/emilynews.com\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"LoanTech &#8211; Part 2 Review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/emilynews.com\/blog\/#website\",\"url\":\"https:\/\/emilynews.com\/blog\/\",\"name\":\"EmilyNews\",\"description\":\"EmilyNews Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/emilynews.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/d198218498e05856be72796eea940a33\",\"name\":\"Emilynews\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/emilynews.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/080b41979dac9ab029c0867a1655bdaf?s=96&d=mm&r=g\",\"caption\":\"Emilynews\"},\"url\":\"https:\/\/emilynews.com\/blog\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"LoanTech - Part 2 Review - EmilyNews","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/emilynews.com\/blog\/?p=10316","og_locale":"en_US","og_type":"article","og_title":"LoanTech - Part 2 Review - EmilyNews","og_description":"Discussion. 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