{"id":1008,"date":"2017-05-22T05:53:02","date_gmt":"2017-05-22T05:53:02","guid":{"rendered":"http:\/\/emilynews.com\/blog\/?p=1008"},"modified":"2017-05-22T13:33:47","modified_gmt":"2017-05-22T13:33:47","slug":"hyip-insights-11-compounding-miracle-monster-part-1","status":"publish","type":"post","link":"https:\/\/emilynews.com\/blog\/?p=1008","title":{"rendered":"HYIP Insights #11 &#8212; Is Compounding a Miracle or a Monster? Part 1"},"content":{"rendered":"<p><a name=\"wic\"><\/a><strong>What is Compounding?<\/strong><\/p>\n<p>HYIP investors often talk about compounding.\u00a0 Certain investment programs offer automatic compounding as an option.\u00a0 In this article, I will first explain how compounding works.\u00a0 Then, we\u2019ll get into a number of variations of the basic concept.\u00a0 These will include:<\/p>\n<p>Full and partial compounding<br \/>\nEffect of interest rate on compounding<br \/>\nEffect of time on compounding<br \/>\nExamples of current online programs with a compounding option<br \/>\nCompounding on your own<\/p>\n<p>This is a lot of ground to cover and it will be necessary to break this article up into a number of parts in order to do it.<\/p>\n<p>OK, let\u2019s begin\u2026<\/p>\n<p>First of all, what is compounding?\u00a0 Simply stated, compounding means that, every time you have interest earnings, you reinvest some or all of them &#8212; adding them to your principal.\u00a0 Thus, as time goes on, your principal grows and, with every earning cycle, the interest that you receive likewise grows.<\/p>\n<p>OK, as a simple example of compounding, let\u2019s assume an investment of $100 and a daily interest rate of 5% (which is quite high) and that we\u2019ll compound ALL of our interest earnings (100% compounding).\u00a0 Here\u2019s a table of how our principal will grow during a 30 day period\u2026<\/p>\n<table width=\"237\">\n<tbody>\n<tr>\n<td colspan=\"4\" width=\"128\"><strong>100% Compounding<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>Day<\/strong><\/td>\n<td width=\"75\"><strong>Principal<\/strong><\/td>\n<td width=\"56\"><strong>Interest<\/strong><\/td>\n<td width=\"72\"><strong>Withdraw<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><\/td>\n<td width=\"75\">$100.00<\/td>\n<td width=\"56\">$5.00<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1<\/td>\n<td width=\"75\">$105.00<\/td>\n<td width=\"56\">$5.25<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">2<\/td>\n<td width=\"75\">$110.25<\/td>\n<td width=\"56\">$5.51<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">3<\/td>\n<td width=\"75\">$115.76<\/td>\n<td width=\"56\">$5.79<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">4<\/td>\n<td width=\"75\">$121.55<\/td>\n<td width=\"56\">$6.08<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">5<\/td>\n<td width=\"75\">$127.63<\/td>\n<td width=\"56\">$6.38<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">6<\/td>\n<td width=\"75\">$134.01<\/td>\n<td width=\"56\">$6.70<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">7<\/td>\n<td width=\"75\">$140.71<\/td>\n<td width=\"56\">$7.04<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">8<\/td>\n<td width=\"75\">$147.75<\/td>\n<td width=\"56\">$7.39<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">9<\/td>\n<td width=\"75\">$155.13<\/td>\n<td width=\"56\">$7.76<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">10<\/td>\n<td width=\"75\">$162.89<\/td>\n<td width=\"56\">$8.14<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">11<\/td>\n<td width=\"75\">$171.03<\/td>\n<td width=\"56\">$8.55<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">12<\/td>\n<td width=\"75\">$179.59<\/td>\n<td width=\"56\">$8.98<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">13<\/td>\n<td width=\"75\">$188.56<\/td>\n<td width=\"56\">$9.43<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">14<\/td>\n<td width=\"75\">$197.99<\/td>\n<td width=\"56\">$9.90<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">15<\/td>\n<td width=\"75\">$207.89<\/td>\n<td width=\"56\">$10.39<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">16<\/td>\n<td width=\"75\">$218.29<\/td>\n<td width=\"56\">$10.91<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">17<\/td>\n<td width=\"75\">$229.20<\/td>\n<td width=\"56\">$11.46<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">18<\/td>\n<td width=\"75\">$240.66<\/td>\n<td width=\"56\">$12.03<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">19<\/td>\n<td width=\"75\">$252.70<\/td>\n<td width=\"56\">$12.63<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">20<\/td>\n<td width=\"75\">$265.33<\/td>\n<td width=\"56\">$13.27<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">21<\/td>\n<td width=\"75\">$278.60<\/td>\n<td width=\"56\">$13.93<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">22<\/td>\n<td width=\"75\">$292.53<\/td>\n<td width=\"56\">$14.63<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">23<\/td>\n<td width=\"75\">$307.15<\/td>\n<td width=\"56\">$15.36<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">24<\/td>\n<td width=\"75\">$322.51<\/td>\n<td width=\"56\">$16.13<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">25<\/td>\n<td width=\"75\">$338.64<\/td>\n<td width=\"56\">$16.93<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">26<\/td>\n<td width=\"75\">$355.57<\/td>\n<td width=\"56\">$17.78<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">27<\/td>\n<td width=\"75\">$373.35<\/td>\n<td width=\"56\">$18.67<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">28<\/td>\n<td width=\"75\">$392.01<\/td>\n<td width=\"56\">$19.60<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">29<\/td>\n<td width=\"75\">$411.61<\/td>\n<td width=\"56\">$20.58<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">30<\/td>\n<td width=\"75\">$432.19<\/td>\n<td width=\"56\">$21.61<\/td>\n<td width=\"72\">$0.00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The good news is that, in a month\u2019s time, your principal has grown by over four times &#8212; from $100 to $432.\u00a0 Likewise, your daily interest has grown from $5 to over $21.\u00a0 Of course, you haven\u2019t put any money in your pocket yet.\u00a0 But, this sure looks nice on paper.<\/p>\n<p>If we had continued this spreadsheet longer to, say, a term of 110 days, some of the key entries would be:<\/p>\n<table width=\"251\">\n<tbody>\n<tr>\n<td colspan=\"4\" width=\"138\"><strong>100% Compounding<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"38\"><strong>Day<\/strong><\/td>\n<td width=\"75\"><strong>Principal<\/strong><\/td>\n<td width=\"63\"><strong>Interest<\/strong><\/td>\n<td width=\"76\"><strong>Withdraw<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"38\"><\/td>\n<td width=\"75\">$100.00<\/td>\n<td width=\"63\">$5.00<\/td>\n<td width=\"76\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"38\">30<\/td>\n<td width=\"75\">$432.19<\/td>\n<td width=\"63\">$21.61<\/td>\n<td width=\"76\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"38\">60<\/td>\n<td width=\"75\">$1,867.92<\/td>\n<td width=\"63\">$93.40<\/td>\n<td width=\"76\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"38\">90<\/td>\n<td width=\"75\">$8,073.04<\/td>\n<td width=\"63\">$403.65<\/td>\n<td width=\"76\">$0.00<\/td>\n<\/tr>\n<tr>\n<td width=\"38\">110<\/td>\n<td width=\"75\">$21,420.17<\/td>\n<td width=\"63\">$1,071.01<\/td>\n<td width=\"76\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>So, remarkably, after 110 days, your principal has grown from a mere $100 to over $21,000 and you are earning over $1,000 dollars per day in interest.\u00a0 This, of course, is the \u201cMiracle\u201d that the HYIP investor dreams about.\u00a0 When he hears of a program that offers automatic compounding, he optimistically figures that he will let his investment compound for a few months and then, after that, he will simply withdraw his daily interest.\u00a0 Well, this really look good on paper.\u00a0 But, what&#8217;s wrong with this picture?\u00a0 Here are a few things:<\/p>\n<p>The program might not survive for the 110 day investment term and you will lose everything!\u00a0 This is the \u201cMonster\u201d lurking behind the scenes in every automated compounding system.<br \/>\nThis interest rate is excessively high.\u00a0 There is only a very slim chance that a company paying such a rate can survive.<\/p>\n<p><a name=\"pc\"><\/a><strong>Partial Compounding.<\/strong><\/p>\n<p>To get around the first problem, an investor might decide to only compound, say, 50% of his interest earnings and withdraw the other 50%.\u00a0 This is a sort of safety net in case the program should die before it reaches the term of 110 days that we have chosen here.\u00a0 Let\u2019s take a look at what happens in this case for the first 30 days.<\/p>\n<table width=\"233\">\n<tbody>\n<tr>\n<td colspan=\"4\" width=\"135\"><strong>50% Compounding<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>Day<\/strong><\/td>\n<td width=\"64\"><strong>Principal<\/strong><\/td>\n<td width=\"59\"><strong>Interest<\/strong><\/td>\n<td width=\"75\"><strong>Withdraw<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><\/td>\n<td width=\"64\">$100.00<\/td>\n<td width=\"59\">$5.00<\/td>\n<td width=\"75\">$2.50<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1<\/td>\n<td width=\"64\">$102.50<\/td>\n<td width=\"59\">$5.13<\/td>\n<td width=\"75\">$2.56<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">2<\/td>\n<td width=\"64\">$105.06<\/td>\n<td width=\"59\">$5.25<\/td>\n<td width=\"75\">$2.63<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">3<\/td>\n<td width=\"64\">$107.69<\/td>\n<td width=\"59\">$5.38<\/td>\n<td width=\"75\">$2.69<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">4<\/td>\n<td width=\"64\">$110.38<\/td>\n<td width=\"59\">$5.52<\/td>\n<td width=\"75\">$2.76<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">5<\/td>\n<td width=\"64\">$113.14<\/td>\n<td width=\"59\">$5.66<\/td>\n<td width=\"75\">$2.83<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">6<\/td>\n<td width=\"64\">$115.97<\/td>\n<td width=\"59\">$5.80<\/td>\n<td width=\"75\">$2.90<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">7<\/td>\n<td width=\"64\">$118.87<\/td>\n<td width=\"59\">$5.94<\/td>\n<td width=\"75\">$2.97<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">8<\/td>\n<td width=\"64\">$121.84<\/td>\n<td width=\"59\">$6.09<\/td>\n<td width=\"75\">$3.05<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">9<\/td>\n<td width=\"64\">$124.89<\/td>\n<td width=\"59\">$6.24<\/td>\n<td width=\"75\">$3.12<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">10<\/td>\n<td width=\"64\">$128.01<\/td>\n<td width=\"59\">$6.40<\/td>\n<td width=\"75\">$3.20<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">11<\/td>\n<td width=\"64\">$131.21<\/td>\n<td width=\"59\">$6.56<\/td>\n<td width=\"75\">$3.28<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">12<\/td>\n<td width=\"64\">$134.49<\/td>\n<td width=\"59\">$6.72<\/td>\n<td width=\"75\">$3.36<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">13<\/td>\n<td width=\"64\">$137.85<\/td>\n<td width=\"59\">$6.89<\/td>\n<td width=\"75\">$3.45<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">14<\/td>\n<td width=\"64\">$141.30<\/td>\n<td width=\"59\">$7.06<\/td>\n<td width=\"75\">$3.53<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">15<\/td>\n<td width=\"64\">$144.83<\/td>\n<td width=\"59\">$7.24<\/td>\n<td width=\"75\">$3.62<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">16<\/td>\n<td width=\"64\">$148.45<\/td>\n<td width=\"59\">$7.42<\/td>\n<td width=\"75\">$3.71<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">17<\/td>\n<td width=\"64\">$152.16<\/td>\n<td width=\"59\">$7.61<\/td>\n<td width=\"75\">$3.80<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">18<\/td>\n<td width=\"64\">$155.97<\/td>\n<td width=\"59\">$7.80<\/td>\n<td width=\"75\">$3.90<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">19<\/td>\n<td width=\"64\">$159.87<\/td>\n<td width=\"59\">$7.99<\/td>\n<td width=\"75\">$4.00<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">20<\/td>\n<td width=\"64\">$163.86<\/td>\n<td width=\"59\">$8.19<\/td>\n<td width=\"75\">$4.10<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">21<\/td>\n<td width=\"64\">$167.96<\/td>\n<td width=\"59\">$8.40<\/td>\n<td width=\"75\">$4.20<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">22<\/td>\n<td width=\"64\">$172.16<\/td>\n<td width=\"59\">$8.61<\/td>\n<td width=\"75\">$4.30<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">23<\/td>\n<td width=\"64\">$176.46<\/td>\n<td width=\"59\">$8.82<\/td>\n<td width=\"75\">$4.41<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">24<\/td>\n<td width=\"64\">$180.87<\/td>\n<td width=\"59\">$9.04<\/td>\n<td width=\"75\">$4.52<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">25<\/td>\n<td width=\"64\">$185.39<\/td>\n<td width=\"59\">$9.27<\/td>\n<td width=\"75\">$4.63<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">26<\/td>\n<td width=\"64\">$190.03<\/td>\n<td width=\"59\">$9.50<\/td>\n<td width=\"75\">$4.75<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">27<\/td>\n<td width=\"64\">$194.78<\/td>\n<td width=\"59\">$9.74<\/td>\n<td width=\"75\">$4.87<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">28<\/td>\n<td width=\"64\">$199.65<\/td>\n<td width=\"59\">$9.98<\/td>\n<td width=\"75\">$4.99<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">29<\/td>\n<td width=\"64\">$204.64<\/td>\n<td width=\"59\">$10.23<\/td>\n<td width=\"75\">$5.12<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">30<\/td>\n<td width=\"64\">$209.76<\/td>\n<td width=\"59\">$10.49<\/td>\n<td width=\"75\">$5.24<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This is quite a different story from the case with 100% compounding.\u00a0 Now, your principal has doubled and you are earning around $10 per day, half of which you are withdrawing and half of which you are reinvesting.\u00a0 If you had added up all the withdrawals, the total would come to $115.\u00a0 So, you would have broken even in less than one month.\u00a0 To compare this to the case with 100% compounding, your principal only increased by half as much.\u00a0 However, you are safe since you recovered your initial investment.<\/p>\n<p>Now, let\u2019s continue the table as we did for the 100% compounding case, again only looking at key values.<\/p>\n<table width=\"243\">\n<tbody>\n<tr>\n<td colspan=\"4\" width=\"138\"><strong>50% Compounding<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"38\"><strong>Day<\/strong><\/td>\n<td width=\"67\"><strong>Principal<\/strong><\/td>\n<td width=\"62\"><strong>Interest<\/strong><\/td>\n<td width=\"76\"><strong>Withdraw<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"38\"><\/td>\n<td width=\"67\">$100.00<\/td>\n<td width=\"62\">$5.00<\/td>\n<td width=\"76\">$2.50<\/td>\n<\/tr>\n<tr>\n<td width=\"38\">30<\/td>\n<td width=\"67\">$209.76<\/td>\n<td width=\"62\">$10.49<\/td>\n<td width=\"76\">$5.24<\/td>\n<\/tr>\n<tr>\n<td width=\"38\">60<\/td>\n<td width=\"67\">$439.98<\/td>\n<td width=\"62\">$22.00<\/td>\n<td width=\"76\">$11.00<\/td>\n<\/tr>\n<tr>\n<td width=\"38\">90<\/td>\n<td width=\"67\">$922.89<\/td>\n<td width=\"62\">$46.14<\/td>\n<td width=\"76\">$23.07<\/td>\n<\/tr>\n<tr>\n<td width=\"38\">110<\/td>\n<td width=\"67\">$1,512.26<\/td>\n<td width=\"62\">$75.61<\/td>\n<td width=\"76\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Now it is possible to see some major differences occurring.\u00a0 Our principal has grown to around $1,500 whereas, for the case of 100% compounding, it had grown to over $21,000.\u00a0 Similarly, the daily interest earnings are now around $75 whereas, in the case of 100% compounding, they had grown to around $1,000 per day.\u00a0 So, by compounding half of your interest earnings, you reduce both your principal and interest earnings by much much more.\u00a0 So, if a person is aware of the possible \u201cMiracle\u201d that can occur when you compound most or all of your earnings, it is very very tempting to ignore the \u201cMonster\u201d lurking in the background that could result in your losing everything.<\/p>\n<p>The question, of course, is, \u201cWhich is the better choice?\u201d\u00a0 Is it better to compound 100% in hopes that a program will survive long enough to pay you a very respectable passive income later on or is it best to compound 50% &#8212; or some other partial amount &#8212; to protect yourself from the possible premature failure of a program?<\/p>\n<p>This is the classic dilemma associated with HYIP investing.\u00a0 How much risk do you want to take in hopes of larger future gain?\u00a0 This is a very individual thing.\u00a0 We offered some suggestions on this in a previous <em>HYIP Insights<\/em> article that you can read <a href=\"http:\/\/emilynews.com\/blog\/?p=787\" target=\"_blank\" rel=\"noopener noreferrer\">here<\/a>.<\/p>\n<p>In the next part of this article we will discuss the effects of interest rates and time on compounding.\u00a0 Please stand by.<\/p>\n<p>*********************<\/p>\n<p>If you like this article, please share it by using the social media buttons below.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is Compounding? HYIP investors often talk about compounding.\u00a0 Certain investment programs offer automatic compounding as an option.\u00a0 In this article, I will first explain how compounding works.\u00a0 Then, we\u2019ll get into a number of &hellip; <a title=\"HYIP Insights #11 &#8212; Is Compounding a Miracle or a Monster? Part 1\" class=\"exalt-read-more\" href=\"https:\/\/emilynews.com\/blog\/?p=1008\"><span class=\"screen-reader-text\">HYIP Insights #11 &#8212; Is Compounding a Miracle or a Monster? Part 1<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":311,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[106,108,57,10,107,26,53,24,103,25],"class_list":["post-1008","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hyip-insights","tag-compounding","tag-compounding-table","tag-honest-hyip","tag-hyip","tag-hyip-compounding","tag-hyip-info","tag-hyip-insights","tag-hyip-news","tag-hyip-update","tag-hyip-updates","exalt-entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HYIP Insights #11 - Is Compounding a Miracle or a Monster? Part 1 - EmilyNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/emilynews.com\/blog\/?p=1008\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HYIP Insights- Is Compounding a Miracle or a Monster? Part 1 : Different HYIP investment blog. Fair and Fast updates | EmilyNews | EN\" \/>\n<meta property=\"og:description\" content=\"What is Compounding? HYIP investors often talk about compounding.\u00a0 Certain investment programs offer automatic compounding as an option.\u00a0 In this article, I will first explain how compounding works.\u00a0 Then, we\u2019ll get into a number of &hellip; HYIP Insights #11 &#8212; Is Compounding a Miracle or a Monster? 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