This project was moved on CLOSED status! Do NOT invest there anymore..
This project was moved on CLOSED status! Do NOT invest there anymore..
The Hitrez Investment Plans.
In our recent “First Thoughts” article about Hitrez, we very briefly introduced their investment plans in the following way:
For the online investor, Hitrez offers three easy-to-understand investment programs. All of them are of the same type and pay a daily interest rate that returns the investor’s initial deposit as part of it. All three of the investment plans are very lucrative, with — as you would expect — the plans that require the greater minimum investments offering the higher returns.
If you refer to the website, you will find the following additional information about these investment plans there:
- Start Plan
- 5% daily for 30 days
- 0.001 – 0.199 BTC
- Advanced Plan
- 7% daily for 25 days
- 0.2 – 1.999 BTC
- Professional Plan
- 10% daily for 20 days
- 2 – 20 BTC
Analysis of the Hitrez Investment Plans.
When we “analyze” an investment plan, we typically determine how long it takes the plan to break even and what the average daily net profit (interest) that you can earn from it will be. We abbreviate this latter quantity as DNI (daily net interest). We find that, along with the given basic information about an investment plan, the addition of these two pieces of information gives us a very complete picture of how an investment plan works as well as a solid feel its profitability and level of risk.
To determine how long an investment plan takes to break even, you divide 100% by the gross daily return the plan pays For the Start Plan, if you divide 100% by the 5% daily return, you find that it takes you exactly 20 days to recover your investment — to break even. If you do this arithmetic for the Advanced and Professional plans, you will find that they break even in 15 days and 10 days, respectively. Naturally, the higher the daily return, the faster an investment plan will break even.
The total GROSS interest that you will earn for the Start Plan will be the daily gross interest of 5% times the 30-day length of the plan, or 150%. Since this includes your investment, you must subtract 100% from it to get the total NET interest that you will earn, or 50%. Finally, averaging this out over the 30-day length of the plan by dividing by 30, you get the average DNI for the plan, or 1.67%. repeating these calculations for the Advanced and Professional Plans, you get DNIs of 3% and 5%, respectively.
In summary, we have the following:
- Plan DNI Days to break even
- Start 1.67% 20 days
- Advanced 3% 15 days
- Professional 5% 10 days
Let’s begin by taking a look at the big picture…
First of all, the Hitrez investment plans are the best TYPE of investment plan. Since your investment is returned as part of your earnings, the portion of it that is at risk decreases every day. You also break even considerably before a plan ends. Using the lowest interest plan, the Start Plan, as an example, the plan breaks even in 20 days out of the 30-day total length of the plan. So, during the last 10 days of the plan you are earning “pure profit.” The fact that you break even in 20 days implies that you have recovered half of your investment in 10 days or a quarter of it in five days. So, it is easy to see that this is a nice set-up from the point of view of risk. Compare this to the worst type of investment plan — that we refer to as an “after” plan — wherein neither your investment or your earnings are returned to you until the plan ends. So, the investor is faced with the possibility of losing everything for the entire duration of the plan until it ends.
Assuming that one Bitcoin is now worth around $8,000, the minimum investment for the Start Plan is only $8, which everyone can afford. The minimum investment for the Advanced Plan converts to around $1,600, which will screen out most online investors. And, finally, the minimum for the Professional Plan converts to around $16,000, which is so high that we recommend that investors NOT use the plan. In general, we discourage investing in ANY online investment program unless you are firmly convinced that it is as reliable as a corporation that is selling stock shares or as your local bank. Unfortunately, few, if any, HYIPs are in this category. Even investing in the Advanced Plan is questionable from this point of view. I would regard it as a borderline situation.
Related to this, in HYIP Insights #12, we suggested that the survivability of programs offering investment plans having DNIs of 2% or higher might be at risk. The reason is simple; it is more difficult for a program to pay high interests that low ones. In fact, if the Professional Plan is not used and the Advanced Plan is only rarely used, the potential for long-term survivability of the Hitrez program will increase dramatically. The DNI of 1.67% offered by the Start Plan is profitable and also is reasonable for the risk point of view.
So, in the rest of this review, we won’t be paying much attention to the Professional Plan. However, if you are a very adventuresome investor and would like to gamble $16,000 in the hopes of making some fast profits, the previous information from our analysis of the plan might be helpful to you.
Just how profitable is the Start Plan? Well, if you multiply the DNI by seven, you come up with an average weekly profit of nearly 12%. My opinion is that this should make just about anyone happy. In comparison, the average weekly profit that is promised for the Professioanl Plan is 35%. This is so high that it seems almost crazy. So, as we already suggested, avoid that plan unless you like to take chances. In some cases of unscrupulous investment programs, the Admin uses investment plans like this in an effort to catch a “big fish.” Shortly after the catch, you can expect the program to close and the Admin will run away with the cash box. I am not implying that the administrators of the Hitrez program will indulge in this level of trickery. However, in some previous cases, it has happened.
In hopes that the Start Plan will turn out to be the most popular investment plan in the Hitrez program, let’s work out an example for that plan in an effort to see how it works. In fact, let’s assume that you are a very serious investor and have put $1,000 into the plan.
OK, every day you will receive 5% of this, or $50 (.05 x 1,000). You can see that, after 20 days, you will have received a total of $1,000 (20 x 50) back and will have broken even. So, after that, your daily earnings are “pure profit.” By the end of the 30-day investment period, you will have received a total of $1,500 (30 x 50), or a net profit of $500. So, in one month’s time, you make a net profit of 50%. Not bad at all…
Hitrez offers three lucrative investment plans. The minimum investment required for the two higher interest plans will put them out of reach of most online investors. This is actually good for the program as it is likely to increase its chances of being a long-term survivor. Given this situation, the Hitrez investment program is apt to appeal to a wide range of online investors.
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