This project was moved on PROBLEM! Beware at the moment..
Discussion.
In Part 1 of this review, we decided to focus on Plan #1 that is offered by ExWay. It pays 6% interest per day — forever. We found that this plan will enable you to break even in 17 days and that the average daily net interest (DNI) that you will earn from it will vary from a low of 2.67% if the program survives for only a month up to 5.72% if it survives for a year. We noted that, in a “perpetual” investment plan such as this, DNI will gradually home in on the daily gross return that the plan pays which, again, in this case, is 6%.
In Part 1 of this review, we also decided not to consider Plans #2, #3, and #4 because of the high minimum investments that they require. These plans also promise higher returns that Plan #1, which pays a return of 6% daily. As we will discuss, 6% is already an excessively high return. Higher returns than this could seriously jeopardize the chances of the program surviving for a significant length of time. So, for two reasons, it would be good for the overall health of the program if these higher interest plans were avoided. Of course, if you have $5,000 or more that you can play around with, you might want to try your luck with Plan #2. However, we wouldn’t recommend it.
Let’s take a closer look at exactly how profitable Plan #1 is. After only one month, you are averaging a daily net profit of 2.67%. Multiplying this by seven, you have an average weekly profit of around 19%. After two months, your daily average jumps to 4.33% and the weekly profit jumps to around 30%. Ultimately, after a year or so, your daily net profit (DNI) is homing in on the daily gross return of 6% which is equivalent to over 40% weekly net profit. This, of course, is an unbelievable return. We at EmilyNews suggest that it will be difficult for a program to sustain investment plans with DNIs greater than only 2%. You will have to decide for yourself whether or not the return promised by ExWay is feasible of not. We discussed the issue of profitability and risk in great detail in the article in HYIP Insights #12. You might want to take a look at this article.
Theoretically, a “perpetual” investment plan such as this is an investor’s dream come true. You make a one-time investment and it continues until you die. Like dividends from lucrative stocks, this is the best of all possible worlds. However, the investor must also consider whether or not the interests that are promised are realistic or not. Can a company possibly afford to pay 6% daily interest ad infinitum? Or, even more realistically for the HYIP investor, the question is probably whether or not the company can afford to pay such a return long enough for him to break even — and to make a significant profit before the program ends.
Earnings Example.
OK, let’s assume that you have $500 that you are willing to invest with this program. Every day you will receive a return of 6% of this, or $30 (.06 x 500). After 17 days you will have received $510 (17 x 30) and you will have broken even. So, everything that you receive after this is pure profit. And, theoretically this will continue forever. This means that, after one month (30 days), you will have received 13 (30 – 17) days of pure profit, or $390 (13 x 30). Every month after that you will receive $900 (30 x 30) in pure profit. So, in a year, your $500 investment will give you a total GROSS profit of $10,800 (12 x 900) from which you must subtract your $500 investment to get a total NET profit of $10,300. You, of course, have to ask yourself if this is really possible or, if you don’t think it is, for how long a program such as this can sustain profits at this level.
Conclusions.
ExWay offers four very lucrative investment plans. To sweeten the pot even further, these plans are “perpetual,” meaning that you make an investment once and you receive interest payments forever. Due to the high returns that are promised, these investment plans must be considered to be highly risky. I suspect that that will primarily appeal to the more adventuresome investor who is willing to take a risk in hopes of earning fast profits.
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