First Thoughts on Private Club.

Private Club just purchased a “Diamond” listing on the Emily News monitor.  Welcome!

According to the website, Private Club opened its doors on March 20.  So, they are still a new program — barely a month old.  It appears that Private Club is a group of investors that earn money by investing the deposits you make with their company.  They refer to your deposits as “loans” to them by means of which you earn a profit.  Their business claims are summarized in their website as follows:

Private Club Business LTD is operated by a group of financial experts who are willing to help common investors get higher profit than banks without any experience or risks, also help small and medium enterprises raise money more easily to make their companies operate regularly.

We stepped into this field more than 3 years ago, in the past, we only borrowed money from private investors and small institutions offline. But as our business is expanding year by year, so we decided to open our business online to reach more customers. That is to say, all people, institutions or organizations around the world can lend money to us, in return, we will give you higher profit than banks and most financial institutions.

Private Club offers five investment plans, all of which are 30 days long and all of which return your deposit as part of your earnings.   The first three plans pay interest daily, the amount of interest depending on the amount of your deposit.  The second two plans pay you all of your earnings at the end of the plan.  Remember that your earnings in ALL of the investment plans include your deposit.  So, to repeat, in the first three plans, you receive earnings on a daily basis while, in the second two, you receive your earnings at the conclusion of the plan.  This would appear to make the last two investment plans riskier than the first three.  This is correct.  But, if my quick mental calculations are correct, Private Club offers higher interest rates for the second two plans as a “carrot” to entice the investor to put their money into them.  So, at first glance, these investment plans appear to be very well thought out.  We’ll take a close look at them when we review the program which should be within the next day of two.  Please stand by…

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