Increased from 150 to 300 Days Long.

Synergists just announced that they have changed their investment plan from 2% for 150 days to 1% for 300 days.  This is a very significant change.  Let’s take a look at how it will impact the investor…

First, if you earn 2% per day, it will take you 50 days to break even.  Now, with the return lowered to 1%, it will take 100 days to break even.

Second, let’s take a look at how this change effects the average daily net interest (DNI) that the plan will pay you.  In the old plan, your total GROSS interest will be the 2% daily gross interest times the 150-day length of the plan, or 300%.  Since this includes your investment, you must subtract 100% to get the total NET interest which will obviously be 200%.  Averaging this out over the 150-day length of the plan by dividing by 150, you get an average daily net interest (DNI) of 1.33%.  If you do this same calculation for the new 1% for 300 days investment plan, you get a DNI of 0.67%, which, as you probably expected, is half of what it was for the old investment plan. 

Well, is this change good or bad?  That’s a hard question to answer.  Since the company now pays half of the earnings it did in the past, the implication is that the program will be better able to survive in the long term.  This is essentially what the folks at Synergists said in their announcement of this change — which I’ll repeat below.  So, this is a good point of the change.

The bad point is that the program becomes half as profitable.  The gross daily return is cut in half and, as we saw above, the number of days for the plan to break even is doubled.  So, the person putting money into this investment plan must have faith that the new version of it will, indeed, enable the program to survive in the long term.  And, he will have to wait twice as long to make the same amount of profit.

With the old DNI of 1.33%, the average weekly profit that the investor would earn from this investment plan was 9.31% which was fairly respectable.  Now with a DNI of 0.67%, this reduces to 4.67%.  Compared to interest that your local bank pays, this is a fortune.  In HYIP world, it will probably only appeal to the investor who is looking for a long-term source of passive income. 

So, the bottom line probably is that, if Synergists can make good on their promise to survive in the long term, the change they are making will be a very good thing for the conservative investor.  Time will tell whether or not this will be the case…

Here’s the announcement from Synergists:

Announcement !

After days of thorough discussion with the team, we have agreed to change the current plan from 2% for 150 days to 1% for 300 days.

We have heard ideas and personal from you in the group chat. We have taken all considerations and pondered on what would be the best for everyone

This new updated plan will surely maintain the stability of the program. We value you guys so much and we heard you when you said that the decision does not matter as long as the site goes on forever.

To keep the site going, we need to do some adjustments. We are not here to play games but we are here to have fun and earn. We are one family now. Your voices matter to us and we would never want your investments to go to waste.

Thank you all so much especially those who gave their ideas. Thank you for you continued support dear brothers and sisters in investment.

Let us go forth and earn!

PS. If you have good ideas or suggestions, please feel free to send it to the telegram group. We would love to hear it!

Love,

Synergists Founding Parents

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